,i  #aai? ,,congress  #b;d ,session  ,h4
 ,r4 #ajjah  ,,9 ,,! ,,h\se ,,(         
,,repres5tatives  ,augu/ #c1 #bjbf,ms4  
,dean ( ,p5nsylvania 7= h]self & ,mr4   
,davidson7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,f9ancial   
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,debt ,collection ,practices ,act to    
provide enhanc$ protection aga9/ debt   
collector h>assm5t ( memb]s ( ! ,arm$   
,=ces1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,fair   
,debt ,collection ,practices =          
,s]vicememb]s ,act4  #b4 ,enhanc$       
protection aga9/ debt collector h>assm5t
 ( s]vicememb]s  7a7 ,communication 9   
connection ) debt collection ,section   
#hje ( ! ,fair ,debt ,collection        
,practices ,act 7#ae ,u4,s4,c4 #afib;c7 
is am5d$ by add+ at ! end ! foll[+3  7e7
 ,communications conc]n+ s]vicememb]    
debts  7#a7 ,cov]$ memb] def9$ ,9 ?is   
subsection1 ! t]m cov]$ memb] means any 
( ! foll[+3 7,a7 ,a cov]$ memb] or a    
dep5d5t z def9$ 9 section #ihg7;i7 (    

title #aj1 ,unit$ ,/ates ,code4  7,b7   
,an individual :o 0 sep>at$1 dis*>g$1 or
 releas$ f duty describ$ 9 su* section  
#ihg7;i77#a71 b only dur+ ! #cfe-;day   
p]iod beg9n+ on ! date ( sep>ation1     
dis*>ge1 or release4  7,c7 ,a p]son1 )  
respect to an individual describ$ 9     
subp>agraph 7,b71 describ$ 9 subp>agraph
 7,a71 7,d71 7,e71 or 7,i7 ( section    
#ajgb7b7 ( title #aj1 ,unit$ ,/ates     
,code4  7#b7 ,prohibitions ,a debt      
collector may n1 9 connection ) !       
collection ( any debt ( a cov]$ memb]-- 
7,a7 ?reat5 to h ! cov]$ memb] r$uc$ 9  
rank2  7,b7 ?reat5 to h ! cov]$ memb]'s 
security cle>ance revok$2 or  7,c7      
?reat5 to h ! cov]$ memb] prosecut$ "u  
*apt] #dg ( title #aj1 ,unit$ ,/ates    
,code 7! ,uni=m ,code ( ,milit>y        
,ju/ice74  4  7b7 ,unfair practices     
,section #hjh ( ! ,fair ,debt           
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;f7 is am5d$ by add+ at !
 end ! foll[+3  7#i7 ,! repres5tation or
 implication to any cov]$ memb] 7z def9$

 "u section #hje7;e77#a77 t failure to  
coop]ate ) a debt collector w result 9--
  7,a7 a r$uction 9 rank ( ! cov]$      
memb]2  7,b7 a revocation ( ! cov]$     
memb]'s security cle>ance2 or  7,c7     
prosecution "u *apt] #dg ( title #aj1   
,unit$ ,/ates ,code 7! ,uni=m ,code (   
,milit>y ,ju/ice74  4  #c4 ,,gao /udy ,!
 ,comptroll] ,g5]al ( ! ,unit$ ,/ates   
%all conduct a /udy & submit a report to
 ,congress on ! effect ( ?is ,act & !   
am5dm5ts made by ?is ,act on--  7#a7 !  
timely deliv]y ( in=mation to a cov]$   
memb] 7z def9$ 9 section #hje7;e7 ( !   
,fair ,debt ,collection ,practices ,act1
 z add$ by ?is ,act72  7#b7 milit>y     
read9ess2 &  7#c7 national security1    
includ+ ! ext5t to :i* cov]$ memb]s )   
security cle>ances w\ld be impact$ by   
uncollect$ debt4