,,ii  #aah? ,,congress  #a/ ,session    
,s4 #cbbi  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,novemb] #f1 #bjbc,mr4 
,budd introduc$ ! foll[+ bill2 :i* 0    
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to prohibit ,f$]al ag5cies f   
re/rict+ ! use ( conv]tible virtual     
curr5cy by a p]son to pur*ase goods or  
s]vices = ! p]son's own use1 & = o!r    
purposes4  #a4 ,prohibition on re/rict+ 
use ( conv]tible virtual curr5cy by a   
p]son to pur*ase goods or s]vices = !   
p]son's own use  7a7 ,9 g5]al ,no ag5cy 
head may prohibit or o!rwise re/rict !  
ability ( a cov]$ us] to-- 7#a7 use     
virtual curr5cy or its equival5t = su*  
us]'s own purposes1 su* z to pur*ase    
real or virtual goods & s]vices = !     
us]'s own use2 or  7#b7 conduct         
transactions ?r\gh a self-ho/$ wallet4  
7b7 ,def9itions ,9 ?is section3 7#a7    
,conv]tible virtual curr5cies ,a m$ium (
 ex*ange t-- 7,a7 has an equival5t value
 z curr5cy 7z def9$ 9 section #ajaj4ajj 

( title #ca1 ,code ( ,f$]al ,regulations
 7or successor regulations772 or  7,b7  
acts z a sub/itute = curr5cy b may n    
possess all ! attributes 7includ+ legal 
t5d] /atus7 specifi$ "u su* section     
#ajaj4ajj4  7#b7 ,cov]$ us] ,! t]m cov]$
 us] means a p]son t obta9s conv]tible  
virtual curr5cy to pur*ase goods or     
s]vices on t p]son's own behalf1 )\t    
reg>d to ! me?od 9 :i* su* cov]$ us]    
obta9$ su* conv]tible virtual curr5cy4  
7#c7 ,self-ho/$ wallet ,! t]m self-ho/$ 
wallet means an int]face-- 7,a7 us$ to  
secure & transf] conv]tible virtual     
curr5cy2 &  7,b7 "u :i* ! own] (        
conv]tible virtual curr5cy reta9s       
indep5d5t control ov] su* conv]tible    
virtual curr5cy t is secur$ by su*      
digital int]face4