,i #aai? ,,congress #a/ ,session ,h4 ,r4 #bfg ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,janu>y #i1 #bjbe,mr4 ,davidson introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,en]gy & ,comm]ce ,a ,,bill ,to am5d ! ,public ,heal? ,s]vice ,act to provide = hospital & insur] price transp>5cy4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,heal? ,c>e ,prices ,reveal$ & ,in=mation to ,consum]s ,expla9$ ,transp>5cy ,act or ! ,heal? ,c>e ,,price ,transp>5cy ,act4 #b4 ,price transp>5cy requirem5ts 7a7 ,hospitals ,section #bgah7;e7 ( ! ,public ,heal? ,s]vice ,act 7#db ,u4,s4,c4 #cjj;gg-#ah7;e77 is am5d$-- 7#a7 by /rik+ ,ea* hospital & ins]t+ ! foll[+3 7#a7 ,9 g5]al ,ea* hospital 2 7#b7 by ins]t+ 1 9 pla9 language )\t subscription & free ( *>ge1 9 a consum]-fri5dly1 ma*9e-readable =mat1 aft] a li/2 & 7#c7 by add+ at ! end ! foll[+3 8,ea* hospital %all include 9 its li/ ( /&>d *>ges1 along ) su* additional in=mation z ! ,secret>y may require ) respect to su* *>ges = purposes ( promot+ public aw>5ess ( hospital pric+ 9 advance ( receiv+ a hospital item or s]vice1 z applicable1 ! foll[+3 7,a7 ,a description ( ea* item or s]vice provid$ by ! hospital4 7,b7 ,! gross *>ge4 7,c7 ,any pay]-specific negotiat$ *>ge cle>ly associat$ ) ! "n ( ! ?ird p>ty pay] & plan4 7,d7 ,! de-id5tifi$ m9imum negotiat$ *>ge4 7,e7 ,! de-id5tifi$ maximum negotiat$ *>ge4 7,f7 ,! disc\nt$ ca% price4 7,g7 ,any code us$ by ! hospital = purposes ( acc\nt+ or bill+1 includ+ ,curr5t ,proc$ural ,t]m9ology 7,,cpt7 code1 ! ,heal?c>e ,common ,proc$ure ,cod+ ,sy/em 7,,hcpcs7 code1 ! ,diagnosis ,relat$ ,gr\p 7,,drg71 ! ,national ,drug ,code 7,,ndc71 or o!r common pay] id5tifi]4 7#b7 ,deliv]y me?ods & use 7,a7 ,9 g5]al ,ea* hospital %all make public ! /&>d *>ges describ$ 9 p>agraph 7#a7 = z _m ( ! #gj ,c5t]s = ,m$icaid ,m$ic>e ,s]vices-specifi$ %oppable s]vices t are provid$ by ! hospital1 & z _m additional hospital-select$ %oppable s]vices z may be necess>y = a comb9$ total ( at lea/ #cjj %oppable s]vices1 includ+ ! rate at :i* a hospital provides & bills = t %oppable s]vice4 ,if a hospital does n provide #cjj %oppable s]vices 9 accordance ) ! previ\s s5t5ce1 ! hospital %all make public ! in=mation specifi$ "u p>agraph 7#a7 = z _m %oppable s]vices z x provides4 7,b7 ,det]m9ation by ,,cms ,a hospital %all be deem$ by ! ,c5t]s = ,m$ic>e ,m$icaid ,s]vices to meet ! requirem5ts ( subp>agraph 7,a7 if ! hospital ma9ta9s an int]net-bas$ price e/imator tool t meets ! foll[+ requirem5ts3 7i7 ,! tool provides e/imates = z _m ( ! #gj specifi$ %oppable s]vices t are provid$ by ! hospital1 & z _m additional hospital-select$ %oppable s]vices z may be necess>y = a comb9$ total ( at lea/ #cjj %oppable s]vices4 7ii7 ,! tool all[s heal? c>e consum]s to1 at ! "t !y use ! tool1 obta9 an e/imate ( ! am\nt !y w be obligat$ to pay ! hospital = ! %oppable s]vice4 7iii7 ,! tool is prom95tly display$ on ! hospital's website & easily accessible to ! public1 )\t subscription1 fee1 or hav+ to submit p]sonal id5tify+ in=mation 7,,pii71 & se>*able by s]vice description1 bill+ code1 & pay]4 7#c7 ,def9itions ,not)/&+ any o!r provision ( law1 = ! purpose ( p>agraphs 7#a7 & 7#b73 7,a7 ,de-id5tifi$ maximum negotiat$ *>ge ,! t]m de-id5tifi$ maximum negotiat$ *>ge means ! highe/ *>ge t a hospital has negotiat$ ) all ?ird p>ty pay]s = an item or s]vice4 7,b7 ,de-id5tifi$ m9imum negotiat$ *>ge ,! t]m de-id5tifi$ m9imum negotiat$ *>ge means ! l[e/ *>ge t a hospital has negotiat$ ) all ?ird p>ty pay]s = an item or s]vice4 7,c7 ,disc\nt$ ca% price ,! t]m disc\nt$ ca% price means ! *>ge t applies to an individual :o pays ca%1 or ca% equival5t1 = a hospital item or s]vice4 ,hospitals t d n (f] self-pay disc\nts may display ! hospital's undisc\nt$ gross *>ges z f\nd 9 ! hospital *>gema/]4 7,d7 ,gross *>ge ,! t]m gross *>ge means ! *>ge = an individual item or s]vice t is reflect$ on a hospital's *>gema/]1 abs5t any disc\nts4 7,e7 ,pay]-specific negotiat$ *>ge ,! t]m pay]-specific negotiat$ *>ge means ! *>ge t a hospital has negotiat$ ) a ?ird p>ty pay] = an item or s]vice4 7,f7 ,%oppable s]vice ,! t]m %oppable s]vice means a s]vice t c be s*$ul$ by a heal? c>e consum] 9 advance4 7,g7 ,/&>d *>ges ,! t]m /&>d *>ges means ! regul> rate e/abli%$ by ! hospital = an item or s]vice1 includ+ bo? individual items & s]vices & s]vice packages1 provid$ to a specific gr\p ( pay+ pati5ts1 includ+ ! gross *>ge1 ! pay]-specific negotiat$ *>ge1 ! disc\nt$ ca% price1 ! de-id5tifi$ m9imum negotiat$ *>ge1 ! de-id5tifi$ maximum negotiat$ *>ge1 & o!r rates det]m9$ by ! ,secret>y4 7,h7 ,?ird p>ty pay] ,! t]m ?ird p>ty pay] means an entity t is1 by /atute1 contract1 or agreem5t1 legally responsible = paym5t ( a claim = a heal? c>e item or s]vice4 7#d7 ,en=cem5t ,9 addition to any o!r en=cem5t actions or p5alties t may apply "u subsection 7b77#c7 or ano!r provision ( law1 a hospital t fails to provide ! in=mation requir$ by ?is subsection & has n complet$ a corrective action plan to comply ) ! requirem5ts ( su* subsection %all be subject to a civil monet>y p5alty ( an am\nt n to exce$ #cjj p] day t ! violation is ongo+ z det]m9$ by ! ,secret>y4 ,su* p5alty %all be impos$ & collect$ 9 ! same mann] z civil money p5alties "u subsection 7a7 ( section #aabh;,a ( ! ,social ,security ,act are impos$ & collect$4 4 7b7 ,transp>5cy 9 cov]age ,section #acaa7;e77#c7 ( ! ,pati5t ,protection & ,af=dable ,c>e ,act 7#db ,u4,s4,c4 #ahjca7;e77#c77 is am5d$-- 7#a7 9 subp>agraph 7,a7-- 7,a7 by r$esignat+ clause 7ix7 z clause 7xii72 & 7,b7 by ins]t+ aft] clause 7viii71 ! foll[+3 7ix7 ,9-network provid] rates = cov]$ items & s]vices4 7x7 ,out-(-network all[$ am\nts & bill$ *>ges = cov]$ items & s]vices4 7xi7 ,negotiat$ rates & hi/orical net prices = cov]$ prescription drugs4 2 7#b7 9 subp>agraph 7,b7-- 7,a7 9 ! head+1 by /rik+ use & ins]t+ deliv]y me?ods & use2 7,b7 by ins]t+ & subp>agraph 7,c7 aft] subp>agraph 7,a72 7,c7 by ins]t+ 1 z applicable1 aft] ,engli% pr(ici5cy2 & 7,d7 by ins]t+ aft] ! second s5t5ce1 ! foll[+3 8,! ,secret>y %all e/abli% /&>ds = ! me?ods & =mats = disclos+ in=mation to individuals4 ,at a m9imum1 ^! /&>ds %all include ! foll[+3 7i7 ,an int]net-bas$ self-s]vice tool to provide in=mation to an individual 9 pla9 language1 )\t subscription & free ( *>ge1 9 a ma*9e readable =mat1 ?r\gh a self-s]vice tool on an int]net website t provides real-"t responses bas$ on co/-%>+ in=mation t is accurate at ! "t ( ! reque/ t all[s1 at a m9imum1 us]s to-- 7,i7 se>* = co/-%>+ in=mation = a cov]$ item or s]vice provid$ by a specific 9-network provid] or by all 9-network provid]s2 7,,ii7 se>* = an out-(-network all[$ am\nt1 p]c5tage ( bill$ *>ges1 or o!r rate t provides a reasonably accurate e/imate ( ! am\nt an insur] w pay = a cov]$ item or s]vice provid$ by out-(-network provid]s2 & 7,,iii7 ref9e & reord] se>* results bas$ on geographic proximity ( 9-network provid]s1 & ! am\nt ( ! individual's co/-%>+ liability = ! cov]$ item or s]vice1 to ! ext5t ! se>* = co/-%>+ in=mation = cov]$ items or s]vices returns multiple results4 7ii7 ,9 pap] =m at ! reque/ ( ! individual t includes no few] ?an #bj provid]s p] reque/ ) respect to :i* co/-%>+ in=mation = cov]$ items & s]vices is provid$1 & discloses ! applicable provid] p]-reque/ limit to ! individual1 mail$ to ! individual n lat] ?an #b bus9ess days aft] receiv+ an individual's reque/4 2 7#c7 9 subp>agraph 7,c7-- 7,a7 9 ! fir/ s5t5ce-- 7i7 by /rik+ ,! ,ex*ange & ins]t+ ! foll[+3 7i7 ,9 g5]al ,! ,ex*ange 2 7ii7 by ins]t+ or out-(-network provid] aft] item or s]vice by a p>ticipat+ provid]2 & 7iii7 by ins]t+ be=e ! p]iod ! foll[+3 8! foll[+ in=mation3 7i7 ,an e/imate ( an individual's co/-%>+ liability = a reque/$ cov]$ item or s]vice furni%$ by a provid]1 :i* %all reflect any co/-%>+ r$uctions ! individual w\ld receive4 7ii7 ,a description ( ! accumulat$ am\nts4 7iii7 ,! 9-network rate1 includ+ negotiat$ rates & und]ly+ fee s*$ule rates4 7iv7 ,! out-(-network all[$ am\nt or any o!r rate t provides a m accurate e/imate ( an am\nt an issu] w pay1 includ+ ! p]c5t reimburs$ by insur]s to out-(-network provid]s1 = ! reque/$ cov]$ item or s]vice furni%$ by an out-(-network provid]4 7v7 ,a li/ ( ! items & s]vices includ$ 9 bundl$ paym5t arrangem5ts = :i* co/-%>+ in=mation is be+ disclos$4 7vi7 ,a notification t cov]age ( a specific item or s]vice is subject to a pr]equisite1 if applicable4 7vii7 ,a notice t includes ! foll[+ in=mation3 7,i7 ,a /atem5t t out-(-network provid]s may bill individuals = ! diff]5ce1 includ+ ! balance bill+1 betwe5 a provid]'s bill$ *>ges & ! sum ( ! am\nt collect$ f ! insur] 9 ! =m ( a copaym5t or co9surance am\nt & ! co/-%>+ in=mation4 7,,ii7 ,a /atem5t t ! actual *>ges = an individual's cov]$ item or s]vice may be diff]5t f an e/imate ( co/-%>+ liability dep5d+ on ! actual items or s]vices ! individual receives at ! po9t ( c>e4 7,,iii7 ,a /atem5t t ! e/imate ( co/-%>+ liability = a cov]$ item or s]vice is n a gu>antee t b5efits w be provid$ = t item or s]vice4 7,,iv7 ,a /atem5t disclos+ :e!r ! plan c\nts copaym5t assi/ance & o!r ?ird-p>ty paym5ts 9 ! calculation ( ! individual's d$uctible & out-(-pocket maximum4 7,v7 ,= items & s]vices t are recomm5d$ prev5tive s]vices "u section #bgac ( ! ,public ,heal? ,s]vice ,act1 a /atem5t t an 9-network item or s]vice may n be subject to co/-%>+ if x is bill$ z a prev5tive s]vice 9 ! insur] _c det]m9e :e!r ! reque/ is = a prev5tive or non-prev5tive item or s]vice4 7,,vi7 ,any additional in=mation1 includ+ o!r disclaim]s1 t ! insur] det]m9es is appropriate1 provid$ ! additional in=mation does n conflict ) ! in=mation requir$ to be provid$ by ?is subsection4 2 7,b7 by /rik+ ! second s5t5ce2 & 7,c7 by add+ at ! end ! foll[+3 7ii7 ,def9itions ,not)/&+ any o!r provision ( law1 = ! purpose ( ?is subp>agraph & subp>agraphs 7,a7 & 7,b73 7,i7 ,accumulat$ am\nts ,! t]m accumulat$ am\nts means ! am\nt ( f9ancial responsibility an individual has incurr$ at ! "t a reque/ = co/-%>+ in=mation is made1 ) respect to a d$uctible or out-(-pocket limit1 includ+ any exp5se t c\nts t[>d a d$uctible or out-(-pocket limit1 b exclude any exp5se t does n c\nt t[>d a d$uctible or out-(-pocket limit4 ,to ! ext5t an insur] imposes a cumulative treatm5t limitation on a p>ticul> cov]$ item or s]vice indep5d5t ( individual m$ical necessity det]m9ations1 ! am\nt t has accru$ t[>d ! limit on ! item or s]vice4 7,,ii7 ,hi/orical net price ,! t]m hi/orical net price means ! retrospective av]age am\nt an insur] paid = a prescription drug1 inclusive ( any reasonably allocat$ rebates1 disc\nts1 *>gebacks1 fees1 & any additional price concessions receiv$ by ! insur] ) respect to ! prescription drug4 ,! allocation %all be det]m9$ by doll> value = non-product specific & product-specific rebates1 disc\nts1 *>gebacks1 fees1 & o!r price concessions to ! ext5t t ! total am\nt ( any su* price concession is kn[n to ! insur] at ! "t ( publication ( ! hi/orical net price4 7,,iii7 ,negotiat$ rate ,! t]m negotiat$ rate means ! am\nt a plan or issu] has contractually agre$ to pay = a cov]$ item or s]vice1 :e!r directly or indirectly ?r\gh a ?ird p>ty adm9i/rator or ph>macy b5efit manag]1 to an 9-network provid]1 includ+ an 9-network ph>macy or o!r prescription drug disp5s]1 = cov]$ items or s]vices4 7,,iv7 ,out-(-network all[$ am\nt ,! t]m out-(-network all[$ am\nt means ! maximum am\nt an insur] w pay = a cov]$ item or s]vice furni%$ by an out-(-network provid]4 7,v7 ,out-(-network limit ,! t]m out-(-network limit means ! maximum am\nt t an individual is requir$ to pay dur+ a cov]age p]iod = 8 or h] %>e ( ! co/s ( cov]$ items & s]vices "u 8 or h] plan or cov]age1 includ+ = self-only & o!r ?an self-only cov]age1 z applicable4 7,,vi7 ,und]ly+ fee s*$ule rates ,! t]m und]ly+ fee s*$ule rates means ! rate = an item or s]vice t a plan or issu] uses to det]m9e a p>ticipant's1 b5efici>y's1 or enrollee's co/-%>+ liability f a p>ticul> provid] or provid]s1 :5 ! rate is diff]5t f ! negotiat$ rate4 2 7#d7 9 subp>agraph 7,d71 by /rik+ subp>agraph 7,a7 & ins]t+ subp>agraphs 7,a71 7,b71 & 7,c72 & 7#e7 by add+ at ! end ! foll[+3 7,f7 ,application ( p>agraph ,9 addition to qualifi$ heal? plans 7& plans seek+ c]tification z qualifi$ heal? plans71 ?is p>agraph 7z am5d$ by ! ,heal? ,c>e ,prices ,reveal$ & ,in=mation to ,consum]s ,expla9$ ,transp>5cy ,act7 %all apply to gr\p heal? plans 7includ+ self-insur$ & fully insur$ plans7 & heal? insurance cov]age 7z su* t]ms are def9$ 9 section #bgia ( ! ,public ,heal? ,s]vice ,act74 4