,,ii  #aahth ,,congress  #ast ,session  
,s4 #acaf  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,april #bf1    
#bjbc,ms4 ,klobuchar 7for herself1 ,mr4 
,cramer1 ,mr4 ,carper1 and ,mr4 ,daines7
 introduced the following bill2 which   
was read twice and referred to the      
,committee on ,banking1 ,housing1 and   
,urban ,affairs  ,a ,,bill  ,to amend   
the ,fair ,credit ,reporting ,act to    
expand the definition of an active duty 
military consumer for purposes of       
certain credit monitoring requirements1 
and for other purposes4  #a4 ,short     
title ,this ,act may be cited as the    
,servicemembers' ,credit ,monitoring    
,enhancement ,act4  #b4 ,credit         
monitoring  7a7 ,in general ,section    
#fje;,a7k7 of the ,fair ,credit         
,reporting ,act 7#ae ,u4,s4,c4          
#afha;c-#a7k77 is amended-- 7#a7 by     
amending paragraph 7#a7 to read as      
follows3  7#a7 ,definitions ,in this    
subsection3 7,a7 ,uniformed services    
,the term uniformed services has the    

meaning given the term in section       
#aja7;a7 of title #aj1 ,united ,states  
,code4  7,b7 ,uniformed services member 
consumer ,the term uniformed services   
member consumer means a consumer who1   
regardless of duty status1 is-- 7i7 a   
member of the uniformed services2 or    
7ii7 a spouse1 or a dependent who is not
 less than #ah years old1 of a member of
 the uniformed services4  2 and  7#b7 in
 paragraph 7#b77;,a71 by striking active
 duty military consumer and inserting   
uniformed services member consumer4  7b7
 ,regulations ,the ,federal ,trade      
,commission shall issue rules to carry  
out the amendments made by subsection   
7a74  7c7 ,effective date ,the          
amendments made by subsection 7a7 shall 
take effect on the date that is #a year 
after the date on which the ,federal    
,trade ,commission issues the final rule
 under subsection 7b74