,,ii  #aah? ,,congress  #a/ ,session    
,s4 #cjie  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,octob] #ai1 #bjbc,mr4 
,hag]ty 7= himself & ,mrs4 ,britt7      
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,consum] ,f9ancial   
,protection ,act ( #bjaj to cl>ify !    
fund+ ( ! ,bureau ( ,consum] ,f9ancial  
,protection4  #a4 ,%ort title ,?is ,act 
may be cit$ z ! ,f$]al ,res]ve ,loss    
,transp>5cy ,act4  #b4 ,bureau fund+    
,section #ajag7;a7 ( ! ,consum]         
,f9ancial ,protection ,act ( #bjaj 7#ab 
,u4,s4,c4 #edig7;a77 is am5d$-- 7#a7 by 
r$esignat+ p>agraphs 7#c7 ?r\gh 7#e7 z  
p>agraphs 7#d7 ?r\gh 7#f71 respectively2
 &  7#b7 by ins]t+ aft] p>agraph 7#b7 ! 
foll[+3  7#c7 ,prohibition on transf] :5
 ! ,f$]al res]ve banks incur a loss     
,not)/&+ p>agraph 7#a71 no transf] may  
be made to ! ,bureau if ! ,f$]al res]ve 
banks1 9 ! aggregate1 incurr$ an op]at+ 
loss 9 ! mo/ rec5tly complet$ cal5d>    

qu>t] until ! loss is (fset ) subsequ5t 
e>n+s4  4  #c4 ,calculation ( net e>n+s 
us+ ,,gaap ,section #g ( ! ,f$]al       
,res]ve ,act is am5d$-- 7#a7 by         
r$esignat+ ! second subsection 7b7 7#ab 
,u4,s4,c4 #bij7 7relat+ to ! use ( e>n+s
 transf]r$ to ! ,secret>y7 & subsection 
7c7 7#ab ,u4,s4,c4 #eca7 z subsections  
7c7 & 7d71 respectively2 &  7#b7 by add+
 at ! end ! foll[+3  7e7 ,calculation ( 
net e>n+s & total capital us+ ,,gaap ,= 
purposes ( ?is section1 e>n+s & total   
capital %all be calculat$ 9 accordance )
 ,unit$ ,/ates g5]ally accept$ acc\nt+  
pr9ciples4  4