#aahth ,,congress  #b;d ,session  ,s4   
#eedc  ,,an ,,act  ,to amend the ,fair  
,credit ,reporting ,act to prohibit     
consumer reporting agencies from        
furnishing consumer reports containing  
adverse items of information about a    
consumer that resulted from that        
consumer being unlawfully or wrongfully 
detained abroad or held hostage abroad4 
#a4 ,short title ,this ,act may be cited
 as the ,fair ,credit for ,american     
,hostages ,act4  #b4 ,adverse           
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad  7a7 ,in general ,the    
,fair ,credit ,reporting ,act 7#ae      
,u4,s4,c4 #afha et seq47 is amended by  
inserting after section #fje;,c the     
following3  #fje;,d4 ,adverse           
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad  7a7 ,definitions ,in    
this section3 7#a7 ,covered consumer    
,the term covered consumer means an     
individual who has been-- 7,a7 a ,united

 ,states national unlawfully or         
wrongfully detained abroad1 as          
determined under section #cjb7;a7 of the
 ,robert ,levinson ,hostage ,recovery   
and ,hostage-,taking ,accountability    
,act 7#bb ,u4,s4,c4 #agda7;a772 or  7,b7
 a ,united ,states national taken       
hostage abroad1 as determined by the    
,hostage ,recovery ,fusion ,cell        
established by section #cjd that ,act   
7#bb ,u4,s4,c4 #agda;b74  7#b7          
,detention or hostage documentation ,the
 term detention or hostage documentation
 means documentation that-- 7,a7        
certifies a consumer is a covered       
consumer under this section2  7,b7      
identifies the time period during which 
the covered consumer was unlawfully or  
wrongfully detained abroad or held      
hostage abroad2 and  7,c7 is            
authenticated by-- 7i7 the ,special     
,presidential ,envoy for ,hostage       
,affairs established by section #cjc of 
the ,robert ,levinson ,hostage ,recovery
 and ,hostage-,taking ,accountability   

,act 7#bb ,u4,s4,c4 #agda;a72 or  7ii7  
the ,hostage ,recovery ,fusion ,cell    
established by section #cjd of that ,act
 7#bb ,u4,s4,c4 #agda;b74  7b7 ,adverse 
information ,if a consumer reporting    
agency described in section #fjc7p7 is  
able to authenticate detention or       
hostage documentation provided by a     
covered consumer1 the consumer reporting
 agency may not furnish a consumer      
report containing any adverse item of   
information about the covered consumer  
dating during the time period the       
covered consumer was unlawfully or      
wrongfully detained abroad or held      
hostage abroad4  4  7b7 ,technical and  
conforming amendment ,the table of      
contents of the ,fair ,credit ,reporting
 ,act is amended by inserting after the 
item relating to section #fje;,c the    
following3  #fje;,d4 ,adverse           
information about consumers unlawfully  
or wrongfully detained abroad or held   
hostage abroad4  4  ,passed the ,senate 
,december #af1 #bjbd4,secretary