,,ii  #aah? ,,congress  #a/ ,session    
,s4 #fgc  ,,9 ,,! ,,s5ate ,,( ,,!       
,,unit$ ,,/ates  ,m>* #g1 #bjbc,ms4     
,ros5 7= h]self1 ,ms4 ,ern/1 ,ms4       
,duckwor?1 & ,mr4 ,rubio7 introduc$ !   
foll[+ bill2 :i* 0 read twice & ref]r$  
to ! ,committee on ,small ,bus9ess &    
,entrepr5eur%ip  ,a ,,bill  ,to all[    
nonpr(it *ild c>e provid]s to p>ticipate
 9 c]ta9 loan programs ( ! ,small       
,bus9ess ,adm9i/ration1 & = o!r         
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,small ,bus9ess ,*ild ,c>e 
,inve/m5t ,act4  #b4 ,small bus9ess     
loans = nonpr(it *ild c>e provid]s  7a7 
,9 g5]al ,section #c7;a7 ( ! ,small     
,bus9ess ,act 7#ae ,u4,s4,c4 #fcb7;a77  
is am5d$ by add+ at ! end ! foll[+3     
7#aj7 ,nonpr(it *ild c>e provid]s  7,a7 
,def9ition ,9 ?is p>agraph1 ! t]m cov]$ 
nonpr(it *ild c>e provid] means an      
organization-- 7i7 t-- 7,i7 is 9        
compliance ) lic5s+ requirem5ts = *ild  
c>e provid]s ( ! ,/ate 9 :i* !          
organization is locat$2  7,,ii7 is      

describ$ 9 section #eja7;c77#c7 ( !     
,int]nal ,rev5ue ,code ( #aihf & exempt 
f tax "u section #eja7;a7 ( su* ,code2  
7,,iii7 is prim>ily engag$ 9 provid+    
*ild c>e = *ildr5 f bir? to compulsory  
s*ool age2 &  7,,iv7 is 9 compliance ) !
 size /&>ds e/abli%$ "u ?is subsection =
 bus9ess conc]ns 9 ! applicable indu/ry2
  7ii7 = :i* ea* employee & regul>      
volunte] complies ) ! crim9al backgr\nd 
*eck requirem5ts "u section #feh;,h7b7 (
 ! ,*ild ,c>e & ,developm5t ,block      
,grant ,act ( #aiij 7#db ,u4,s4,c4      
#iheh;f7b772  7iii7 t may-- 7,i7 provide
 c>e = s*ool-age *ildr5 outside ( s*ool 
h\rs or outside ( ! s*ool ye>2 or       
7,,ii7 (f] pres*ool or prek9d]g>t5      
educational programs2 &  7iv7 subject to
 any exemption "u ,f$]al law applicable 
to ! organization1 t c]tifies to !      
,adm9i/rator t ! organization w n       
discrim9ate 9 any bus9ess practice1     
includ+ provid+ s]vices to ! public1 on 
! basis ( race1 color1 religion1 sex1   
sexual ori5tation1 m>ital /atus1 age1   

disability1 or national orig94  7,b7    
,eligibility = c]ta9 loan programs  7i7 
,9 g5]al ,not)/&+ any o!r provision (   
?is subsection1 a cov]$ nonpr(it *ild   
c>e provid] %all be deem$ to be a small 
bus9ess conc]n = purposes ( loans "u    
section #g7;a7 ( ?is ,act or f9anc+ "u  
title ,v ( ! ,small ,bus9ess ,inve/m5t  
,act ( #aieh 7#ae ,u4,s4,c4 #fie et     
seq474  7ii7 ,loan gu>antee ,a cov]$    
nonpr(it *ild c>e c5t] provid]-- 7,i7   
%all obta9 a gu>antee ( timely paym5t ( 
! loan or f9anc+ f ano!r p]son or entity
 to be eligible = a loan or f9anc+ ( m  
?an #ejj1jjj "u ! au?ority "u clause    
7i72 &  7,,ii7 %all n be requir$ to     
obta9 a gu>antee ( timely paym5t ( !    
loan or f9anc+ to be eligible = a loan  
or f9anc+ t is n m ?an #ejj1jjj "u !    
au?ority "u clause 7i74  7,c7           
,limitation on basis = ineligibility ,! 
,adm9i/rator may n det]m9e t a cov]$    
nonpr(it *ild c>e c5t] provid] is n     
eligible = a loan or f9anc+ describ$ 9  
subp>agraph 7,b77i7 on ! basis t !      

proce$s ( ! loan or f9anc+ w be us$ = a 
religi\s activity protect$ "u ! ,fir/   
,am5dm5t to ! ,con/itution ( ! ,unit$   
,/ates1 z int]pret$ by ! c\rts ( !      
,unit$ ,/ates4  4  7b7 ,report+  7#a7   
,def9ition ,9 ?is subsection1 ! t]m     
cov]$ nonpr(it *ild c>e provid] has !   
mean+ giv5 ! t]m 9 p>agraph 7#aj7 (     
section #c7;a7 ( ! ,small ,bus9ess ,act 
7#ae ,u4,s4,c4 #fcb7;a771 z add$ by     
subsection 7a74  7#b7 ,requirem5t ,n    
lat] ?an #a ye> aft] ! date ( enactm5t (
 ?is ,act1 & annually !reaft]1 !        
,adm9i/rator ( ! ,small ,bus9ess        
,adm9i/ration %all submit to ,congress a
 report t conta9s-- 7,a7 = ! ye> cov]$  
by ! report-- 7i7 ! numb] ( loans made  
"u section #g7;a7 ( ! ,small ,bus9ess   
,act 7#ae ,u4,s4,c4 #fcf7;a77 & ! numb] 
( f9anc+s provid$ "u title ,v ( ! ,small
 ,bus9ess ,inve/m5t ,act ( #aieh 7#ae   
,u4,s4,c4 #fie et seq47 to cov]$        
nonpr(it *ild c>e provid]s2 &  7ii7 !   
am\nt ( su* loans made & ! am\nt ( su*  
f9anc+s provid$ to cov]$ nonpr(it *ild  

c>e provid]s2 &  7,b7 any o!r in=mation 
det]m9$ relevant by ! ,adm9i/rator4