,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #ajdcc  ,,9 ,,! ,,h\se ,,(         
,,repres5tatives  ,septemb] #af1        
#bjbf,mrs4 ,f\%ee 7= h]self & ,mr4      
,moylan7 introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,en]gy &      
,comm]ce  ,a ,,bill  ,to prohibit c]ta9 
onl9e plat=ms f mat]ially contribut+ to 
fraudul5t cont5t1 & = o!r purposes4  #a4
 ,%ort title ,?is ,act may be cit$ z !  
,/opp+ ,abuse & ,fraud ,enabl$ by       
,plat=ms ,act or ! ,,safe ,plat=ms ,act4
  #b4 ,prohibitions & requirem5ts =     
cov]$ plat=ms  7a7 ,prohibitions ,a     
cov]$ plat=m may n mat]ially contribute 
to ! developm5t ( fraudul5t cont5t      
direct$ at consum]s4  7b7 ,requirem5ts  
7#a7 ,report me*anism requir$ ,n lat]   
?an #ahj days aft] ! date ( ! enactm5t (
 ?is ,act1 a cov]$ plat=m %all provide  
an easily accessible me*anism = a us] to
 report suspect$ fraudul5t cont5t & a   
cont5t creator to submit a c\nt]-notice 
t conte/s ! removal ( cont5t t includes 
! foll[+3 7,a7 ,a cle>ly visible &      

accessible ,report ,scam button or l9k  
on all cont5t t c\ld conta9 an          
adv]tisem5t1 comm]cial1 or promotional  
mat]ial4  7,b7 ,a simplifi$ report+     
process t-- 7i7 does n require a us] to 
navigate multiple pages or provide      
ext5sive in=mation2  7ii7 is accessible 
& compatible ) common assi/ive          
te*nologies & available 9 ! select$     
int]face language ( ! us]2 &  7iii7     
all[s us]s to provide--  7,i7 _! id5tity
 & contact in=mation2  7,,ii7 a sworn   
/atem5t "u p5alty ( p]jury t ! report is
 made 9 good fai?2 &  7,,iii7 ! specific
 factual basis t demon/rates ! report$  
cont5t is fraudul5t4  7,c7 ,ackn[l$gm5t 
( receipt ( a report )9 #cj days aft]   
submission ( ! report4  7,d7 ,notice to 
! cont5t creator t a report alleg+ fraud
 has be5 fil$ aga9/ !m4  7,e7 ,a        
c\nt]-notice me*anism t includes--  7i7 
! id5tity & contact in=mation ( ! cont5t
 creator2  7ii7 a sworn /atem5t "u      
p5alty ( p]jury t ! creator has a good  
fai? belief t ! mat]ial 0 remov$ or     

disabl$ z a result ( mi/ake or          
misid5tification ( ! mat]ial z          
fraudul5t2 &  7iii7 specific facts      
support+ ! /atem5t t ! report$ cont5t is
 n fraudul5t4  7#b7 ,fraud-resi/ant     
default privacy sett+s  7,a7            
,requirem5ts = default sett+s ,a cov]$  
plat=m %all configure any default       
privacy sett+ to r$uce fraud            
vuln]ability1 includ+ ?r\gh ! foll[+    
sett+s3  7i7 ,n display+ ! exi/5ce ( !  
acc\nt ( a us] to any unconnect$ us]    
unless ! us] has expressly &            
unambigu\sly *os5 to make ! exi/5ce ( _!
 acc\nt public g5]ally or = specific    
us]s4  7ii7 ,n display+ m$ia creat$ or  
po/$ by a us] on a cov]$ plat=m to any  
unconnect$ us] unless ! us] has         
expressly & unambigu\sly *os5 to make _!
 m$ia publicly available g5]ally or =   
specific us]s4  7iii7 ,n p]mitt+ direct 
messag+ on a cov]$ plat=m betwe5 a us] &
 any unconnect$ us] unless ! us] has    
expressly & unambigu\sly decid$ to all[ 
direct messag+ g5]ally or = specific    

us]s4  7iv7 ,n display+ ! location ( a  
us] to o!r us]s1 unless ! us] expressly 
& unambigu\sly %>es _! location g5]ally 
or ) specific us]s4  7v7 ,n display+ !  
us]s connect$ to a us] on a cov]$ plat=m
 unless ! us] expressly & unambigu\sly  
*ooses to %>e ! in=mation g5]ally or =  
specific us]s4  7vi7 ,disabl+ se>* eng9e
 index+ ( ! acc\nt pr(ile ( a us] unless
 ! us] expressly & unambigu\sly opts    
into index+4  7,b7 ,prohibitions =      
default sett+s ,a cov]$ plat=m may n--  
7i7 provide a us] ) a s+le sett+ t makes
 all ( ! default privacy sett+s less    
protective at once2 or  7ii7 degrade1   
limit1 or r$uce ! functionality1        
p]=mance1 or quality ( s]vices z a      
result ( a us] ma9ta9+ high] privacy    
sett+s unless ! limitation is /rictly   
necess>y due to ! te*nical requirem5ts (
 provid+ ! reque/$ s]vice & ! plat=m _c 
reasonably provide ! s]vice ?r\gh       
alt]native means t w\ld pres]ve !       
privacy sett+s ( ! us]4  7#c7 ,evasion  
prev5tion requirem5ts ,a cov]$ plat=m   

%all implem5t reasonable measures to    
detect & prev5t ! creation ( multiple   
acc\nts by ! same individual = ! purpose
 ( evad+ en=cem5t actions relat$ to     
fraudul5t cont5t1 includ+ ! foll[+3     
7,a7 ,acc\nts creat$ %ortly aft]        
susp5sion or removal ( an acc\nt = fraud
 violations4  7,b7 ,acc\nts t exhibit   
sub/antially simil> patt]ns ( fraudul5t 
behavior to previ\sly susp5d$ acc\nts4  
7,c7 ,coord9at$ networks ( acc\nts      
promot+ fraudul5t s*emes4  7#d7 ,plat=m 
design features ,a cov]$ plat=m--  7,a7 
may n use additional plat=m design      
features t facilitate fraud2  7,b7 %all 
adopt reasonable measures to prev5t !   
creation ( fraudul5t pr(iles & pages2 & 
7,c7 %all implem5t sy/ems to prev5t     
fraudul5t reviews1 likes1 & o!r         
engagem5t metrics4  7#e7 ,rulemak+ ,n   
lat] ?an #ahj days aft] ! date ( !      
enactm5t ( ?is ,act1 ! ,commission %all 
promulgate regulations to c>ry out !    
requirem5ts ( ?is subsection4  7c7 ,safe
 h>bor  7#a7 ,requirem5ts = safe h>bor  

,a cov]$ plat=m %all be deem$ to meet ! 
requirem5ts "u subsection 7a7 if !      
plat=m does ! foll[+3 7,a7 ,implem5ts   
reasonable /eps to address fraudul5t    
cont5t4  7,b7 ,reviews & updates su*    
policies & proc$ures n less frequ5tly   
?an annually4  7,c7 ,reviews report$    
fraudul5t cont5t )9 #dh h\rs aft]       
receiv+ notice ( ! cont5t4  7,d7 ,adopts
 & foll[s reasonable policies &         
proc$ures to detect & initiate          
appropriate /eps ) respect to !         
fraudul5t cont5t )9 #g days aft] receiv+
 notice ( ! cont5t1 unless-- 7i7 !      
plat=m reasonably det]m9es aft]         
inve/igation t ! cont5t is n fraudul5t2 
or  7ii7 additional "t is necess>y due  
to ! complexity ( ! inve/igation1 volume
 ( reports1 or o!r reasonable factors   
if-- 7,i7 ! plat=m provides writt5      
notice to ! report+ p>ty )9 #g days aft]
 ! notice 0 receiv$ by ! plat=m t       
expla9s ! ne$ = additional "t & !       
expect$ timel9e = resolution2 &  7,,ii7 
any ext5sion beyond ! #g-;day p]iod     

describ$ 9 subclause 7,i7 may n exce$   
#cj days unless ! plat=m obta9s writt5  
approval f ! ,commission = additional   
#cj-;day ext5sions4  7#b7 ,bad fai?     
reports ,a cov]$ plat=m may refuse to   
process additional reports f a us] t has
 submitt$ ?ree or m reports det]m9$ to  
be false or made 9 bad fai? )9 a        
#ab-mon? p]iod1 if plat=m provid$ t us] 
) notice & opportunity to conte/ su*    
det]m9ation4  7d7 ,accessibility &      
design requirem5ts ,n lat] ?an #ahj days
 aft] ! date ( ! enactm5t ( ?is ,act1 ! 
,commission %all promulgate regulations 
t e/abli% accessibility requirem5ts =   
adv]tis+ cont5t on a cov]$ plat=m t     
includes ! foll[+3 7#a7 ,m9imum font    
size requirem5ts = mat]ial t]ms1        
conditions1 & pric+ in=mation4  7#b7    
,requirem5ts = cle> & conspicu\s label+4
  7#c7 ,contra/ /&>ds betwe5 text &     
backgr\nd4  7#d7 ,/&>ds = mak+ adv]tis+ 
cont5t accessible to us]s )             
disabilities4  7#e7 ,additional design  
requirem5ts to prev5t deceptive or      

mislead+ adv]tis+ practices4  7e7       
,requirem5ts relat$ to adv]tis]s  7#a7  
,v]ification ,n lat] ?an #ahj days aft] 
! date ( ! enactm5t ( ?is ,act1 a cov]$ 
plat=m %all e/abli% & ma9ta9 reasonable 
proc$ures to v]ify ! id5tity ( adv]tis]s
 be=e all[+ !m to pur*ase adv]tisem5ts t
 includes1 at a m9imum1 ! foll[+3 7,a7  
,collection & v]ification ( ! foll[+1 ) 
reg>d to ! adv]tis]3  7i7 ,legal "n &   
physical address4  7ii7 ,valid contact  
in=mation1 includ+ email address & phone
 numb]4  7iii7 ,tax id5tification numb] 
or o!r gov]nm5t-issu$ id5tifi]4  7iv7 ,=
 a bus9ess1 pro( ( regi/ration or       
incorporation 9 ! relevant jurisdiction4
  7v7 ,a decl>ation ( indu/ry type &    
:e!r ! adv]tis] engages 9 ! sale or     
promotion ( high-risk categories1 z     
appli$ to products1 s]vices1 or         
opportunities4  7,b7 ,v]ification (     
paym5t me?ods & acc\nts us$ by !        
adv]tis]4  7,c7 ,reasonable /eps to     
confirm ! au!nticity ( ! in=mation      
provid$4  7#b7 ,enhanc$ v]ification =   

high-risk adv]tis]s ,= an adv]tis] 9 a  
high-risk category1 or t engage 9 ! sale
 or promotion ( re/rict$ or high-risk   
products1 s]vices1 or opportunities1 a  
cov]$ plat=m %all implem5t enhanc$      
v]ification t includes ! foll[+ ) reg>d 
to ! adv]tis]3  7,a7 ,additional        
docum5tation to validate ! id5tity &    
bus9ess op]ations4  7,b7 ,review ( !    
onl9e pres5ce & bus9ess hi/ory4  7,c7   
,p]iodic re-v]ification4  7#c7          
,high-risk categories ,high-risk        
categories include ! foll[+3  7,a7      
,f9ancial s]vices & inve/m5t            
opportunities4  7,b7 ,heal? products &  
s]vices4  7,c7 ,educational cr$5tials & 
c]tification4  7,d7 ,h\s+ & real e/ate4 
7,e7 ,gambl+4  7,f7 ,unregulat$ f9ancial
 products1 includ+ cryptocurr5cy &      
non-fungible tok5s4  7,g7 ,tobacco1     
alcohol1 cannabis1 & o!r consumables    
re/rict$ by age4  7,h7 ,categories      
id5tifi$ by ! ,commission ?r\gh         
regulations4  7#d7 ,record keep+ ,a     
cov]$ plat=m %all ma9ta9 records (      

adv]tis] v]ification in=mation = a p]iod
 ( at lea/ ?ree ye>s aft] ! date ( ! la/
 adv]tisem5t or comm]cial activity4     
7#e7 ,disclosure ( adv]tis] in=mation   
requir$ ,a cov]$ plat=m %all provide a  
us] ) access to basic in=mation ab\t any
 adv]tis] ^: cont5t !y view1 :i* %all be
 accessible ?r\gh direct display on !   
adv]tisem5t1 a cle>ly visible l9k1 or   
button associat$ ) ! adv]tisem5t or     
comm]cial cont5t1 or ?r\gh o!r          
reasonably accessible means1 t includes 
! foll[+3  7,a7 ,! legal "n ( !         
adv]tis]4  7,b7 ,! c\ntry or            
jurisdiction :]e ! adv]tis] is bas$4    
7,c7 ,h[ long ! adv]tis] has ma9ta9$ an 
acc\nt on ! plat=m4  7#f7 ,repeat (f5d]s
 ,n lat] ?an #ahj days aft] ! date ( !  
enactm5t ( ?is ,act1 a cov]$ plat=m %all
 e/abli% & ma9ta9 a sy/em to d ! foll[+3
  7,a7 ,track any adv]tis] f\nd to h    
violat$ plat=m policies relat$ to       
fraudul5t cont5t4  7,b7 ,prev5t any su* 
adv]tis] f creat+ a new acc\nt "u a     
diff]5t id5tity4  7,c7 ,apply enhanc$   

scrut9y to any new acc\nt t %>es        
*>act]i/ics ) a previ\sly susp5d$       
acc\nt4  #c4 ,en=cem5t  7a7 ,en=cem5t by
 ,f$]al ,trade ,commission  7#a7 ,unfair
 or deceptive acts or practices ,a      
violation ( section #b or a regulation  
promulgat$ "u su* section %all be treat$
 z a violation ( a regulation "u section
 #ah7;a77#a77;,b7 ( ! ,f$]al ,trade     
,commission ,act 7#ae ,u4,s4,c4         
#eg;a7a77#a77;,b77 reg>d+ unfair or     
deceptive acts or practices4  7#b7 ,p[]s
 ( ,commission ,! ,f$]al ,trade         
,commission %all en=ce section #b & any 
regulation promulgat$ "u su* section 9 !
 same mann]1 by ! same means1 & ) ! same
 jurisdiction1 p[]s1 & duties z ?\gh all
 applicable t]ms & provisions ( ! ,f$]al
 ,trade ,commission ,act 7#ae ,u4,s4,c4 
#da et seq47 7 incorporat$ into & made a
 "p ( ?is section4 ,any p]son :o        
violates su* section or a regulation    
promulgat$ "u su* section %all be       
subject to ! p5alties & entitl$ to !    
privileges & immunities provid$ 9 !     

,f$]al ,trade ,commission ,act4  7b7    
,actions by ,/ates  7#a7 ,9 g5]al ,9 any
 case 9 :i* ! attorney g5]al ( a ,/ate1 
or an (ficial or ag5cy ( a ,/ate1 has   
reason to believe t an int]e/ ( !       
resid5ts ( su* ,/ate has be5 or is      
?reat5$ or adv]sely affect$ by an act or
 practice 9 violation ( section #b or a 
regulation promulgat$ "u su* section1 ! 
,/ate1 z p>5s patriae1 may br+ a civil  
action on behalf ( ! resid5ts ( ! ,/ate 
9 an appropriate ,/ate c\rt or di/rict  
c\rt ( ! ,unit$ ,/ates to--  7,a7 enjo9 
su* act or practice2  7,b7 en=ce        
compliance ) su* subsection or su*      
regulation2  7,c7 obta9 damages1        
re/itution1 or o!r comp5sation on behalf
 ( resid5ts ( ! ,/ate2 or  7,d7 obta9   
su* o!r legal & equitable relief z !    
c\rt may consid] to be appropriate4     
7#b7 ,notice ,be=e fil+ an action "u ?is
 subsection1 ! attorney g5]al1 (ficial1 
or ag5cy ( ! ,/ate involv$ %all provide 
to ! ,f$]al ,trade ,commission a writt5 
notice ( su* action & a copy ( !        

compla9t = su* action4 ,if ! attorney   
g5]al1 (ficial1 or ag5cy det]m9es t x is
 n feasible to provide ! notice describ$
 9 ?is p>agraph be=e ! fil+ ( ! action1 
! attorney g5]al1 (ficial1 or ag5cy %all
 provide writt5 notice ( ! action & a   
copy ( ! compla9t to ! ,f$]al ,trade    
,commission imm$iately ^u ! fil+ ( !    
action4  7#c7 ,au?ority ( ,f$]al ,trade 
,commission  7,a7 ,9 g5]al ,on receiv+  
notice "u p>agraph 7#b7 ( an action "u  
?is subsection1 ! ,f$]al ,trade         
,commission %all h ! "r--  7i7 to       
int]v5e 9 ! action2  7ii7 ^u s int]v5+1 
to be he>d on all matt]s aris+ !re92 &  
7iii7 to file petitions = appeal4  7,b7 
,limitation on ,/ate action :ile ,f$]al 
action is p5d+ ,if ! ,f$]al ,trade      
,commission or ! ,attorney ,g5]al ( !   
,unit$ ,/ates has in/itut$ a civil      
action = violation ( section #b or a    
regulation promulgat$ "u su* section    
7ref]r$ to 9 ?is subp>agraph z ! ,f$]al 
action71 no ,/ate attorney g5]al1       
(ficial1 or ag5cy may br+ an action "u  

?is subsection dur+ ! p5d5cy ( ! ,f$]al 
action aga9/ any def5dant nam$ 9 !      
compla9t 9 ! ,f$]al action = any        
violation ( su* section or regulation   
alleg$ 9 su* compla9t4  7#d7 ,rule (    
con/ruction ,= purposes ( br++ a civil  
action "u ?is subsection1 no?+ 9 ?is    
,act %all be con/ru$ to prev5t an       
attorney g5]al1 (ficial1 or ag5cy ( a   
,/ate f ex]cis+ ! p[]s conf]r$ on !     
attorney g5]al1 (ficial1 or ag5cy by !  
laws ( su* ,/ate to conduct             
inve/igations1 adm9i/] oa?s &           
affirmations1 or compel ! att5dance (   
witnesses or ! production ( docum5t>y & 
o!r evid5ce4  7c7 ,private "r ( action  
7#a7 ,9 g5]al ,a p]son injur$ by an act 
or practice 9 violation ( section #b or 
a regulation promulgat$ "u su* section  
may br+ 9 an appropriate ,/ate c\rt or  
di/rict c\rt ( ! ,unit$ ,/ates--  7,a7  
an action to enjo9 ! violation2  7,b7 an
 action to recov] damages = actual      
monet>y loss f ! violation1 or to       
receive up to ! am\nt specifi$ "u       

section #e7l7 ( ! ,f$]al ,trade         
,commission ,act1 z adju/$ = inflation 9
 section #a4ih ( title #af1 ,code (     
,f$]al ,regulations1 9 damages = ea* su*
 violation1 :i*ev] is great]2 or  7,c7  
bo? su* actions4  7#b7 ,willful or kn[+ 
violations ,if ! c\rt f9ds t ! def5dant 
act$ willfully or kn[+ly 9 committ+ a   
violation describ$ 9 p>agraph 7#a71 !   
c\rt may1 9 its discretion1 increase !  
am\nt ( ! aw>d to an am\nt equal to n m 
?an #c times ! am\nt available "u       
p>agraph 7#a77;,b74  7#c7  ,co/s &      
attorney's fees  ,! c\rt %all aw>d to a 
prevail+ pla9tiff 9 an action "u ?is    
subsection ! co/s ( su* action &        
reasonable attorney's fees1 z det]m9$ by
 ! c\rt4  7#d7  ,limitation  ,an action 
may be comm5c$ "u ?is subsection n lat] 
?an #c ye>s aft] ! date on :i* ! p]son  
fir/ discov]$ or _h a reasonable        
opportunity to discov] ! violation4     
7#e7  ,nonexclusive rem$y  ,! rem$y     
provid$ by ?is subsection %all be 9     
addition to any o!r rem$ies available to

 ! p]son4  7d7 ,rulemak+ au?ority ,!    
,commission may promulgate regulations  
to implem5t1 int]pret1 & en=ce any      
provisions ( ?is ,act4  #d4 ,limitations
 & exceptions  7a7 ,rule ( con/ruction  
on monitor+ ,no?+ 9 sections #b or #c   
may be con/ru$ to require a cov]$ plat=m
 to monitor all cont5t be=e ! cont5t is 
po/$ or transmitt$4  7b7 ,rule (        
con/ruction on section #bcj liability   
protection ,no?+ 9 section #bcj ( !     
,communications ,act ( #aicd 7#dg       
,u4,s4,c4 #bcj7 may be con/ru$ to impair
 en=cem5t ( ?is ,act4  7c7 ,exceptions  
,?is ,act does n apply to ! foll[+3     
7#a7 ,int]active comput] s]vices t      
function prim>ily z int]net s]vice      
provid]s1 email provid]s1 or data /orage
 provid]s4  7#b7 ,cont5t t is transmitt$
 ?r\gh a cov]$ plat=m b n /or$ on !     
plat=m4  #e4 ,def9itions ,9 ?is ,act3   
7#a7 ,adv]tis] ,! t]m adv]tis] means any
 p]son or entity t pays a cov]$ plat=m  
to display1 promote1 or o!rwise         
dissem9ate cont5t t promotes a product  

or s]vice 9 int]/ate comm]ce to us]s ( !
 plat=m4  7#b7 ,commission ,! t]m       
,commission means ! ,f$]al ,trade       
,commission4  7#c7 ,cov]$ plat=m ,! t]m 
cov]$ plat=m means a provid] ( an       
int]active comput] s]vice t--  7,a7     
makes available in=mation provid$ by an 
in=mation cont5t provid]2  7,b7 enables 
us]s to view or int]act ) su* in=mation2
 &  7,c7 has at lea/ #ajj1jjj mon?ly    
active us]s or g5]ates annual gross     
rev5ue 9 excess ( #be1jjj1jjj1 adju/$   
annually to reflect adju/m5ts 9 !       
,consum] ,price ,index4  7#d7 ,fraud ,! 
t]m fraud means any repres5tation1      
omission1 or practice 9 or affect+      
comm]ce t--  7,a7 is likely to mislead a
 consum] act+ reasonably "u !           
circum/ances2 &  7,b7 is mat]ial to     
consum] decision-mak+4  7#e7 ,fraudul5t 
cont5t ,! t]m fraudul5t cont5t means    
cont5t t con/itutes fraud4  7#f7 ,has   
reason to "k ,! t]m has reason to "k    
means circum/ances t w\ld make !        
fraudul5t nature ( cont5t app>5t to a   

reasonable op]ator ( a cov]$ plat=m4    
7#g7 ,int]active comput] s]vice ,! t]m  
int]active comput] s]vice has ! mean+   
giv5 su* t]m 9 section #bcj7;f7 ( !     
,communications ,act ( #aicd 7#dg       
,u4,s4,c4 #bcj7;f774  7#h7 ,int]net     
s]vice provid] ,! t]m int]net s]vice    
provid] means a p]son--  7,a7 qualifi$  
to d bus9ess2 &  7,b7 t provides        
individuals & entities ) ! ability to   
connect to ! int]net4  7#i7 ,in=mation  
cont5t provid] ,! t]m in=mation cont5t  
provid] has ! mean+ giv5 t t]m 9 section
 #bcj7;f7 ( ! ,communications ,act (    
#aicd 7#dg ,u4,s4,c4 #bcj7;f774  7#aj7  
,mat]ially contribute ,! t]m mat]ially  
contribute means conduct t goes beyond  
provid+ neutral tools = ! developm5t or 
dissem9ation ( fraudul5t cont5t1 includ+
 ! foll[+3  7,a7 ,enc\rag+ or induc+ a  
?ird p>ty to develop or dissem9ate      
fraudul5t cont5t4  7,b7 ,t>get+1        
recomm5d+1 promot+1 curat+1 or          
prioritiz+ fraudul5t cont5t direct$ at  
consum]s t ! cov]$ plat=m kn[s or has   

reason to "k is fraudul5t4  7,c7 ,o!r   
conduct t ! ,commission det]m9es to be a
 mat]ial contribution ?r\gh regulations 
promulgat$ pursuant to ! rulemak+       
au?ority conf]r$ "u section #c ( ?is    
,act4  7#aa7 ,mutual connection ,! t]m  
mutual connection--  7,a7 means a       
relation%ip 9 :i* two us]s on a cov]$   
plat=m are ea* directly connect$ to !   
same ?ird-p>ty us] ?r\gh a =mal         
connection me*anism su* z a fri5d or    
foll[2 &  7,b7 does n include %>$       
p>ticipation betwe5 two us]s 9 ! same   
gr\p1 =um1 or public page4  7#ab7       
,op]ator ( a cov]$ plat=m ,! t]m op]ator
 ( a cov]$ plat=m means a p]son :o      
op]ates a cov]$ plat=m z def9$ 9 ?is    
,act4  7#ac7 ,reasonable /eps ,! t]m    
reasonable /eps means proactive &       
reactive measures t c reasonably be     
expect$ f a cov]$ plat=m consid]+ !     
size1 res\rces1 & us] base ( ! plat=m1 &
 ! nature ( ! fraudul5t cont5t at issue 
& includes ! foll[+3  7,a7 ,implem5t+ & 
en=c+ cle> policies aga9/ fraudul5t     

cont5t4  7,b7 ,ma9ta9+ an accessible &  
responsive me*anism = us]s to report    
suspect$ fraudul5t cont5t4  7,c7        
,review+ report$ cont5t 9 a timely      
mann]4  7,d7 ,remov+ or limit+ !        
di/ribution ( cont5t det]m9$ to be      
fraudul5t4  7,e7 ,w>n+ pot5tially       
affect$ us]s :5 fraudul5t cont5t has be5
 id5tifi$4  7,f7 ,implem5t+ reasonable  
measures to prev5t repeat$ or simil>    
fraudul5t cont5t4  7#ad7 ,unconnect$ us]
 ,! t]m unconnect$ us] means a us] :o-- 
7,a7 is n v]ifi$ by ! cov]$ plat=m2 &   
7,b7 does n %>e a mutual connection ) ! 
us] ^: cont5t or acc\nt is at issue4