,i  #aaith ,,congress  #ast ,session    
,h4 ,r4 #cegf  ,,in ,,the ,,house ,,of  
,,representatives  ,may #bc1 #bjbe,mrs4 
,biggs of ,south ,carolina introduced   
the following bill2 which was referred  
to the ,committee on ,veterans' ,affairs
  ,a ,,bill  ,to amend title #ch1       
,united ,states ,code1 to make certain  
improvements to the laws administered by
 the ,secretary of ,veterans ,affairs   
relating to life insurance for veterans1
 and for other purposes4  #a4 ,short    
title  ,this ,act may be cited as the   
,veterans' ,life ,insurance ,expansion  
and ,integrity ,act of #bjbe4  #b4      
,expansion of ,department of ,veterans  
,affairs life insurance program  7a7 ,in
 general ,section #aibb;,b of title #ch1
 ,united ,states ,code1 is amended--    
7#a7 in subsection 7a7--  7,a7 in       
paragraph 7#a71 by striking             
service-disabled2  7,b7 by striking     
paragraph 7#c72 and  7,c7 by            
redesignating paragraphs 7#d7 through   
7#f7 as paragraphs 7#c7 through 7#e71   

respsectively2 and  7#b7 in subsection  
7b71 by striking the veteran has a      
service-connected disability and all    
that follows through the period at the  
end of paragraph 7#b7 and inserting the 
following3 the veteran submits an       
application for such insurance before   
the veteran attains #ha years of age4   
7b7 ,clerical amendment  7#a7 ,section  
heading ,such section is further amended
 by striking the section heading and    
inserting the following3  #aibb;,b4     
,veterans life insurance  4  7#b7 ,table
 of sections ,the table of sections at  
the beginning of chapter #ai of such    
title is amended by striking the item   
relating to section #aibb;,b and        
inserting the following new item3       
#aibb;,b4 ,veterans life insurance4  4  
7c7 ,report ,not later than two years   
after the date of the enactment of this 
,act1 the ,secretary of ,veterans       
,affairs shall complete a study on the  
veterans life insurance program under   
section #aibb;,b of such title 7as      

amended by this ,act7 and submit to the 
,committees on ,veterans ,affairs of the
 ,house of ,representatives and the     
,senate a report that includes1 with    
respect to the period covered by the    
report-- 7#a7 the number of--  7,a7     
veterans enrolled in such program2  7,b7
 claims filed pursuant to such program2 
7,c7 insurance payments made by the     
,secretary to claimants pursuant to such
 program2  7,d7 the total amount of     
insurance payments described in         
subparagraph 7,c72 and  7,e7 contracts  
or policies for insurance under chapter 
#ai of such title cancelled or voided by
 the ,secretary pursuant to section     
#aiaj of such title 7as amended by this 
,act7 due to administrative error 7as   
defined in such section72  7#b7 an      
evaluation of--  7,a7 the solvency and  
financial stability of such program2 and
  7,b7 the sufficiency of premiums under
 such program2 and  7#c7 a statement of 
the cost savings to the ,united ,states 
resulting from the cancellation or      

voiding by the ,secretary1 pursuant to  
section #aiaj of such title 7as amended 
by this ,act71 of contracts or policies 
of insurance due to administrative error
 7as defined in such section74  7d7     
,effective date ,the amendments made by 
this section shall take effect on the   
date that is one year after the date of 
the enactment of this ,act4  #c4        
,contestability of certain ,department  
of ,veterans ,affairs insurance         
contracts or policies issued due to     
administrative error ,section #aiaj of  
such title is amended-- 7#a7 by         
inserting 7a7 ,in general4-- before     
,subject to2  7#b7 by inserting and     
subsection 7b71 after section #aiaa of  
this title2  7#c7 by inserting          
administrative error1 after nonpayment  
of premium12 and  7#d7 by adding at the 
end the following new subsections3  7b7 
,contests due to administrative error   
7#a7 ,prior notice2 opportunity to      
submit evidence ,with respect to any    
decision of the ,secretary pursuant to  

this section to cancel or void a        
contract or policy of insurance due to  
administrative error1 the ,secretary    
shall provide the insured--  7,a7 prior 
notice of such decision that includes an
 explanation of the administrative error
 underlying such cancellation or        
voiding2 and  7,b7 a period of not less 
than #ij days to submit to the          
,secretary evidence that no             
administrative error occurred with      
respect to such contract or policy4     
7#b7 ,evidentiary review ,in any case   
where an insured submits to the         
,secretary evidence described in        
paragraph 7#a77;,b71 the ,secretary     
shall determine whether such evidence   
satisfactorily demonstrates that no     
administrative error occurred with      
respect to the contract or policy of the
 insured by not later than #ahj days    
after the date on which the ,secretary  
receives such evidence4  7#c7           
,limitation ,the ,secretary may not1    
pursuant to this section1 cancel or void

 a contract or policy of insurance due  
to administrative error after the date  
that is one year after the date of the  
issuance1 reinstatement1 or conversion  
of such contract or policy4  7#d7       
,applicability ,this subsection shall   
apply with respect to any contract or   
policy for insurance1 regardless of     
whether such contract became effective  
before1 on1 or after the date of the    
enactment of this subsection4  7c7      
,administrative error defined ,in this  
section1 the term administrative error  
means a clerical1 technical1 or         
processing mistake on the part of the   
,secretary that caused the issuance1    
reinstatement1 or conversion of a       
contract or policy of insurance to an   
individual ineligible for such contract 
or policy on the date of such issuance1 
reinstatement1 or conversion4  4