,,ii  #aah? ,,congress  #b;d ,session   
,s4 #dbfe  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,may #g1 #bjbd,ms4     
,butl] 7= h]self1 ,ms4 ,w>r51 & ,ms4    
,hirono7 introduc$ ! foll[+ bill2 :i* 0 
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,tru? 9 ,l5d+ ,act & 
! ,real ,e/ate ,settlem5t ,proc$ures    
,act ( #aigd to e/abli% language access 
requirem5ts = cr$itors & s]vic]s1 & =   
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,improv+ ,language     
,access 9 ,mortgage ,s]vic+ ,act (      
#bjbd4  #b4 ,f9d+s ,congress f9ds !     
foll[+3 7#a7 ,h\s+ is ! l>ge/ portion ( 
mo/ h\sehold budgets 9 ! ,unit$ ,/ates &
 !re=e a f\ndational compon5t ( f9ancial
 access & opportunity4  7#b7 ,due 9 "p  
to a legacy ( discrim9ation 9 ! ,unit$  
,/ates1 p ( color are disproportionately
 exp]i5c+ homelessness1                 
disproportionately r5t+1 &              
disproportionately pay+ unaf=dable r5ts1
 :i* acts z a b>ri] to home[n]%ip4  7#c7

 ,access to fair & af=dable h\s+1 bo?   
r5tal & home[n]%ip opportunities1 is    
critical to upw>d economic mobility4    
,?is includes address+ language b>ri]s 9
 mortgage s]vic+ to ensure borr[]s h    
culturally s5sitive1 9-language access  
to critical l5d+ in=mation1 c ent] into 
fair & su/a9able home[n]%ip1 & pres]ve  
_! home equity4  #c4 ,def9itions ,9 ?is 
,act3 7#a7 ,cr$itor ,! t]m cr$itor--    
7,a7 has ! mean+ giv5 ! t]m 9 section   
#ajc ( ! ,tru? 9 ,l5d+ ,act 7#ae        
,u4,s4,c4 #afjb72 &  7,b7 includes any  
assignee ( a cr$itor4  7#b7 ,director ,!
 t]m ,director means ! ,director ( !    
,bureau ( ,consum] ,f9ancial            
,protection4  7#c7 ,f$]ally relat$      
mortgage loan ,! t]m f$]ally relat$     
mortgage loan has ! mean+ giv5 ! t]m 9  
section #c ( ! ,real ,e/ate ,settlem5t  
,proc$ures ,act ( #aigd 7#ab ,u4,s4,c4  
#bfjb74  7#d7 ,resid5tial mortgage loan 
,! t]m resid5tial mortgage loan has !   
mean+ giv5 ! t]m 9 section #ajc ( !     
,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4       

#afjb74  7#e7 ,secret>y ,! t]m ,secret>y
 means ! ,secret>y ( ,h\s+ & ,urban     
,developm5t4  7#f7 ,s]vic] ,! t]m s]vic]
 has ! mean+ giv5 ! t]m 9 section #f7;i7
 ( ! ,real ,e/ate ,settlem5t ,proc$ures 
,act ( #aigd 7#ab ,u4,s4,c4 #bfje7;i774 
#d4 ,language access requirem5ts &      
res\rces  7a7 ,9 g5]al ,*apt] #b ( title
 ,i ( ! ,tru? 9 ,l5d+ ,act 7#ae         
,u4,s4,c4 #afca et seq47 is am5d$ by    
ins]t+ aft] section #abi;,h ! foll[+3   
#abi;,i4 ,language access requirem5ts   
7a7 ,/&>d language pref]5ce =m ,n lat]  
?an #ij days aft] ! date ( ! enactm5t ( 
?is section1 ! ,director ( ! ,bureau    
%all1 aft] consult+ ) ! ,secret>y (     
,agriculture1 ! ,director ( ! ,f$]al    
,h\s+ ,f9ance ,ag5cy1 ! ,secret>y (     
,vet]ans ,affairs1 & ! ,secret>y ( ,h\s+
 & ,urban ,developm5t1 by rule1 e/abli% 
a /&>d language pref]5ce =m t includes a
 /&>d language pref]5ce "q ask$ 9 ea* ( 
! #h languages mo/ commonly spok5 by    
individuals ) limit$ ,engli% pr(ici5cy1 
z det]m9$ by ! ,director ( ! ,bureau us+

 in=mation publi%$ by ! ,director ( !   
,bureau ( ! ,c5sus4  7b7 ,designation & 
translation ( vital docum5ts  7#a7      
,designation  7,a7 ,9 g5]al ,n lat] ?an 
#ij days aft] ! date ( ! enactm5t ( ?is 
section1 ! ,director ( ! ,bureau %all1  
aft] consult+ ) ! ,secret>y (           
,agriculture1 ! ,director ( ! ,f$]al    
,h\s+ ,f9ance ,ag5cy1 ! ,secret>y (     
,vet]ans ,affairs1 & ! ,secret>y ( ,h\s+
 & ,urban ,developm5t1 by rule1 e/abli% 
a li/ ( vital docum5ts associat$ ) !    
orig9ation & s]vic+ ( resid5tial        
mortgage loans4  7,b7 ,consid]ations ,9 
det]m9+ :i* docum5ts are vital docum5ts 
"u p>agraph 7#a71 ! ,director ( !       
,bureau %all consid] ! docum5t conveys  
in=mation-- 7i7 ab\t cr$it t]ms &       
conditions2 &  7ii7 relat+ to borr[]    
rights1 obligations1 or entitlem5ts "u !
 t]ms ( ! loan or applicable laws4  7#b7
 ,translation ,! ,director ( ! ,bureau1 
! ,director ( ! ,f$]al ,h\s+ ,f9ance    
,ag5cy1 ! ,secret>y ( ! ,dep>tm5t (     
,h\s+ & ,urban ,developm5t1 ! ,secret>y 

( ,vet]ans ,affairs1 & ! ,secret>y ( !  
,dep>tm5t ( ,agriculture %all jo9tly--  
7,a7 n lat] ?an #ahj days aft] ! date ( 
enactm5t ( ?is section1 publi% model    
translations ( ea* docum5t designat$ z a
 vital docum5t "u ?is subsection 9 ea* (
 ! #h languages mo/ commonly spok5 by   
individuals ) limit$ ,engli% pr(ici5cy1 
z det]m9$ by ! ,director us+ in=mation  
publi%$ by ! ,director ( ! ,bureau ( !  
,c5sus2 &  7,b7 n lat] ?an #c ye>s aft] 
! date ( enactm5t ( ?is section1 publi% 
v]sions ( ! vital docum5ts describ$ 9   
subp>agraph 7,a7 translat$ into n few]  
?an #d language o!r ?an ^? languages    
describ$ 9 su* subp>agraph spok5 by     
individuals ) limit$ ,engli% pr(ici5cy t
 are regionally preval5t 9 ! ,unit$     
,/ates1 z det]m9$ by ! ,director us+    
in=mation publi%$ by ! ,director ( !    
,bureau ( ! ,c5sus4  7c7 ,requirem5ts = 
cr$itors  7#a7 ,use ( /&>d language     
pref]5ce =m by cr$itors  7,a7 ,inclusion
 9 application ,ea* cr$itor %all        
include1 9 any writt5 application us$ 9 

connection ) a resid5tial mortgage loan1
 ! /&>d language pref]5ce =m e/abli%$ by
 ! ,director ( ! ,bureau "u subsection  
7a74  7,b7 ,inclusion ( disclosure ,ea* 
cr$itor may include ) ! =m requir$ "u   
subp>agraph 7,a7 a disclosure /at+ t    
docum5ts & s]vices may n be available 9 
! pref]r$ language indicat$ by ! consum]
 on ! =m4  7,c7 ,docum5tation & transf] 
( pref]r$ language in=mation ,if a      
cr$itor1 or assignee ( a cr$itor        
receives in=mation ab\t a language      
pref]5ce ( a consum] ?r\gh ! /&>d       
language pref]5ce =m1 orally or 9 writ+ 
9 connection ) a resid5tial mortgage    
loan1 z det]m9$ by ! ,director ( !      
,bureau1 includ+ f ano!r cr$itor or a   
s]vic]1 ! cr$itor or assignee %all-- 7i7
 docum5t ! language pref]5ce 9 ea* file 
or electronic file ( in=mation associat$
 ) ! consum]2 &  7ii7 %all transf] !    
in=mation & ! =m to-- 7,i7 any s]vic] ( 
! loan2 &  7,,ii7 any cr$itor t may own 
! loan 9 ! future4  7#b7 ,provision (   
translat$ vital docum5ts ,if a ,f$]al   

ag5cy or a ,/ate or local ag5cy 9 !     
,/ate or locality 9 :i* ! resid5tial    
prop]ty subject to ! resid5tial mortgage
 loan is locat$ has produc$ a model     
translation = a docum5t designat$ z a   
vital docum5t "u subsection 7b71 9 !    
pref]r$ language ( a consum]1 z docum5t$
 by a cr$itor pursuant to p>agraph      
7#a77;,c71 ! cr$itor %all-- 7,a7 provide
 to ! consum] ! translation 9 addition  
to any ,engli% v]sion ( ! vital docum5t 
t w\ld h be5 provid$ to ! consum] :o    
indicat$ ! pref]r$ language2 &  7,b7    
include a notice 9 ! ,engli% & translat$
 v]sions indicat+ t ! ,engli% v]sion is 
! (ficial & op]ative docum5t & !        
translat$ v]sion is = in=mational       
purposes only4  7#c7 ,oral int]pretation
 s]vices  7,a7 ,9 g5]al ,if a cr$itor   
receives in=mation ab\t a language      
pref]5ce ( a consum] ?r\gh ! =m e/abli%$
 "u subsection 7a71 orally or 9 writ+ 9 
connection ) a resid5tial mortgage loan1
 z det]m9$ by ! ,director ( ! ,bureau1  
includ+ f ano!r cr$itor or a s]vic]1 !  

cr$itor %all provide oral int]pretation 
s]vices to ! consum]4  7,b7 ,oral       
int]pretation s]vices ,if a cr$itor is  
requir$ "u subp>agraph 7,a7 to provide  
oral int]pretation s]vices to a consum]1
 ! cr$itor-- 7i7 %all ensure qualifi$   
oral int]pretation s]vices1 z def9$ by !
 ,director ( ! ,bureau are made         
available 9 ! pref]r$ language ( !      
consum] = all oral communications betwe5
 ! cr$itor & ! consum]2 &  7ii7 may     
provide provide ! s]vices describ$ 9    
clause 7i7 ?r\gh qualifi$ /aff ( !      
cr$itor or a qualifi$ ?ird p>ty4  7#d7  
,notice ( available language s]vices ,if
 a cr$itor receives in=mation ab\t a    
language pref]5ce ( a consum] ?r\gh ! =m
 e/abli%$ "u subsection 7a71 orally or 9
 writ+ 9 connection ) a resid5tial      
mortgage loan1 z det]m9$ by ! ,director 
( ! ,bureau1 includ+ f ano!r cr$itor or 
a s]vic]1 ! cr$itor %all1 n lat] ?an #aj
 bus9ess days aft] receiv+ ! in=mation1 
notify ! consum] 9 writ+1 9 ! pref]r$   
language ( ! consum]1 ( any language    

s]vices available1 includ+ ! s]vices    
requir$ "u p>agraphs 7#b7 & 7#c74  7#e7 
,transf] ( language pref]5ce in=mation  
,if a cr$itor transf]s ! s]vic+         
associat$ ) a resid5tial mortgage loan1 
! cr$itor %all notify ! transf]ee s]vic]
 ( any kn[n language pref]5ce ( !       
consum] associat$ ) ! resid5tial        
mortgage loan4  7#f7 ,in=mation on      
website ,ea* cr$itor %all publi% on !   
website ( ! cr$itor-- 7,a7 l9ks to &    
explanatory in=mation ab\t ! websites   
ma9ta9$ by ! ,secret>y ( ,h\s+ & ,urban 
,developm5t & ! ,director ( ! ,bureau t 
id5tify h\s+ c\nselors approv$ by !     
,dep>tm5t ( ,h\s+ & ,urban ,developm5t2 
&  7,b7 a l9k to & explanatory in=mation
 ab\t ! language res\rces website       
e/abli%$ by ! ,director ( ! ,bureau1 !  
,secret>y ( ,h\s+ & ,urban ,developm5t1 
! ,director ( ! ,f$]al ,h\s+ ,f9ance    
,ag5cy1 ! ,secret>y ( ,agriculture1 & ! 
,secret>y ( ,vet]ans ,affairs "u section
 #d7;e7 ( ! ,improv+ ,language ,access 9
 ,mortgage ,s]vic+ ,act ( #bjbd4  7d7   

,rulemak+ ,! ,director may issue su*    
rules z ! ,director det]m9es necess>y to
 implem5t ?is section4  4  7b7          
,requirem5ts = s]vic]s ,section #f ( !  
,real ,e/ate ,settlem5t ,proc$ures ,act 
( #aigd 7#ab ,u4,s4,c4 #bfje7 is am5d$  
by add+ at ! end ! foll[+3  7n7         
,language access requirem5ts  7#a7      
,def9ition ,9 ?is subsection1 ! t]m /&>d
 language pref]5ce =m means ! /&>d      
language pref]5ce =m e/abli%$ by !      
,director ( ! ,bureau "u section #abi;,i
 ( ! ,tru? 9 ,l5d+ ,act4  7#b7          
,requirem5ts  7,a7 ,inclusion 9 notices 
,ea* s]vic] %all include ! /&>d language
 pref]5ce =m )-- 7i7 any notice requir$ 
"u section #ajbd4ci7;b7 ( title #ab1    
,code ( ,f$]al ,regulations2  7ii7 any  
in=mation requir$ "u subsection 7c72    
7iii7 any notice requir$ "u section     
#ajbd4da7;b77#b7 ( title #ab1 ,code (   
,f$]al ,regulations2  7iv7 any notice   
requir$ "u section                      
#ajbd4da7;c77#b77;iii7 ( title #ab1     
,code ( ,f$]al ,regulations2 &  7v7 any 

o!r additional notice z ! ,director ( ! 
,bureau det]m9es is necess>y4  7,b7     
,inclusion ( disclosures ,a s]vic] may  
include ) ! /&>d language pref]5ce =m a 
disclosure /at+ t docum5ts & s]vices may
 n be available 9 ! pref]r$ language ( !
 borr[] indicat$ by ! consum] on ! =m4  
7,c7 ,docum5tation & transf] ( pref]r$  
language in=mation ,if a s]vic] or an   
assignee ( a s]vic] receives in=mation  
ab\t a language pref]5ce ( a borr[]     
?r\gh ! /&>d language pref]5ce =m1      
orally or 9 writ+ 9 connection ) a      
f$]ally relat$ mortgage1 z det]m9$ by ! 
,director ( ! ,bureau1 includ+ f ano!r  
s]vic] or cr$itor1 ! s]vic] or assignee 
%all docum5t ! language pref]5ce 9 ea*  
file or electronic file ( in=mation     
associat$ ) ! borr[] & %all transf] !   
in=mation & ! /&>d language pref]5ce =m 
to any o!r s]vic] t may s]vice ! loan 9 
! future4  7#c7 ,requir$ language       
s]vices = s]vic]s  7,a7 ,provision (    
translat$ vital docum5ts ,if a ,f$]al   
ag5cy or a ,/ate or local ag5cy 9 !     

,/ate or locality 9 :i* ! prop]ty       
subject to ! f$]ally relat$ mortgage    
loan is to be locat$ has produc$ a model
 translation = a docum5t designat$ z a  
vital docum5t "u section #abi;,i7b7 ( ! 
,tru? 9 ,l5d+ ,act 9 ! pref]r$ language 
( a borr[] docum5t$ by ! s]vic] pursuant
 to p>agraph 7#b77;,c7 ( ?is subsection1
 ! s]vic] %all-- 7i7 provide to !       
consum] ! translation 9 addition to any 
,engli% v]sion ( ! docum5t t w\ld h be5 
provid$ to ! borr[]2 &  7ii7 include 9 !
 ,engli% & translat$ v]sions a notice1 9
 ! pref]r$ language ( ! borr[]1 indicat+
 t ! ,engli% v]sion is ! (ficial &      
op]ative docum5t & ! translat$ v]sion is
 = in=mational purposes only4  7,b7     
,oral int]pretation s]vices  7i7 ,9     
g5]al ,if a s]vic] receives in=mation   
ab\t a language pref]5ce ( a borr[]     
?r\gh ! /&>d language pref]5ce =m1      
orally or 9 writ+ 9 connection ) a      
f$]ally relat$ mortgage1 z det]m9$ by ! 
,director ( ! ,bureau1 includ+ f ano!r  
cr$itor or a s]vic]1 ! s]vic] %all      

provide oral int]pretation s]vices to ! 
borr[]4  7ii7 ,oral int]pretation       
s]vices ,if a s]vic] is requir$ to      
provide oral int]pretation s]vices "u   
clause 7i71 ! s]vic]-- 7,i7 %all ensure 
qualifi$ oral int]pretation s]vices1 z  
def9$ by ! ,director ( ! ,bureau1 are   
made available 9 ! pref]r$ language ( ! 
borr[] = all oral communications betwe5 
! s]vic] & ! borr[]2 &  7,,ii7 may      
provide ! s]vices describ$ 9 subclause  
7,i7 ?r\gh qualifi$ /aff ( ! borr[] or a
 qualifi$ ?ird p>ty4  7#d7 ,notice (    
available language s]vices ,if a s]vic] 
receives in=mation ab\t a language      
pref]5ce ( a borr[] ?r\gh ! /&>d        
language pref]5ce =m1 orally or 9 writ+ 
9 connection ) a f$]ally relat$         
mortgage1 z det]m9$ by ! ,director ( !  
,bureau1 includ+ f ano!r cr$itor or a   
s]vic]1 ! s]vic] %all1 n lat] ?an #aj   
bus9ess days aft] receiv+ ! in=mation1  
notify ! borr[] 9 writ+1 9 ! pref]r$    
language ( ! borr[]1 ( any language     
s]vices available1 includ+ ! s]vices    

requir$ "u p>agraph 7#c74  7#e7 ,transf]
 ( language pref]5ce in=mation ,if a    
s]vic] transf]s ! s]vic+ associat$ ) a  
f$]ally relat$ mortgage loan1 ! s]vic]  
%all notify ! transf]ee s]vic] ( any    
kn[n language pref]5ce ( ! borr[]       
associat$ ) ! f$]ally relat$ mortgage   
loan4  7#f7 ,in=mation on website ,ea*  
s]vic] %all publi% on ! website ( !     
s]vic]-- 7,a7 l9ks to & in=mation ab\t !
 websites ma9ta9$ by ! ,secret>y ( ,h\s+
 & ,urban ,developm5t & ! ,director ( ! 
,bureau t id5tify h\s+ c\nselors approv$
 by ! ,dep>tm5t ( ,h\s+ & ,urban        
,developm5t2 &  7,b7 a l9k to &         
in=mation ab\t ! language res\rces      
website e/abli%$ by ! ,director ( !     
,bureau1 ! ,secret>y ( ,h\s+ & ,urban   
,developm5t1 ! ,director ( ! ,f$]al     
,h\s+ ,f9ance ,ag5cy1 ! ,secret>y (     
,agriculture1 & ! ,secret>y ( ,vet]ans  
,affairs "u section #d7;e7 ( ! ,improv+ 
,language ,access 9 ,mortgage ,s]vic+   
,act ( #bjbd4  7#g7 ,rulemak+ ,!        
,director ( ! ,bureau may issue su*     

rules z ! ,director det]m9es necess>y to
 implem5t ?is section4  4  7c7 ,te*nical
 & con=m+ am5dm5t ,! table ( sections 9 
*apt] #b ( ! ,tru? 9 ,l5d+ ,act 7#ae    
,u4,s4,c4 #afca et seq7 is am5d$ by     
ins]t+ aft] ! item relat+ to section    
#abi;,h ! foll[+3  #abi;,i4 ,language   
access requirem5ts4  4  7d7 ,report ,n  
lat] ?an #a ye> aft] ! date ( enactm5t (
 ?is ,act1 & annually !reaft]1 !        
,director1 ! ,secret>y ( ,h\s+ & ,urban 
,developm5t1 ! ,director ( ! ,f$]al     
,h\s+ ,f9ance ,ag5cy1 ! ,secret>y (     
,agriculture1 & ! ,secret>y ( ,vet]ans  
,affairs %all submit to ,congress a     
report t conta9s-- 7#a7 regulatory      
recomm5dations to enhance mortgage      
orig9ation & s]vic+ processes =         
individuals ) a pref]r$ language t is n 
,engli%2  7#b7 a description ( any      
legislative *anges ne$$ to provide      
au?ority necess>y to implem5t !         
regulatory recomm5dations describ$ 9    
p>agraph 7#a72 &  7#c7 a description (  
any progress on ! implem5tation ( any   

legislative *ange or regulatory         
recomm5dation made 9 a previ\s report4  
7e7 ,language res\rce website  7#a7 ,9  
g5]al ,n lat] ?an #a ye> aft] ! date (  
enactm5t ( ?is ,act1 ! ,director1 !     
,secret>y ( ,h\s+ & ,urban ,developm5t1 
! ,director ( ! ,f$]al ,h\s+ ,f9ance    
,ag5cy1 ! ,secret>y ( ,agriculture1 & ! 
,secret>y ( ,vet]ans ,affairs %all      
jo9tly e/abli% & ma9ta9 a website t     
provides language res\rces = cr$itors1  
s]vic]s1 & consum]s4  7#b7 ,website     
requirem5ts ,! website develop$ pursuant
 to p>agraph 7#a7 %all include-- 7,a7 ! 
translations ( docum5ts publi%$ pursuant
 to section #abi;,i7c7 ( ! ,tru? 9 ,l5d+
 ,act1 z add$ by subsection 7a7 ( ?is   
section2  7,b7 a gloss>y ( t]ms relat+  
to resid5tial mortgage loans & f$]ally  
relat$ mortgage loans1 provid$ 9 ea*    
commonly spok5 language2  7,c7 guidance 
= cr$itors & s]vic]s work+ ) individuals
 :o h a pref]r$ language t is n ,engli%2
 &  7,d7 examples ( notices t may be us$
 by cr$itors & s]vic]s to in=m          

individuals ( available language s]vices
 provid$ 9 accordance ) section #abi;,i 
( ! ,tru? 9 ,l5d+ ,act1 z add$ by       
subsection 7a7 ( ?is section1 & section 
#f7n77#b7 ( ! ,real ,e/ate ,settlem5t   
,proc$ures ,act ( #aigd1 z add$ by      
subsection 7b7 ( ?is section4  7f7      
,advisory gr\p  7#a7 ,9 g5]al ,!        
,director %all e/abli% an advisory gr\p 
consi/+ ( /akehold]s1 includ+ indu/ry   
gr\ps1 consum] gr\ps1 civil rights      
gr\ps1 & gr\ps t h exp]i5ce improv+     
language access 9 h\s+ f9ance           
transactions1 to provide advice to !    
,director ab\t-- 7,a7 issues t arise    
relat+ to mortgage orig9ation & s]vic+  
processes = individuals ) a pref]r$     
language t is n ,engli%2  7,b7 !        
developm5t ( ! /&>d language pref]5ce =m
 by ! ,director "u section #abi;,i7a7 ( 
! ,tru? 9 ,l5d+ ,act1 z add$ by         
subsection 7a7 ( ?is section2 &  7,c7   
updates to ! language res\rce website   
e/abli%$ by ! ,director1 ! ,secret>y (  
,h\s+ & ,urban ,developm5t1 ! ,director 

( ! ,f$]al ,h\s+ ,f9ance ,ag5cy1 !      
,secret>y ( ,agriculture1 & ! ,secret>y 
( ,vet]ans ,affairs "u subsection 7e74  
7#b7 ,requir$ consult+ ,! ,director %all
 consult ) ! advisory gr\p e/abli%$ "u  
p>agraph 7#a7 ) respect to any issues t 
arise relat+ to mortgage orig9ation &   
s]vic+ processes = individuals ) a      
pref]r$ language t is n ,engli%4  7g7   
,h\s+ c\nsel+ ag5cy language res\rces   
7#a7 ,enhanc$ se>* capabilities  7,a7   
,,hud ,n lat] ?an #a ye> aft] ! date (  
enactm5t ( ?is ,act1 ! ,secret>y ( ,h\s+
 & ,urban ,developm5t %all update !     
website ma9ta9$ by ! ,secret>y t        
id5tifies h\s+ c\nselors approv$ by !   
,dep>tm5t ( ,h\s+ & ,urban ,developm5t1 
to all[ = se>*+ = h\s+ c\nsel+ ag5cies  
bas$ on ! language s]vices ! ag5cies    
provide4  7,b7 ,bureau ,n lat] ?an #a   
ye> aft] ! date ( enactm5t ( ?is ,act1 !
 ,director %all update ! website ma9ta9$
 by ! ,director t id5tifies h\s+        
c\nselors approv$ by ! ,dep>tm5t ( ,h\s+
 & ,urban ,developm5t1 to all[ = se>*+ =

 h\s+ c\nsel+ ag5cies bas$ on ! language
 s]vices ! h\s+ c\nsel+ ag5cies provide4
  7#b7 ,au?orization ( appropriations   
,!re is au?oriz$ to be appropriat$ to ! 
,secret>y su* sums z are necess>y to    
support language tra9+ = h\s+ c\nselors 
approv$ by ! ,dep>tm5t ( ,h\s+ & ,urban 
,developm5t1 c\nsel+ ag5cies1 & /aff4