,,ib ,union ,cal5d> ,no4 #ddg #aai?     
,,congress  #b;d ,session  ,h4 ,r4 #aaha
 ,report ,no4 #aai-ebb ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,febru>y #aa1     
#bjbe,mr4 ,moore ( ,we/ ,virg9ia 7=     
himself1 ,mr4 ,b>r1 ,mr4 ,hudson1 ,mr4  
,bean ( ,florida1 ,mr4 ,cl9e1 ,mr4      
,p]ry1 ,ms4 ,van ,duyne1 ,mr4 ,gu?rie1  
,mr4 ,coll9s1 ,mr4 ,f9/ad1 ,mr4 ,moore (
 ,alabama1 ,mr4 ,web/] ( ,florida1 ,mr4 
,gue/1 ,mr4 ,rulli1 ,mr4 ,williams (    
,texas1 ,mr4 ,higg9s ( ,l\isiana1 ,mr4  
,bo/1 ,ms4 ,t5ney1 ,mr4 ,s*midt1 ,mr4   
,moore ( ,nor? ,c>ol9a1 ,mr4 ,ne:\se1   
,mr4 ,com]1 ,mr4 ,womack1 ,mr4 ,rose1   
,mr4 ,yakym1 ,mr4 ,gill ( ,texas1 & ,mr4
 ,ru!r=d7 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,febru>y #be1                 
#bjbf;,additional sponsors3 ,ms4        
,boeb]t1 ,mr4 ,messm]1 ,mr4 ,mc,dowell1 
,mr4 ,biggs ( ,arizona1 ,mr4 ,issa1 ,mr4
 ,gre5 ( ,t5nessee1 ,mr4 ,b]gman1 ,mr4  
,arr+ton1 ,mr4 ,huiz5ga1 ,mr4 ,k5n$y (  
,utah1 ,ms4 ,de ,la ,cruz1 ,mr4 ,wilson 

( ,s\? ,c>ol9a1 ,mr4 ,des,jarlais1 ,mr4 
,clyde1 ,mr4 ,la,lota1 ,mr4 ,graves1    
,mr4 ,rog]s ( ,alabama1 ,mr4 ,good51    
,mr4 ,ku/(f1 ,mrs4 ,h>%b>g]1 ,mr4       
,langwor?y1 ,mr4 ,amodei ( ,nevada1 ,mr4
 ,murphy1 ,mr4 ,mool5a>1 ,mr4 ,c>t] (   
,georgia1 ,mr4 ,au/9 ,scott ( ,georgia1 
,mr4 ,van ,ord51 ,mr4 ,gro?man1 ,mr4    
,valadao1 ,mr4 ,latta1 ,mr4 ,web] (     
,texas1 ,mr4 ,nehls1 ,mrs4 ,h9son1 ,mr4 
,walb]g1 ,mr4 ,la,malfa1 ,mr4 ,r\z]1    
,mr4 ,sessions1 ,mr4 ,h>ris ( ,m>yl&1   
,mrs4 ,wagn]1 ,mr4 ,bilirakis1 ,mr4     
,/aub]1 ,mr4 ,scott ,frankl9 ( ,florida1
 ,mr4 ,mann1 ,mr4 ,edw>ds1 ,mr4 ,moore (
 ,utah1 ,ms4 ,letl[1 ,mr4 ,e/es1 ,mr4   
,gos>1 ,mr4 ,/rong1 ,mr4 ,%reve1 ,mr4   
,fe5/ra1 ,mr4 ,smi? ( ,nebraska1 ,mr4   
,tiffany1 ,mr4 ,fleis*mann1 ,mr4 ,cl\d1 
,mr4 ,ellzey1 ,mr4 ,fitzg]ald1 ,mr4     
,ad]holt1 ,mr4 ,h]n ( ,oklahoma1 ,mr4   
,pflug]1 ,mr4 ,z9ke1 ,mr4 ,bab91 ,mr4   
,ezell1 ,mr4 ,bacon1 ,mr4 ,mill] (      
,ohio1 ,mr4 ,h>rigan1 ,mr4 ,mc,guire1   
,mr4 ,tony ,gonzales ( ,texas1 ,mr4     

,kelly ( ,mississippi1 ,mr4 ,res*5?al]1 
,mr4 ,cr5%aw1 ,mr4 ,hurd ( ,colorado1   
,mr4 ,goldman ( ,texas1 ,mr4 ,evans (   
,colorado1 ,mr4 ,jack1 ,mr4 ,l\d]milk1  
,mr4 ,h>ris ( ,nor? ,c>ol9a1 ,mr4       
,baumg>tn]1 ,mr4 ,fallon1 ,ms4 ,/efanik1
 ,mr4 ,van ,drew1 ,mr4 ,h>idopolos1 ,mr4
 ,/eube1 ,mr4 ,meus]1 ,mrs4 ,mill] (    
,ill9ois1 ,mrs4 ,mc,clain1 ,mr4         
,timmons1 ,mr4 ,hunt1 ,mr4 ,d[n+1 ,mr4  
,wi$1 ,ms4 ,f$or*ak1 ,mr4 ,/utzman1 ,mr4
 ,hamadeh ( ,arizona1 ,ms4 ,lee (       
,florida1 ,mr4 ,begi*1 ,mr4 ,fry1 ,mr4  
,jackson ( ,texas1 ,mrs4 ,biggs ( ,s\?  
,c>ol9a1 ,mr4 ,taylor1 ,mr4 ,moran1     
,mrs4 ,fis*ba*1 ,mr4 ,patronis1 ,mr4    
,nunn ( ,i[a1 ,mr4 ,davidson1 ,mr4      
,ow5s1 & ,mr4 ,joyce ( ,ohio  ,febru>y  
#be1 #bjbf,report$ ) an am5dm5t1        
committ$ to ! ,committee ( ! ,:ole ,h\se
 on ! ,/ate ( ! ,union1 & ord]$ to be   
printed,strike out all aft] ! enact+    
clause & ins]t ! "p pr9t$ 9 italic,for  
text ( introduc$ bill1 see copy ( bill z
 introduc$ on ,febru>y #aa1 #bjbe  ,a   

,,bill  ,to prohibit paym5t c>d networks
 & cov]$ entities f requir+ ! use ( or  
assign+ m]*ant category codes t di/+ui% 
a fire>ms retail] f g5]al-m]*&ise       
retail] or sport+-goods retail]1 & = o!r
 purposes4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,protect+ ,privacy 9    
,pur*ases ,act4  #b4 ,di/+ui%+ fire>m   
retail]s prohibit$  7a7 ,prohibitions   
relat+ to m]*ant category codes  7#a7 ,=
 paym5t c>d networks ,a paym5t c>d      
network may n require-- 7,a7 a fire>ms  
retail] to use a m]*ant category code   
t-- 7i7 is us$ only or prim>ily =       
fire>ms retail]s2 or  7ii7 id5tifies su*
 retail] z engag$ 9 ! bus9ess ( sell+   
fire>ms1 ammunition1 accessories (      
fire>ms1 or compon5ts ( fire>ms2 or     
7,b7 a cov]$ entity to assign a m]*ant  
category code t is us$ only or prim>ily 
= fire>ms retail]s or t id5tifies a     
fire>ms retail] z engag$ 9 ! bus9ess (  
sell+ fire>ms4  7#b7 ,= cov]$ entities  
,a cov]$ entity may n assign to a       
fire>ms retail] any m]*ant category code

 t is us$ only or prim>ily = fire>ms    
retail]s or t id5tifies su* retail] z   
engag$ 9 ! bus9ess ( sell+ fire>ms1     
ammunition1 accessories ( fire>ms1 or   
compon5ts ( fire>ms4  7b7 ,en=cem5t     
7#a7 ,9 g5]al ,! ,attorney ,g5]al %all  
en=ce ?is section & %all1 n lat] ?an #ij
 days aft] ! date ( ! enactm5t ( ?is    
section1 e/abli% a process =            
individuals1 includ+ fire>ms retail]s1  
to submit compla9ts relat+ to alleg$    
violations ( ?is section4  7#b7         
,inve/igation ,! ,attorney ,g5]al %all  
inve/igate any compla9t receiv$ ?r\gh ! 
processes e/abli%$ by ! ,attorney ,g5]al
 "u p>agraph 7#a74  7#c7 ,writt5 notice 
,if ! ,attorney ,g5]al det]m9es1 aft]   
conduct+ an inve/igation "u p>agraph    
7#b71 t a paym5t c>d network or cov]$   
entity has violat$ ?is section1 !       
,attorney ,g5]al %all s5d a writt5      
notice ( su* violation to su* paym5t c>d
 network or cov]$ entity t requires !   
paym5t c>d network or cov]$ entity to   
rem$y ! violation n lat] ?an #cj days   

aft] ! date on :i* ! paym5t c>d network 
or cov]$ entity receives su* notice4    
7#d7 ,injunction  7,a7 ,9 g5]al ,if a   
paym5t c>d network or cov]$ entity does 
n rem$y a violation )9 #cj days (       
receiv+ a writt5 notice "u p>agraph     
7#c71 ! ,attorney ,g5]al may br+ an     
action 9 ,f$]al c\rt to enjo9 ! violat+ 
behavior4  7,b7 ,no private "r ( action 
,?is ,act does n create a private "r (  
action4  7c7 ,preemption  7#a7 ,9 g5]al 
,any law ( a ,/ate or local gov]nm5t    
regulat+ ! assignm5t1 use1 or disclosure
 ( m]*ant category codes t are us$ only 
or prim>ily = fire>ms retail]s or t     
id5tifies a retail] z engag$ 9 ! bus9ess
 ( sell+ fire>ms1 ammunition1           
accessories ( fire>ms1 or compon5ts (   
fire>ms is h]eby preempt$4  7#b7        
,limitation ,not)/&+ p>agraph 7#a71 no?+
 9 ?is ,act may be con/ru$ to prev5t a  
paym5t c>d network or a cov]$ entity f  
comply+ ) any ,f$]al1 ,/ate1 or local   
law or regulations relat$ to dispute    
process+1 fraud1 compliance managem5t1  

or protect+ transaction integrity f     
conc]ns relat$ to illegal or suspici\s  
activities1 data brea*es1 or cyb] risks4
  7d7 ,report ,! ,attorney ,g5]al %all1 
ea* ye>1 submit a report to ! ,congress 
t-- 7#a7 id5tifies ! numb] (            
inve/igations und]tak5 by ! ,attorney   
,g5]al "u subsection 7b72  7#b7 includes
 a summ>y ( su* inve/igations & _!      
disposition2 &  7#c7 provides any       
available data & analysis t relates to !
 effectiv5ess ( ?is ,act4  7e7          
,def9itions ,9 ?is ,act3 7#a7           
,ammunition ,! t]m ammunition has !     
mean+ giv5 ! t]m 9 section              
#iba7;a77#ag77;,a7 ( title #ah1 ,unit$  
,/ates ,code4  7#b7 ,cov]$ entity ,! t]m
 cov]$ entity means any entity t-- 7,a7 
has on ! date ( ! enactm5t ( ?is        
section1 or e/abli%es aft] ! date ( !   
enactm5t ( ?is section1 a relation%ip ) 
a m]*ant = ! purposes ( process+ cr$it1 
debit1 or prepaid transactions2 or  7,b7
 has on ! date ( ! enactm5t ( ?is       
section1 or e/abli%es aft] ! date ( !   

enactm5t ( ?is section1 a relation%ip ) 
an entity t e/abli%es a relation%ip ) a 
m]*ant = ! purposes ( process+ cr$it    
transactions1 debit transactions1 or    
prepaid transactions4  7#c7 ,fire>m ,!  
t]m fire>m means-- 7,a7 a fire>m z su*  
t]m is def9$ 9 section #iba7;a77#c7 (   
title #ah1 ,unit$ ,/ates ,code2  7,b7 a 
%otgun z su* t]m is def9$ 9 section     
#iba7;a77#e7 ( title #ah1 ,unit$ ,/ates 
,code2  7,c7 a rifle z su* t]m is def9$ 
9 section #iba7;a77#g7 ( title #ah1     
,unit$ ,/ates ,code2  7,d7 an antique   
fire>m z su* t]m is def9$ 9 section     
#iba7;a77#af7 ( title #ah1 ,unit$ ,/ates
 ,code2  7,e7 a semiautomatic rifle z   
su* t]m is def9$ 9 section #iba7;a77#bi7
 ( title #ah1 ,unit$ ,/ates ,code2 &    
7,f7 a h&gun z su* t]m is def9$ 9       
section #iba7;a77#cj7 ( title #ah1      
,unit$ ,/ates ,code4  7#d7 ,fire>ms     
retail] ,! t]m fire>ms retail] means a  
p]son1 entity1 or retail location       
physically locat$ 9 ! ,unit$ ,/ates t is
 engag$ 9 ! bus9ess ( sell+ or trad+--  

7,a7 fire>ms2  7,b7 ammunition2  7,c7   
accessories ( fire>ms2 or  7,d7         
compon5ts ( fire>ms4  7#e7 ,m]*ant      
category code ,! t]m m]*ant category    
code means a multi-digit code1 issu$ by 
! ,int]national ,organization =         
,/&>dization1 = ! purposes ( enabl+ !   
classification ( m]*ants into specific  
categories bas$ on ! type ( bus9ess1    
trade1 or s]vices suppli$4  7#f7 ,paym5t
 c>d network ,! t]m paym5t c>d network  
means an entity t directly or ?r\gh a   
network p>ticipant1 processor1 or ag5t  
provides propriet>y s]vices1            
infra/ructure1 s(tw>e1 or h>dw>e us$ to 
au?orize1 cle> & settle cr$it1 debit1 or
 prepaid transactions4  ,febru>y #be1   
#bjbf,report$ ) an am5dm5t1 committ$ to 
! ,committee ( ! ,:ole ,h\se on ! ,/ate 
( ! ,union1 & ord]$ to be pr9t$