,,ii  #aah? ,,congress  #b;d ,session   
,s4 #ebgb  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #be1         
#bjbd,mr4 ,durb9 introduc$ ! foll[+     
bill2 :i* 0 read twice & ref]r$ to !    
,committee on ,comm]ce1 ,sci5ce1 &      
,transportation  ,a ,,bill  ,to am5d    
*apt] #dbc ( title #di1 ,unit$ ,/ates   
,code1 to provide protections ) respect 
to frequ5t fly] programs & co-br&$ cr$it
 c>ds1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,protect
 ,y\r ,po9ts ,act ( #bjbd4  #b4         
,protections relat+ to frequ5t fly]     
programs & co-br&$ cr$it c>ds  7a7 ,9   
g5]al ,*apt] #dbc ( title #di1 ,unit$   
,/ates ,code1 is am5d$ by add+ at ! end 
! foll[+ new section3  #dbcji4          
,protections relat+ to frequ5t fly]     
programs & co-br&$ cr$it c>ds  7a7      
,protections relat$ to po9ts1 miles1 &  
o!r accru$ value  7#a7 ,value disclosure
 ,n lat] ?an #ij days aft] ! date (     
enactm5t ( ?is section1 ea* cov]$ air   
c>ri] %all-- 7,a7 prom95tly display on  

ea* page ( ! website ( ! air c>ri]      
in=mation reg>d+ ! f9ancial value ( "o  
po9t1 mile1 or o!r accru$ value promis$ 
or (f]$ 9 connection ) a frequ5t fly]   
program2 &  7,b7 update1 9 real "t1 any 
*ange to su* in=mation4  7#b7           
,expiration ( po9ts ,a cov]$ air c>ri]  
%all n place an expiration date on any  
po9ts1 miles1 or o!r accru$ value       
promis$ or (f]$ 9 connection ) a frequ5t
 fly] program4  7#c7 ,transf] ( po9ts   
7,a7 ,9 g5]al ,a cov]$ air c>ri] %all-- 
7i7 all[ a consum] p>ticipat+ 9 a       
frequ5t fly] program to transf] any     
am\nt ( po9ts1 miles1 or o!r accru$     
value ( ! consum] to ano!r p>ticipant   
7*os5 by ! consum]7 ( ! same frequ5t    
fly] program2 &  7ii7 gu>antee t1 )     
respect to any su* transf]1 ! po9ts1    
miles1 or o!r accru$ value rema9 equal 9
 value once transf]r$4  7,b7            
,limitations ,a cov]$ air c>ri] %all n--
 7i7 limit ! numb] ( po9ts1 miles1 or   
o!r accru$ value t a consum] may transf]
 to ano!r p>ticipant ( ! frequ5t fly]   

program2 or  7ii7 impose a fee or o!r   
p5alty on ! consum] 9 connection ) su*  
transf]4  7#d7 ,display ( airf>e value  
,n lat] ?an #a ye> aft] ! date (        
enactm5t ( ?is section1 ea* cov]$ air   
c>ri] %all display on any travel book+  
page ( ! website ( ! air c>ri] ! co/ (  
airf>e or o!r add-on s]vices bo? 9 doll>
 value & 9 ! value ( po9ts1 miles1 or   
o!r accru$ value promis$ or (f]$ 9      
connection ) a frequ5t fly] program1 9 a
 mann] t-- 7,a7 displays bo? values     
concurr5tly2 &  7,b7 does n require a   
consum] to alt]nate betwe5 su* values to
 display bo? co/s4  7#e7 ,airf>e &      
add-on s]vices transactions ,n lat] ?an 
#a ye> aft] ! date ( enactm5t ( ?is     
section1 ea* cov]$ air c>ri] %all (f] to
 consum]s ! ability to pur*ase airf>e or
 o!r add-on s]vices 9 any comb9ation (  
doll>s & po9ts1 miles1 or o!r accru$    
value promis$ or (f]$ 9 connection ) a  
frequ5t fly] program4  7b7 ,consum]     
notice ( *anges to t]ms ( s]vice  7#a7  
,*anges to t]ms ( s]vices ,) respect to 

! t]ms ( s]vice1 contract ( c>riage1 or 
o!r cu/om] agreem5t ( any frequ5t fly]  
program or airl9e co-br&$ cr$it c>d ( a 
cov]$ air c>ri]1 ! cov]$ air c>ri] %all 
n include any provision t res]ves ! "r (
 ! cov]$ air c>ri] to make *anges to !  
t]ms ( s]vice1 contract ( c>riage1 or   
o!r cu/om] agreem5t )\t provid+ to !    
consum] at lea/ #a ye> ( notice ( any   
su* *ange4  7#b7 ,notice to consum]s ,a 
cov]$ air c>ri] %all n take any action t
 w\ld all[ ! cov]$ air c>ri] to devalue 
a consum]'s accru$ po9ts1 miles1 or o!r 
accru$ value promis$ or (f]$ 9          
connection ) a frequ5t fly] program1    
includ+ any action to decrease ! doll>  
value1 elim9ate1 r$uce1 susp5d1 =feit1  
invalidate1 impose new limits on !      
access1 use1 r$emption1 or validity1 or 
impose new requirem5ts or exp5se = !    
r$emption or use ( any su* po9ts1 miles1
 or o!r accru$ value unless ! cov]$ air 
c>ri] has provid$ to consum]s n few] ?an
 #a ye> ( notice ( any su* action4  7#c7
 ,coord9ation ) ,,cfpb ,9 c>ry+ out     

p>agraphs 7#a7 & 7#b71 ! ,secret>y %all 
coord9ate ) ! ,director ( ! ,consum]    
,f9ancial ,protection ,bureau1 z        
necess>y4  7c7 ,def9itions ,9 ?is       
section3 7#a7 ,add-on s]vices ,! t]m    
add-on s]vices means any s]vice t a     
consum] may add to a flight book+ = an  
additional co/1 or may pur*ase z an     
9-flight s]vice1 includ+ seat+ options1 
baggage1 bev]ages1 food1 e>ly bo>d+1    
l\nge access1 int]net or wifi access1 or
 any o!r s]vice det]m9$ appropriate by !
 ,secret>y4  7#b7 ,co-br&$ cr$it c>d ,! 
t]m co-br&$ cr$it c>d means a cr$it c>d 
jo9tly (f]$ by a cov]$ air c>ri] 9      
p>tn]%ip ) a cr$it c>d issu]1 ) an      
emphasis on rew>d+ br& loyalty4  7#c7   
,cov]$ air c>ri] ,! t]m cov]$ air c>ri] 
means an air c>ri] conduct+ pass5g]     
op]ations "u "p #aba ( title #ad1 ,code 
( ,f$]al ,regulations1 t (f]s a frequ5t 
fly] program4  7#d7 ,frequ5t fly]       
program ,! t]m frequ5t fly] program     
means a program 9 :i* a cov]$ air c>ri] 
promises or (f]s po9ts1 miles1 or o!r   

accru$ value = tickets pur*as$ f ! cov]$
 air c>ri]4  7#e7 ,secret>y ,! t]m      
,secret>y means ! ,secret>y (           
,transportation4  4  7b7 ,cl]ical       
am5dm5t ,! analysis = *apt] #dbc ( title
 #di1 ,unit$ ,/ates ,code1 is am5d$ by  
ins]t+ aft] ! item relat+ to section    
#dbcjh ! foll[+3  #dbcji4 ,protections  
relat+ to frequ5t fly] programs &       
co-br&$ cr$it c>ds4  4