,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #ibhd  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,augu/ #b1 #bjbd,mrs4 
,ramirez 7= h]self1 ,ms4 ,bonamici1 ,mr4
 ,lev91 ,ms4 ,velzquez1 ,ms4 ,sal9as1   
,ms4 ,adams1 ,mr4 ,davis ( ,ill9ois1    
,ms4 ,lee ( ,cali=nia1 & ,ms4 ,norton7  
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,vet]ans' ,affairs  ,a 
,,bill  ,to am5d ! ,s]vicememb]s ,civil 
,relief ,act to limit ! int]e/ rate on  
/ud5t loans incurr$ by a s]vicememb]    
be=e milit>y s]vice & consolidat$ or    
ref9anc$ dur+ milit>y s]vice1 & = o!r   
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,s]vicememb] ,/ud5t ,loan  
,af=dability ,act ( #bjbd4  #b4         
,limitation on int]e/ rate ( /ud5t loans
 incurr$ be=e milit>y s]vice &          
consolidat$ or ref9anc$ dur+ milit>y    
s]vice  7a7 ,e/abli%m5t ,subsection 7a7 
( section #bjg ( ! ,s]vicememb]s ,civil 
,relief ,act 7#ej ,u4,s4,c4 #cicg7 is   
am5d$-- 7#a7 9 p>agraph 7#a71 by ins]t+ 
on debt incurr$ be=e s]vice aft]        

,limitation to #f p]c5t2  7#b7 9        
p>agraph 7#b71 by ins]t+ or 7#b7 aft]   
p>agraph 7#a72  7#c7 9 p>agraph 7#c71 by
 /rik+ p>agraph 7#b7 & ins]t+ p>agraph  
7#c72  7#d7 by r$esignat+ p>agraphs 7#b7
 & 7#c71 z am5d$1 z p>agraphs 7#c7 &    
7#d71 respectively2 &  7#e7 by ins]t+1  
aft] p>agraph 7#a71 ! foll[+ new        
p>agraph 7#b73  7#b7 ,limitation to #f  
p]c5t on /ud5t loans incurr$ be=e       
milit>y s]vice & consolidat$ or ref9anc$
 dur+ milit>y s]vice  7,a7 ,9 g5]al ,an 
obligation or liability be>+ int]e/ at a
 rate 9 excess ( #f p]c5t p] ye> t is   
incurr$ by a s]vicememb]1 or !          
s]vicememb] & ! s]vicememb]'s sp\se     
jo9tly1 dur+ milit>y s]vice to          
consolidate or ref9ance a /ud5t loan    
incurr$ by ! s]vicememb] be=e su*       
milit>y s]vice1 %all n be> an int]e/ at 
a rate 9 excess ( #f p]c5t dur+ ! p]iod 
( milit>y s]vice4  7,b7 ,exclusion      
,subp>agraph 7,a7 %all apply only to !  
consolidation or ref9anc+ ( /ud5t loans 
describ$ 9 su* subp>agraph & %all n     

apply to ! consolidation or ref9anc+ (  
any o!r obligation or liability4  4  7b7
 ,effective date ( limitation           
,subsection 7b7 ( su* section is am5d$--
 7#a7 9 p>agraph 7#a77;,a71 by /rik+ !  
int]e/ rate limitation & ins]t+ an      
int]e/ rate limitation2 &  7#b7 9       
p>agraph 7#b7-- 7,a7 by /rik+ ! head+ & 
ins]t+ ,effective date ( limitation2 &  
7,b7 by ins]t+ be=e ! p]iod at ! end !  
foll[+3 9 ! case ( an obligation or     
liability describ$ 9 p>agraph 7#a7 ( su*
 subsection1 or z ( ! date on :i* !     
s]vicememb] incurs 7or ! s]vicememb] &  
sp\se jo9tly incur7 ! obligation or     
liability describ$ 9 p>agraph 7#b7 ( su*
 subsection4  7c7 ,/ud5t loan def9$     
,subsection 7d7 ( su* section is am5d$  
by add+ at ! end ! foll[+ new p>agraph3 
7#c7 ,/ud5t loan ,! t]m /ud5t loan means
 any ( ! foll[+3 7,a7 ,a ,f$]al /ud5t   
loan made1 insur$1 or gu>ante$ "u title 
,,iv ( ! ,high] ,education ,act ( #aife 
7#bj ,u4,s4,c4 #ajgj et seq474  7,b7 ,a 
private education loan1 z su* t]m is    

def9$ 9 section #adj7;a7 ( ! ,tru? 9    
,l5d+ ,act 7#ae ,u4,s4,c4 #afej7;a774  4