,i  #aai? ,,congress  #a/ ,session  ,h4 
,r4 #ajfc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,febru>y #f1 #bjbe,mr4
 ,f9/ad 7= himself1 ,mr4 ,panetta1 ,mrs4
 ,mill] ( ,ill9ois1 ,mr4 ,baird1 ,mrs4  
,fis*ba*1 & ,mr4 ,mool5a>7 introduc$ !  
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,agriculture1 & 9 addition
 to ! ,committee on ,f9ancial ,s]vices1 
= a p]iod to be subsequ5tly det]m9$ by !
 ,speak]1 9 ea* case = consid]ation (   
su* provisions z fall )9 ! jurisdiction 
( ! committee conc]n$  ,a ,,bill  ,to   
affirm t ! ,f>m ,cr$it ,adm9i/ration is 
! sole & indep5d5t regulator ( ! ,f>m   
,cr$it ,sy/em4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,f>m ,cr$it        
,adm9i/ration ,indep5d5t ,au?ority ,act4
  #b4 ,f>m] loan data collection  7a7 ,9
 g5]al ,! ,f>m ,cr$it ,act ( #aiga 7#ab 
,u4,s4,c4 #bjja et seq47 is am5d$ by    
ins]t+ aft] section #d4ai ! foll[+3     
#d4bj4 ,small f>m] loan data collection 
7a7 ,purpose ,! purpose ( ?is section is
 to affirm t ! ,f>m ,cr$it ,adm9i/ration

 is ! sole & indep5d5t regulator ( !    
,f>m ,cr$it ,sy/em4  7b7 ,def9ition ,9  
?is section1 ! t]m small f>m] means a   
small f>m]1 ran*]1 or produc] or h>ve/] 
( aquatic products z def9$ pursuant to  
section #d4ai4  7c7 ,collection (       
demographic data by ,f>m ,cr$it ,sy/em  
l5d]s ,not)/&+ any o!r provision ( law1 
,f>m ,cr$it ,sy/em in/itutions1 pursuant
 to regulations promulgat$ by ! ,f>m    
,cr$it ,adm9i/ration1 %all-- 7#a7 reque/
 t loan applicants & borr[]s t are small
 f>m]s disclose in=mation id5tify+ _!   
race1 sex1 & e?nicity2  7#b7 collect &  
ma9ta9 ! in=mation result+ f ! reque/s2 
&  7#c7 report to ! ,f>m ,cr$it         
,adm9i/ration on an annual basis !      
in=mation collect$ pursuant to !        
reque/s4  7d7 ,directions to ! ,f>m     
,cr$it ,adm9i/ration ,! ,f>m ,cr$it     
,adm9i/ration-- 7#a7 %all collect !     
in=mation ga!r$ by ,f>m ,cr$it ,sy/em   
in/itutions "u ?is section & make !     
in=mation available to ! public on an   
annual basis2 &  7#b7 %all n require1 9 

prescrib+ regulations to implem5t ?is   
section1 t any ,f>m ,cr$it ,sy/em       
in/itution contradict ! wi%es ( a cu/om]
 :o does n wi% to volunt>ily report     
race1 sex1 or e?nicity by requir+ ! ,f>m
 ,cr$it ,sy/em in/itution to report !   
race1 sex1 or e?nicity ( ! cu/om] bas$  
on visual obs]vation1 surname1 or any   
o!r me?od4  7e7 ,protection ( p]sonally 
id5tifiable in=mation ,9 report+ !      
in=mation collect$ "u ?is section1 !    
,f>m ,cr$it ,adm9i/ration %all n include
 any in=mation t w\ld reveal ! id5tify (
 any loan applicant or borr[]4  7f7     
,effective date ,?is section %all apply 
only to applications receiv$ & loans    
made #a ye> or m aft] ! date ( !        
enactm5t ( ?is section4  4  #c4 ,con=m+ 
am5dm5t ,section #gjd;,b7h77#a7 ( !     
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia;c-#b7;h77#a77 is am5d$  
by ins]t+ 1 o!r ?an any entity t is     
sup]vis$ by ! ,f>m ,cr$it ,adm9i/ration 
be=e ! p]iod at ! end4  #d4 ,cessation (
 compliance ,if f9ancial in/itutions    

subject to subp>t ,b ( "p #ajjb ( title 
#ab1 ,code ( ,f$]al ,regulations1 are n 
requir$ to comply ) ! rule promulgat$   
pursuant to t subp>t1 :e!r because a    
c\rt invalidates ! rule or ! rule is    
o!rwise repeal$1 ! ,f>m ,cr$it ,sy/em   
in/itutions %all n be requir$ to comply 
) any regulation promulgat$ pursuant to 
! am5dm5ts made by ?is ,act4