,,ii  #aahth ,,congress  #ast ,session  
,s4 #bcif  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,july #ai1     
#bjbc,mr4 ,warnock 7for himself1 ,mr4   
,brown1 ,mr4 ,budd1 and ,mr4 ,cornyn7   
introduced the following bill2 which was
 read twice and referred to the         
,committee on ,banking1 ,housing1 and   
,urban ,affairs  ,a ,,bill  ,to provide 
enhanced protection against debt        
collector harassment of members of the  
,armed ,forces4  #a4 ,short title ,this 
,act may be cited as the ,fair ,debt    
,collection ,practices for              
,servicemembers ,act4  #b4 ,enhanced    
protection against debt collector       
harassment of servicemembers  7a7       
,communication in connection with debt  
collection ,section #hje of the ,fair   
,debt ,collection ,practices ,act 7#ae  
,u4,s4,c4 #afib;c7 is amended by adding 
at the end the following3  7e7          
,communications concerning servicemember
 debts  7#a7 ,definition ,in this       
subsection1 the term covered member     

means-- 7,a7 a covered member or a      
dependent as defined in section #ihg7;i7
 of title #aj1 ,united ,states ,code2   
7,b7 an individual who was separated1   
discharged1 or released from duty       
described in such section #ihg7;i77#a71 
but only during the #cfe-;day period    
beginning on the date of separation1    
discharge1 or release2 or  7,c7 a       
person1 with respect to an individual   
described in subparagraph 7,b71         
described in subparagraph 7,a71 7,d71   
7,e71 or 7,i7 of section #ajgb7b7 of    
title #aj1 ,united ,states ,code4  7#b7 
,prohibitions ,a debt collector may not1
 in connection with the collection of   
any debt of a covered member-- 7,a7     
threaten to have the covered member     
reduced in rank2  7,b7 threaten to have 
the covered member's security clearance 
revoked2 or  7,c7 threaten to have the  
covered member prosecuted under chapter 
#dg of title #aj1 ,united ,states ,code 
7the ,uniform ,code of ,military        
,justice74  4  7b7 ,unfair practices    

,section #hjh of the ,fair ,debt        
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;f7 is amended by adding 
at the end the following3  7#i7 ,the    
representation to any covered member 7as
 defined under section #hje7;e77#a77    
that failure to cooperate with a debt   
collector will result in-- 7,a7 a       
reduction in rank of the covered member2
  7,b7 a revocation of the covered      
member's security clearance2 or  7,c7   
prosecution under chapter #dg of title  
#aj1 ,united ,states ,code 7the ,uniform
 ,code of ,military ,justice74  4  #c4  
,,gao study ,the ,comptroller ,general  
of the ,united ,states shall conduct a  
study and submit a report to ,congress  
on the impact of this ,act on-- 7#a7 the
 timely delivery of information to a    
covered member 7as defined in section   
#hje7;e7 of the ,fair ,debt ,collection 
,practices ,act1 as added by this ,act72
  7#b7 military readiness2 and  7#c7    
national security1 including the extent 
to which covered members with security  

clearances would be impacted by         
uncollected debt4