,,ii  #aahth ,,congress  #ast ,session  
,s4 #dfi  ,,in ,,the ,,senate ,,of ,,the
 ,,united ,,states  ,february #af1      
#bjbc,ms4 ,ernst 7for herself1 ,mr4     
,grassley1 ,mr4 ,johnson1 ,ms4 ,hassan1 
,mr4 ,manchin1 and ,mr4 ,kaine7         
introduced the following bill2 which was
 read twice and referred to the         
,committee on ,health1 ,education1      
,labor1 and ,pensions  ,a ,,bill  ,to   
require disclosure of the total amount  
of interest that would be paid over the 
life of a loan for certain ,federal     
student loans4  #a4 ,short title ,this  
,act may be cited as the ,student       
,transparency for ,understanding        
,decisions in ,education ,net ,terms    
,act or the ,,student ,act4  #b4        
,interest disclosure ,section #dcc7;a7  
of the ,higher ,education ,act of #aife 
7#bj ,u4,s4,c4 #ajhc7;a77 is amended--  
7#a7 by redesignating paragraphs 7#ah7  
and 7#ai7 as paragraphs 7#ai7 and 7#bj71
 respectively2 and  7#b7 by inserting   
after paragraph 7#ag7 the following3    

7#ah7 the total amount of interest that 
would be paid over the life of the loan 
based on a standard #aj-year repayment  
plan2  4