,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #baeb  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #ad1 #bjbe,mr4   
,nunn ( ,i[a 7= himself & ,mr4 ,himes7  
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to require a /rategy to def5d  
aga9/ ! economic & national security    
risks pos$ by ! use ( artificial        
intellig5ce 9 ! commission ( f9ancial   
crimes1 includ+ fraud & ! dissem9ation (
 mis9=mation1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
,artificial ,intellig5ce ,practices1    
,logi/ics1 ,actions1 & ,necessities ,act
 or ! ,,ai ,,plan ,act4  #b4 ,/rategy to
 def5d aga9/ risks pos$ by ! use (      
artificial intellig5ce  7a7 ,s5se (     
,congress ,x is ! s5se ( ,congress t !  
developm5t & use ( artificial           
intellig5ce 9 ! commission ( f9ancial   
crimes by adv]s>ial actors poses a      
significant risk to ! national &        
economic security ( ! ,unit$ ,/ates4    
7b7 ,/rategy ,to def5d aga9/ risks pos$ 

by mis9=mation1 fraud1 & f9ancial crime 
conduct$ ) artificial intellig5ce  7#a7 
,9 g5]al ,n lat] ?an #ahj days aft] !   
date ( ! enactm5t ( ?is ,act & annually 
!reaft]1 ! ,secret>y ( ! ,treasury1 !   
,secret>y ( ,homel& ,security1 & !      
,secret>y ( ,comm]ce1 9 consultation ) !
 (ficials specifi$ 9 p>agraph 7#c71 %all
 jo9tly submit to ,congress a report t  
includes ! foll[+3 7,a7 ,a description (
 int]ag5cy policies & proc$ures to def5d
 ,unit$ ,/ates f9ancial m>kets1 ,unit$  
,/ates p]sons1 ,unit$ ,/ates bus9esses1 
& global supply *a9s f ! national &     
economic security risks pos$ by ! use ( 
artificial intellig5ce 9 ! commission ( 
f9ancial crimes1 includ+ fraud & !      
dissem9ation ( mis9=mation4  7,b7 ,an   
itemiz$ li/ ( readily available         
res\rces1 h>dw>e1 s(tw>e1 & te*nologies 
t c be imm$iately utiliz$ to combat !   
use ( artificial intellig5ce 9 !        
commission ( f9ancial crimes1 includ+   
fraud & ! dissem9ation ( mis9=mation4   
7,c7 ,an itemiz$ li/ ( res\rces1 h>dw>e1

 s(tw>e1 te*nologies1 p1 & budget>y     
e/imates ne$$ to help ,f$]al dep>tm5ts &
 ag5cies to combat ! use ( artificial   
intellig5ce 9 ! commission ( f9ancial   
crimes1 includ+ fraud & ! dissem9ation (
 mis9=mation4  7#b7 ,consid]ations      
,reports requir$ pursuant to p>agraph   
7#a7 %all take ! foll[+ risks into      
consid]ation3 7,a7 ,deepfakes4  7,b7    
,voice clon+4  7,c7 ,=eign election     
int]f]5ce4  7,d7 ,syn!tic ,id5tities4   
7,e7 ,false flags & false signals t     
disrupt m>ket op]ations4  7,f7 ,ov]all  
digital fraud4  7#c7 ,(ficials specifi$ 
,! (ficials specifi$ 9 ?is p>agraph are 
! foll[+3 7,a7 ,! ,unit$ ,/ates ,trade  
,repres5tative4  7,b7 ,! ,attorney      
,g5]al4  7,c7 ,! ,*airman ( ! ,bo>d (   
,gov]nors ( ! ,f$]al ,res]ve ,sy/em4    
7,d7 ,! ,director ( ! ,national         
,in/itute ( ,/&>ds & ,te*nology4  7,e7  
,! ,"u ,secret>y ( ,comm]ce = ,indu/ry &
 ,security4  7,f7 ,! ,*airman ( !       
,securities & ,ex*ange ,commission4  7c7
 ,recomm5dations ,n lat] ?an #ij days   

aft] ea* report "u subsection 7b7 is    
submitt$1 ! ,secret>y ( ! ,treasury1 !  
,secret>y ( ,homel& ,security1 & !      
,secret>y ( ,comm]ce %all jo9tly submit 
to ,congress a set ( recomm5dations     
relat+ to ea* su* respective report t   
conta9 ! foll[+3 7#a7 ,legislative      
recomm5dations to address ! risks pos$  
by ! use ( artificial intellig5ce 9 !   
commission ( f9ancial crimes1 includ+   
fraud & ! dissem9ation ( mis9=mation4   
7#b7 ,be/ practices to assi/ ,am]ican   
bus9esses & gov]nm5t entities ) risk    
mitigation & incid5t response to address
 ! risks pos$ by ! use ( artificial     
intellig5ce 9 ! commission ( f9ancial   
crimes1 includ+ fraud & ! dissem9ation (
 mis9=mation4