,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #iiff  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,octob] #aa1 #bjbd,mr4
 ,got!im] 7= himself1 ,mrs4 ,h\*91 ,ms4 
,pett]s51 ,mrs4 ,wagn]1 ,ms4 ,williams (
 ,georgia1 & ,mr4 ,lawl]7 introduc$ !   
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to direct ! ,secret>y ( !      
,treasury & ! ,director ( ! ,bureau (   
,consum] ,f9ancial ,protection to       
e/abli% ! ,int]ag5cy ,task ,=ce on      
,co]c$ ,debt1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
,task ,=ce to ,end ,f9ancial ,abuse ,act
 ( #bjbd4  #b4 ,f9d+s ,! ,congress f9ds 
! foll[+3 7#a7 ,economic abuse is a     
s]i\s issue impact+ vuln]able           
populations4  7#b7 ,economic abuse      
occurs 9 #ii p]c5t ( abusive            
relation%ips & is ! numb] #a reason     
victims ( abuse /ay 9 or return to      
abusive relation%ips4  7#c7 ,co]c$ debt 
is a =m ( economic abuse & an av5ue =   
abus]s to limit ! economic indep5d5ce ( 

an individual4  7#d7 ,co]c$ debt occurs 
:5 an abus] utilizes co]cive control or 
id5tity !ft to incur debt 9 ! "n ( an   
individual4  7#e7 ,co]c$ debt c occur   
via ?reat1 =ce1 or fraud 9 ! context (  
ongo+ dome/ic abuse1 :i* c be physical1 
emotional1 or f9ancial4  7#f7 ,co]c$    
debt c subject a survivor to de/roy$    
cr$it1 sub/antial paym5t expectations1  
debt collection1 & ev5 bankruptcy4  7#g7
 ,address+ co]c$ debt requires a        
coord9at$ approa* across ,f$]al1 ,/ate1 
& local ag5cies to ensure compreh5sive  
support & protection = survivors4  7#h7 
,!re is a ne$ = an int]ag5cy task =ce to
 develop & implem5t /rategies to address
 co]c$ debt & its impact on survivors4  
#c4 ,int]ag5cy ,task ,=ce on ,co]c$     
,debt  7a7 ,e/abli%m5t ,n lat] ?an #ij  
days aft] ! date ( ! enactm5t ( ?is     
section1 ! ,secret>y ( ! ,treasury & !  
,director ( ! ,bureau ( ,consum]        
,f9ancial ,protection %all e/abli% a    
task =ce to be kn[n z ! ,int]ag5cy ,task
 ,=ce on ,co]c$ ,debt 79 ?is section    

ref]r$ to z ! ,task ,=ce74  7b7         
,composition ( ! task =ce  7#a7         
,co-,*airs ,! ,secret>y ( ! ,treasury & 
! ,director ( ! ,bureau ( ,consum]      
,f9ancial ,protection1 or designees1    
%all s]ve z co-*airs ( ! ,task ,=ce4    
7#b7 ,memb]s ,! ,task ,=ce %all be      
compos$ (-- 7,a7 ! ,secret>y ( ,heal? & 
,human ,s]vices1 or a designee2  7,b7 ! 
,director ( ! ,(fice ( ,family ,viol5ce 
,prev5tion & ,s]vices1 or a designee2   
7,c7 ! ,director ( ! ,(fice on ,wom5's  
,heal?1 or a designee2  7,d7 ! ,secret>y
 ( ,h\s+ & ,urban ,developm5t1 or a     
designee2  7,e7 ! ,attorney ,g5]al1 or a
 designee2  7,f7 ! ,director ( ! ,(fice 
on ,viol5ce ,aga9/ ,wom51 or a designee2
  7,g7 ! ,*airp]son ( ! ,f$]al ,trade   
,commission1 or a designee2 &  7,h7     
repres5tatives1 appo9t$ by ! ,presid5t1 
f-- 7i7 a national dome/ic viol5ce      
advocacy organization2  7ii7 a f9ancial 
in/itution2  7iii7 a cr$it report+      
ag5cy2 &  7iv7 a nonpr(it organization t
 provides f9ancial lit]acy & cr$it      

c\nsel+ s]vices4  7c7 ,duties ,! ,task  
,=ce %all-- 7#a7 def9e ! t]m co]c$ debt2
  7#b7 id5tify ! scope & impact ( co]c$ 
debt on dome/ic viol5ce survivors1      
includ+ ! preval5ce ( co]c$ debt & !    
f9ancial1 legal1 & social consequ5ces ( 
co]c$ debt = dome/ic viol5ce survivors2 
7#c7 facilitate int]ag5cy collaboration 
& in=mation %>+ to ensure a coord9at$   
response to co]c$ debt1 includ+ tra9+ = 
law en=cem5t1 social s]vice provid]s1 & 
f9ancial in/itutions ) respect to       
id5tify+ & address+ co]c$ debt2  7#d7   
engage ) /akehold]s1 includ+ dome/ic    
viol5ce survivors1 advocacy             
organizations1 & f9ancial in/itutions to
 in=m ! developm5t ( policies &         
practices to address co]c$ debt2 &  7#e7
 provide recomm5dations = legislative & 
regulatory *anges to address co]c$ debt1
 includ+ ,f$]al legislative proposals to
 protect dome/ic viol5ce survivors f    
co]c$ debt4  7d7 ,report ,n lat] ?an #a 
ye> aft] ! date on :i* all ! memb]s ( ! 
,task ,=ce h be5 appo9t$1 ! ,task ,=ce  

%all publi% on a public website & submit
 to ! ,committee on ,f9ancial ,s]vices (
 ! ,h\se ( ,repres5tatives1 ! ,committee
 on ,bank+1 ,h\s+1 & ,urban ,affairs ( !
 ,s5ate1 ! ,committee on ! ,judici>y ( !
 ,h\se ( ,repres5tatives1 ! ,committee  
on ! ,judici>y ( ! ,s5ate1 & any o!r    
committee ( ! ,congress t ! ,task ,=ce  
det]m9es appropriate a report t conta9s 
! f9d+s & recomm5dations requir$ "u     
subsection 7c74  7e7 ,sunset ,! ,task   
,=ce %all t]m9ate on ! date t is #fj    
days aft] ! date ( ! submission to !    
,congress ( ! report requir$ "u         
subsection 7d74