,,ii  #aahth ,,congress  #ast ,session  
,s4 #bdif  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,july #be1     
#bjbc,mr4 ,cardin 7for himself and ,mr4 
,boozman7 introduced the following bill2
 which was read twice and referred to   
the ,committee on ,banking1 ,housing1   
and ,urban ,affairs  ,a ,,bill  ,to     
amend the ,national ,housing ,act to    
include information regarding ,,va home 
loans in the ,informed ,consumer ,choice
 ,disclosure required to be provided to 
prospective ,,fha borrowers4  #a4 ,short
 title ,this ,act may be cited as the   
,,va ,loan ,informed ,disclosure ,act of
 #bjbc or the ,,valid ,act of #bjbc4    
#b4 ,,fha ,informed ,consumer ,choice   
,disclosure  7a7 ,inclusion of          
information relating to ,,va loans      
,subparagraph 7,a7 of section           
#bjc7;f77#b7 of the ,national ,housing  
,act 7#ab ,u4,s4,c4 #agji7;f77#b77;,a77 
is amended-- 7#a7 by inserting 7i7 after
 loan-to-value ratio2 and  7#b7 by      
inserting before the semicolon the      

following3 1 and 7ii7 in connection with
 a loan guaranteed or insured under     
chapter #cg of title #ch1 ,united       
,states ,code1 assuming prevailing      
interest rates4  7b7 ,rule of           
construction ,nothing in the amendments 
made by subsection 7a7 shall be         
construed to require an original lender 
to determine whether a prospective      
borrower is eligible for any loan       
included in the notice required under   
section #bjc7;f7 of the ,national       
,housing ,act 7#ab ,u4,s4,c4 #agji7;f774