,,iv #aah? ,,congress #a/ ,session ,h4 ,,res4 #cda ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,april #bh1 #bjbc,mr4 ,rose 7= himself1 ,mr4 ,payne1 ,mr4 ,davidson1 ,mr4 ,johnson ( ,georgia1 ,mr4 ,posey1 ,ms4 ,cl>ke ( ,new ,york1 ,mr4 ,mooney1 ,mr4 ,torres ( ,new ,york1 ,mr4 ,got!im]1 ,mr4 ,c>t] ( ,l\isiana1 ,mr4 ,soto1 ,mr4 ,pocan1 ,mrs4 ,watson ,coleman1 ,ms4 ,s*ak[sky1 ,ms4 ,tlaib1 ,mr4 ,c>son1 ,mr4 ,davis ( ,ill9ois1 ,ms4 ,g>cia ( ,texas1 ,ms4 ,lee ( ,cali=nia1 ,ms4 ,bu%1 ,mr4 ,norcross1 ,mr4 ,khanna1 ,mr4 ,mfume1 & ,mr4 ,grijalva7 submitt$ ! foll[+ resolution2 :i* 0 ref]r$ to ! ,committee on ,f9ancial ,s]vices ,,resolution ,express+ ! s5se ( ! ,h\se ( ,repres5tatives t x is important to ma9ta9 ca% z a robu/ & viable paym5t option4 ,:]eas x is decl>$ 9 section #eajc ( title #ca1 ,unit$ ,/ates ,code1 t ,unit$ ,/ates co9s & curr5cy ''' are legal t5d] = all debts1 public *>ges1 taxes1 & dues2 ,:]eas ! foll[+ leg5d1 accord+ly1 is inscrib$ on ! face ( all circulat+ notes issu$ by ! ,unit$ ,/ates ,treasury3 ,,?is ,,note ,,is ,,legal ,,t5d] ,,= ,,all ,,debts1 ,,public ,,& ,,private2 ,:]eas gr[+ numb]s ( bus9esses refuse to accept ca% (f]$ 9 paym5t by _! cu/om]s across ! ,unit$ ,/ates2 ,:]eas be+ able to pay ) ca% is ( p>ticul> importance to ^? consum]s :o value _! privacy & ! security ( _! f9ancial in=mation1 & :o also pref] to pay ) ca% because do+ s is simple1 /raight=w>d1 fiscally responsible1 &1 = ^? :o pref]1 completely anonym\s2 ,:]eas requir+ cu/om]s to exclusively use nonca% paym5t me?ods ne$lessly puts at risk _! confid5tial p]sonal f9ancial in=mation2 ,:]eas ! widespread collection1 sale1 & resale ( su* data & in=mation c expose consum]s' f9ancial in=mation to ! risk ( data brea*es t c result 9 id5tity !ft1 fraud1 & o!r wrongful conduct t1 e ye>1 cause millions ( doll>s 9 losses to consum]s z well z to retail]s1 processors1 networks1 & o!r int]m$i>ies2 ,:]eas1 accord+ to data publi%$ by ! ,f$]al ,deposit ,insurance ,corporation 7,,fdic71 ne>ly #a 9 #e--ah4f p]c5t--( ,unit$ ,/ates h\seholds h no regul> access to =ms ( paym5t o!r ?an ca%2 ,:]eas ! ,,fdic has report$ t 9 #bjba1 approximately #e1ijj1jjj h\seholds 7 unbank$2 ,:]eas unbank$ rates 7 high] among l[] income h\seholds1 less-educat$ h\seholds1 ,black h\seholds1 ,hispanic h\seholds1 work+-age h\seholds ) a disability1 & s+le-"m h\seholds2 & ,:]eas ,f$]al ,res]ve ,*air ,j]ome ,p[ell te/ifi$ be=e ! ,h\se ,f9ancial ,s]vices ,committee on ,m>* #h1 #bjbc1 t ca% is absolutely critical because !re are p :o don't h cr$it c>ds & t :5 /ores are n deal+ ) p :o don't h cr$it c>ds1 x's a s]i\s problem3 ,n[1 !re=e1 be x ,t x is ! s5se ( ! ,h\se ( ,repres5tatives t x is important to ma9ta9 ca% z a robu/ & viable paym5t option4