,,ii  #aah? ,,congress  #a/ ,session    
,s4 #bgfj  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #aa1         
#bjbc,mr4 ,hawley introduc$ ! foll[+    
bill2 :i* 0 read twice & ref]r$ to !    
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs  ,a ,,bill  ,to am5d ! ,tru? 9 
,l5d+ ,act to cap cr$it c>d int]e/      
rates4  #a4 ,%ort title ,?is ,act may be
 cit$ z ! ,capp+ ,cr$it ,c>d ,int]e/    
,rates ,act4  #b4 ,cap on cr$it c>d     
int]e/ rates ,section #ajg ( ! ,tru? 9  
,l5d+ ,act 7#ae ,u4,s4,c4 #afjf7 is     
am5d$ by add+ at ! end ! foll[+3  7f7   
7#a7 ,! annual p]c5tage rate applicable 
to an ext5sion ( cr$it obta9$ by use ( a
 cr$it c>d may n exce$ #ah p]c5tage     
po9ts1 inclusive ( all f9ance *>ges4    
7#b7 ,any fees t are n consid]$ f9ance  
*>ges "u section #ajf7;a7 may n be us$  
to evade ! limitations ( ?is p>agraph1 &
 ! total sum ( su* fees may n exce$ !   
total am\nt ( f9ance *>ges assess$4     
7#c7 ,any cr$itor :o violates ?is       
subsection %all be subject to !         

provisions ( section #acj4  4