,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #adcj  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,febru>y #ah1         
#bjbe,mr4 ,ogles introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,f$]al ,res]ve ,act to limit ! ability
 ( ,f$]al ,res]ve banks to issue c5tral 
bank digital curr5cy4  #a4 ,%ort title  
,?is ,act may be cit$ z ! ,no ,c5tral   
,bank ,digital ,curr5cy ,act or ! ,no   
,,cbdc ,act4  #b4 ,c5tral bank digital  
curr5cy ,section #ac ( ! ,f$]al ,res]ve 
,act is am5d$ by add+ aft] ! #ad?       
undesignat$ p>agraph 7#ab ,u4,s4,c4     
#cdg;d7 ! foll[+3  ,no ,f$]al res]ve    
bank1 ! ,bo>d1 ! ,secret>y ( !          
,treasury1 any o!r ag5cy1 or any entity 
direct$ to act on behalf ( ! ,f$]al     
res]ve bank1 ! ,bo>d1 ! ,secret>y1 or   
o!r ag5cy1 may m9t or issue a c5tral    
bank digital curr5cy directly to an     
individual 7includ+ c5tral bank digital 
curr5cy issu$ to an individual ?r\gh a  
cu/odial int]m$i>y7 or a digital curr5cy

 int]m$i>y1 (f] relat$ products or      
s]vices directly to an individual1 or   
ma9ta9 an acc\nt on behalf ( an         
individual 7includ+ an acc\nt 9 a       
specially designat$ acc\nt at a digital 
curr5cy int]m$i>y or sup]vis$ comm]cial 
bank74 ,no ,f$]al res]ve bank may hold  
digital curr5cies m9t$ or issu$ by !    
,unit$ ,/ates ,gov]nm5t z assets or     
liabilities on a balance %eet ( ! bank  
or use su* digital curr5cies z "p (     
fulfill+ ! requirem5ts "u section #b;,a4
  4