,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #idad  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,augu/ #bg1 #bjbd,mr4 
,g>b>9o 7= himself & ,mr4 ,meeks7       
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to require ! ,adm9i/rator ( !  
,f$]al ,em]g5cy ,managem5t ,ag5cy to    
e/abli% a community-bas$ flood insurance
 pilot program1 & = o!r purposes4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,community ,flood ,cov]age ,sav+s ,act4 
#b4 ,community-bas$ flood insurance     
pilot program  7a7 ,e/abli%m5t ,!       
,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy %all e/abli% a        
community-bas$ flood insurance pilot    
program to make available1 = pur*ase by 
p>ticipat+ communities1 a s+le1         
community-wide flood insurance policy "u
 ! ,national ,flood ,insurance ,program 
t-- 7#a7 cov]s all resid5tial prop]ties 
)9 ! community2 &  7#b7 satisfies1 = all
 su* prop]ties )9 ! community1 ! m&atory
 pur*ase requirem5ts "u section #ajb ( !

 ,flood ,disa/] ,protection ,act ( #aigc
 7#db ,u4,s4,c4 #djab;a74  7b7          
,requirem5ts = community-,wide policies 
,! ,adm9i/rator %all ensure t a         
community-wide flood insurance policy   
made available "u ! pilot program "u ?is
 section incorporates ! foll[+          
requirem5ts3 7#a7 ,a mapp+ & eligibility
 requirem5t = prop]ties to be cov]$ by !
 policy4  7#b7 ,a me?od ( prev5t+       
r$undant claims paym5ts by ! ,national  
,flood ,insurance ,program 9 ! case ( a 
claim by an individual prop]ty own] :o  
is cov]$ by a community-wide flood      
insurance policy & an individual policy 
obta9$ ?r\gh ! ,program4  7#c7 ,a pa? = 
su/a9$ exi/5ce beyond ! duration ( !    
pilot program "u ?is section is desir$  
by a p>ticipat+ community4  7c7         
,p>tn]%ips ,any community t *ooses to   
p>ticipate 9 ! pilot program %all1 to ! 
greate/ ext5t practicable1 p>tn] )      
private insur]s1 re9sur]s1 capital m>ket
 p>ticipants1 & o!r p>ticipants 9 ! risk
 transf] m>ket to transf] a portion ( ! 

insurance risk relat$ to p>ticipate 9 ! 
pilot program "u ?is section4  7d7      
,p>ticipation ,p>ticipation by a        
community 9 ! pilot program "u ?is      
section %all be entirely volunt>y on !  
"p ( ! community4  7e7 ,use flood       
mitigation assi/ance grant program      
am\nts ,any community t *ooses to       
p>ticipate 9 ! pilot program "u ?is     
section may use am\nts provid$ "u !     
flood mitigation assi/ance grant program
 = co/s associat$ ) implem5t+ a         
community-bas$ insurance policy4  7f7   
,tim+ ,! ,adm9i/rator %all e/abli% !    
pilot program "u ?is section n lat] ?an 
! expiration ( ! #cfj-;day p]iod beg9n+ 
on ! date ( ! enactm5t ( ?is ,act & !   
program %all t]m9ate on ! date t is #b  
ye>s aft] ! date ( ! enactm5t ( ?is     
section4  7g7 ,def9itions ,9 ?is        
section3 7#a7 ,adm9i/rator ,! t]m       
,adm9i/rator means ! ,adm9i/rator ( !   
,f$]al ,em]g5cy ,managem5t ,ag5cy4  7#b7
 ,community ,! t]m community means any  
unit ( local gov]nm5t1 )9 ! mean+ giv5  

su* t]m "u ! laws ( ! applicable ,/ate4