,,ii  #aahth ,,congress  #ast ,session  
,s4 #hbe  ,,in ,,the ,,senate ,,of ,,the
 ,,united ,,states  ,march #ae1         
#bjbc,mr4 ,hawley 7for himself and ,mr4 
,braun7 introduced the following bill2  
which was read twice and referred to the
 ,committee on ,banking1 ,housing1 and  
,urban ,affairs  ,a ,,bill  ,to provide 
limitations of special assessments on   
community banks1 and for other purposes4
  #a4 ,short title ,this ,act may be    
cited as the ,protecting ,consumers from
 ,bailouts ,act4  #b4 ,limitation on    
special assessments on community banks  
7a7 ,in general ,the ,federal ,deposit  
,insurance ,corporation may not impose  
an assessment on any bank with less than
 #aj1jjj1jjj1jjj in total assets in     
imposing a special assessment under     
section #ac7;c77#d77;,g77ii7 of the     
,federal ,deposit ,insurance ,act 7#ab  
,u4,s4,c4 #ahbc7;c77#d77;,g77ii774  7b7 
,prohibition on increase of fees to     
customers  7#a7 ,in general ,no         
institution required to pay a special   

assessment under section                
#ac7;c77#d77;,g77ii7 of the ,federal    
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahbc7;c77#d77;,g77ii77 in connection   
with the resolution of ,silicon ,valley 
,bank and ,signature ,bank in ,march    
#bjbc by the ,department of the         
,treasury shall increase any fees or    
charges to customers of the institution 
in an attempt to offset the costs of the
 special assessment4  7#b7 ,civil       
penalty ,a violation of paragraph 7#a7  
shall constitute a failure to pay an    
assessment under section #ah7;h7 of the 
,federal ,deposit ,insurance ,act 7#ab  
,u4,s4,c4 #ahbh7;h774  #c4 ,,fdic bonus 
clawback authority ,section             
#bc7;c77#d77;,g7 of the ,federal        
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahbc7;c77#d77;,g77 is amended by adding
 at the end the following3  7vi7        
,incentive-based compensation claw back 
7,i7 ,definition ,in this clause3 7aa7  
,incentive-based compensation ,the term 
incentive-based compensation includes   

any compensation that is granted1       
earned1 or vested based wholly or in    
part upon the attainment of any         
financial reporting measure or other    
performance metric4  7bb7 ,officer ,the 
term officer has the meaning given the  
term in section #bdj4af;a-#a of title   
#ag1 ,code of ,federal ,regulations4    
7,,ii7 ,clawback  7aa7 ,in general ,if  
the ,corporation takes other action or  
provides assistance under this          
subparagraph1 the ,corporation shall    
have authority to seek reimbursement to 
the ,deposit ,insurance ,fund any amount
 of incentive-based compensation paid to
 an officer of an insured depository    
institution for which the ,corporation  
is appointed receiver during the #a-year
 period ending on the date on which such
 appointment is made4  7bb7 ,civil      
penalty ,any officer who fails to       
reimburse the ,deposit ,insurance ,fund 
under item 7aa7 shall be liable to the  
,united ,states for a civil penalty     
equal to #c times the amount of the     

incentive-based compensation received by
 the officer4  4