,,ii  #aah? ,,congress  #b;d ,session   
,s4 #djge  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,april #h1 #bjbd,mr4   
,hag]ty introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to prohibit paym5t c>d networks
 & cov]$ entities f requir+ ! use ( or  
assign+ m]*ant category codes t di/+ui% 
a fire>ms retail] f a g5]al m]*&ise     
retail] or sport+ goods retail]1 & = o!r
 purposes4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,protect+ ,privacy 9    
,pur*ases ,act4  #b4 ,di/+ui%+ fire>ms  
sales  7a7 ,def9itions ,9 ?is section3  
7#a7 ,ammunition ,! t]m ammunition has !
 mean+ giv5 ! t]m 9 section             
#iba7;a77#ag77;,a7 ( title #ah1 ,unit$  
,/ates ,code1 z appli$ to a fire>m1 z   
def9$ 9 p>agraph 7#c74  7#b7 ,cov]$     
entity ,! t]m cov]$ entity means any    
entity t e/abli%es a relation%ip )--    
7,a7 a m]*ant = ! purposes ( process+   
cr$it1 debit1 or prepaid transactions2  
or  7,b7 ano!r entity t e/abli%es a     

relation%ip ) a m]*ant = ! purposes (   
process+ cr$it1 debit1 or prepaid       
transactions4  7#c7 ,fire>m ,! t]m      
fire>m means an item describ$ 9 p>agraph
 7#c71 7#e71 7#g71 7#af71 7#bi71 or     
7#cj7 ( section #iba7;a7 ( title #ah1   
,unit$ ,/ates ,code4  7#d7 ,fire>ms     
retail] ,! t]m fire>ms retail] means a  
p]son or entity engag$ 9 ! lawful       
bus9ess ( sell+ or trad+-- 7,a7 fire>ms2
 or  7,b7 ammunition to be us$ 9        
fire>ms4  7#e7 ,m]*ant category code ,! 
t]m m]*ant category code means a        
multi-digit code t is issu$ by !        
,int]national ,organization =           
,/&>dization = ! purposes ( enabl+ !    
classification ( m]*ants into specific  
categories bas$ on ! type ( bus9ess or  
trade ( ! m]*ant or ! s]vices suppli$ by
 ! m]*ant4  7#f7 ,paym5t c>d network ,! 
t]m paym5t c>d network means an entity  
t1 directly or ?r\gh a lic5s$ memb]1    
processor1 or ag5t1 provides a          
propriet>y s]vice1 infra/ructure1       
s(tw>e1 or h>dw>e t r\tes in=mation us$ 

to au?orize1 cle>1 & settle cr$it c>d & 
debit c>d transactions4  7b7            
,prohibitions relat+ to m]*ant category 
codes  7#a7 ,paym5t c>d networks ,a     
paym5t c>d network may n require a      
fire>ms retail] to use1 nor require a   
cov]$ entity to assign to a fire>ms     
retail]1 a m]*ant category code t       
di/+ui%es ! fire>ms retail] f a g5]al   
m]*&ise retail] or a sport+ goods       
retail]4  7#b7 ,cov]$ entities ,nei!r a 
cov]$ entity1 nor any ag5t ( a cov]$    
entity1 may assign to a fire>ms retail] 
any m]*ant category code t di/+ui%es !  
fire>ms retail] f a g5]al m]*&ise       
retail] or a sport+ goods retail]4  7c7 
,en=cem5t  7#a7 ,9 g5]al ,! ,attorney   
,g5]al %all-- 7,a7 en=ce ?is section1   
includ+ by conduct+ inve/igations (     
pot5tial violations ( ?is section2 &    
7,b7 n lat] ?an #ij days aft] ! date (  
enactm5t ( ?is ,act1 e/abli% a process =
 a p]son1 includ+ a fire>ms retail]1 to 
submit to ! ,attorney ,g5]al a compla9t 
relat+ to an alleg$ violation ( ?is     

section4  7#b7 ,inve/igation ,!         
,attorney ,g5]al %all inve/igate ea*    
compla9t receiv$ ?r\gh ! processes      
e/abli%$ "u p>agraph 7#a77;,b74  7#c7   
,writt5 notice ,if ! ,attorney ,g5]al   
det]m9es aft] conduct+ an inve/igation  
7:e!r initiat$ by ! ,attorney ,g5]al or 
?r\gh a compla9t receiv$ ?r\gh ! process
 e/abli%$ "u p>agraph 7#a77;,b77 t a    
paym5t c>d network or a cov]$ entity has
 violat$ ?is section1 ! ,attorney ,g5]al
 %all s5d to t paym5t c>d network or    
cov]$ entity1 z applicable1 writt5      
notice ( t violation t requires ! paym5t
 c>d network or cov]$ entity to rem$y ! 
violation n lat] ?an #cj days aft] !    
date on :i* ! paym5t c>d network or     
cov]$ entity receives t notice4  7#d7   
,injunction  7,a7 ,9 g5]al ,if a paym5t 
c>d network or cov]$ entity does n rem$y
 a violation ( ?is section )9 #cj days (
 receiv+ writt5 notice "u p>agraph 7#c71
 ! ,attorney ,g5]al may br+ an action 9 
an appropriate di/rict c\rt ( ! ,unit$  
,/ates to enjo9 ! violat+ behavior4     

7,b7 ,no private "r ( action ,no?+ 9 ?is
 section may be con/ru$ z e/abli%+ a    
private "r ( action4  7d7 ,preemption   
,any law ( a ,/ate or local gov]nm5t    
regulat+ m]*ant category codes = fire>m 
retail]s is h]eby preempt$ by ?is       
section4  7e7 ,report ,n lat] ?an #a ye>
 aft] ! date ( enactm5t ( ?is ,act1 &   
annually !reaft]1 ! ,attorney ,g5]al    
%all submit to ,congress a report t--   
7#a7 = ! ye> cov]$ by ! report1         
id5tifies ! total numb] ( inve/igations 
und]tak5 by ! ,attorney ,g5]al "u ?is   
section1 :e!r initiat$ by ! ,attorney   
,g5]al or ?r\gh a compla9t receiv$ ?r\gh
 ! process e/abli%$ "u subsection       
7c77#a77;,b72  7#b7 includes a summ>y ( 
ea* inve/igation describ$ 9 p>agraph    
7#a71 includ+ ! disposition ( ea* su*   
inve/igation2 &  7#c7 provides any      
available data & analysis reg>d+ !      
effectiv5ess ( ?is ,act4