#aai? ,,congress  #b;d ,session  ,h4 ,r4
 #aaha  ,,an ,,act  ,to prohibit paym5t 
c>d networks & cov]$ entities f requir+ 
! use ( or assign+ m]*ant category codes
 t di/+ui% a fire>ms retail] f          
g5]al-m]*&ise retail] or sport+-goods   
retail]1 & = o!r purposes4  #a4 ,%ort   
title ,?is ,act may be cit$ z !         
,protect+ ,privacy 9 ,pur*ases ,act4    
#b4 ,di/+ui%+ fire>m retail]s prohibit$ 
7a7 ,prohibitions relat+ to m]*ant      
category codes  7#a7 ,= paym5t c>d      
networks ,a paym5t c>d network may n    
require--  7,a7 a fire>ms retail] to use
 a m]*ant category code t-- 7i7 is us$  
only or prim>ily = fire>ms retail]s2 or 
7ii7 id5tifies su* retail] z engag$ 9 ! 
bus9ess ( sell+ fire>ms1 ammunition1    
accessories ( fire>ms1 or compon5ts (   
fire>ms2 or  7,b7 a cov]$ entity to     
assign a m]*ant category code t is us$  
only or prim>ily = fire>ms retail]s or t
 id5tifies a fire>ms retail] z engag$ 9 
! bus9ess ( sell+ fire>ms4  7#b7 ,=     
cov]$ entities ,a cov]$ entity may n    

assign to a fire>ms retail] any m]*ant  
category code t is us$ only or prim>ily 
= fire>ms retail]s or t id5tifies su*   
retail] z engag$ 9 ! bus9ess ( sell+    
fire>ms1 ammunition1 accessories (      
fire>ms1 or compon5ts ( fire>ms4  7b7   
,en=cem5t  7#a7 ,9 g5]al ,! ,attorney   
,g5]al %all en=ce ?is section & %all1 n 
lat] ?an #ij days aft] ! date ( !       
enactm5t ( ?is section1 e/abli% a       
process = individuals1 includ+ fire>ms  
retail]s1 to submit compla9ts relat+ to 
alleg$ violations ( ?is section4  7#b7  
,inve/igation ,! ,attorney ,g5]al %all  
inve/igate any compla9t receiv$ ?r\gh ! 
processes e/abli%$ by ! ,attorney ,g5]al
 "u p>agraph 7#a74  7#c7 ,writt5 notice 
,if ! ,attorney ,g5]al det]m9es1 aft]   
conduct+ an inve/igation "u p>agraph    
7#b71 t a paym5t c>d network or cov]$   
entity has violat$ ?is section1 !       
,attorney ,g5]al %all s5d a writt5      
notice ( su* violation to su* paym5t c>d
 network or cov]$ entity t requires !   
paym5t c>d network or cov]$ entity to   

rem$y ! violation n lat] ?an #cj days   
aft] ! date on :i* ! paym5t c>d network 
or cov]$ entity receives su* notice4    
7#d7 ,injunction  7,a7 ,9 g5]al ,if a   
paym5t c>d network or cov]$ entity does 
n rem$y a violation )9 #cj days (       
receiv+ a writt5 notice "u p>agraph     
7#c71 ! ,attorney ,g5]al may br+ an     
action 9 ,f$]al c\rt to enjo9 ! violat+ 
behavior4  7,b7 ,no private "r ( action 
,?is ,act does n create a private "r (  
action4  7c7 ,preemption  7#a7 ,9 g5]al 
,any law ( a ,/ate or local gov]nm5t    
regulat+ ! assignm5t1 use1 or disclosure
 ( m]*ant category codes t are us$ only 
or prim>ily = fire>ms retail]s or t     
id5tifies a retail] z engag$ 9 ! bus9ess
 ( sell+ fire>ms1 ammunition1           
accessories ( fire>ms1 or compon5ts (   
fire>ms is h]eby preempt$4  7#b7        
,limitation ,not)/&+ p>agraph 7#a71 no?+
 9 ?is ,act may be con/ru$ to prev5t a  
paym5t c>d network or a cov]$ entity f  
comply+ ) any ,f$]al1 ,/ate1 or local   
law or regulations relat$ to dispute    

process+1 fraud1 compliance managem5t1  
or protect+ transaction integrity f     
conc]ns relat$ to illegal or suspici\s  
activities1 data brea*es1 or cyb] risks4
  7d7 ,report ,! ,attorney ,g5]al %all1 
ea* ye>1 submit a report to ! ,congress 
t-- 7#a7 id5tifies ! numb] (            
inve/igations und]tak5 by ! ,attorney   
,g5]al "u subsection 7b72  7#b7 includes
 a summ>y ( su* inve/igations & _!      
disposition2 &  7#c7 provides any       
available data & analysis t relates to !
 effectiv5ess ( ?is ,act4  7e7          
,def9itions ,9 ?is ,act3 7#a7           
,ammunition ,! t]m ammunition has !     
mean+ giv5 ! t]m 9 section              
#iba7;a77#ag77;,a7 ( title #ah1 ,unit$  
,/ates ,code4  7#b7 ,cov]$ entity ,! t]m
 cov]$ entity means any entity t-- 7,a7 
has on ! date ( ! enactm5t ( ?is        
section1 or e/abli%es aft] ! date ( !   
enactm5t ( ?is section1 a relation%ip ) 
a m]*ant = ! purposes ( process+ cr$it1 
debit1 or prepaid transactions2 or  7,b7
 has on ! date ( ! enactm5t ( ?is       

section1 or e/abli%es aft] ! date ( !   
enactm5t ( ?is section1 a relation%ip ) 
an entity t e/abli%es a relation%ip ) a 
m]*ant = ! purposes ( process+ cr$it    
transactions1 debit transactions1 or    
prepaid transactions4  7#c7 ,fire>m ,!  
t]m fire>m means--  7,a7 a fire>m z su* 
t]m is def9$ 9 section #iba7;a77#c7 (   
title #ah1 ,unit$ ,/ates ,code2  7,b7 a 
%otgun z su* t]m is def9$ 9 section     
#iba7;a77#e7 ( title #ah1 ,unit$ ,/ates 
,code2  7,c7 a rifle z su* t]m is def9$ 
9 section #iba7;a77#g7 ( title #ah1     
,unit$ ,/ates ,code2  7,d7 an antique   
fire>m z su* t]m is def9$ 9 section     
#iba7;a77#af7 ( title #ah1 ,unit$ ,/ates
 ,code2  7,e7 a semiautomatic rifle z   
su* t]m is def9$ 9 section #iba7;a77#bi7
 ( title #ah1 ,unit$ ,/ates ,code2 &    
7,f7 a h&gun z su* t]m is def9$ 9       
section #iba7;a77#cj7 ( title #ah1      
,unit$ ,/ates ,code4  7#d7 ,fire>ms     
retail] ,! t]m fire>ms retail] means a  
p]son1 entity1 or retail location       
physically locat$ 9 ! ,unit$ ,/ates t is

 engag$ 9 ! bus9ess ( sell+ or trad+--  
7,a7 fire>ms2  7,b7 ammunition2  7,c7   
accessories ( fire>ms2 or  7,d7         
compon5ts ( fire>ms4  7#e7 ,m]*ant      
category code ,! t]m m]*ant category    
code means a multi-digit code1 issu$ by 
! ,int]national ,organization =         
,/&>dization1 = ! purposes ( enabl+ !   
classification ( m]*ants into specific  
categories bas$ on ! type ( bus9ess1    
trade1 or s]vices suppli$4  7#f7 ,paym5t
 c>d network ,! t]m paym5t c>d network  
means an entity t directly or ?r\gh a   
network p>ticipant1 processor1 or ag5t  
provides propriet>y s]vices1            
infra/ructure1 s(tw>e1 or h>dw>e us$ to 
au?orize1 cle> & settle cr$it1 debit1 or
 prepaid transactions4  ,pass$ ! ,h\se (
 ,repres5tatives ,july #ad1             
#bjbf4;,cl]k4