,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #geaj  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,febru>y #bi1         
#bjbd,ms4 ,velzquez introduc$ ! foll[+  
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to      
e/abli% an int]ag5cy ,work+ ,gr\p to    
/udy f9ancial safety & inclusion =      
survivors1 & = o!r purposes4  #a4 ,%ort 
title ,?is ,act may be cit$ z !         
,survivor ,f9ancial ,safety & ,inclusion
 ,work+ ,gr\p ,act4  #b4 ,work+ ,gr\p = 
,f9ancial ,safety & ,inclusion =        
,survivors  7a7 ,e/abli%m5t ,!re is     
e/abli%$ an int]ag5cy ,work+ ,gr\p 79   
?is ,act ref]r$ to z ! ,work+ ,gr\p7 to 
/udy ! foll[+3 7#a7 ,h[ ! ,congress &   
cov]$ ag5cies c support regulat$        
f9ancial in/itutions 9 safely &         
confid5tially collect+ data on-- 7,a7 ! 
types & preval5ce ( economic abuse      
tactics t are be+ c>ri$ out ?r\gh       
regulat$ f9ancial in/itutions2 &  7,b7 !
 impacts ( economic abuse tactics on    
consum]s & regulat$ f9ancial            

in/itutions4  7#b7 ,data f regulat$     
f9ancial in/itutions on ! /ati/ics1     
tr5ds1 & impacts ( economic abuse c>ri$ 
out ?r\gh regulat$ f9ancial in/itutions4
  7#c7 ,h[ regulat$ f9ancial in/itutions
 c improve exi/+ f9ancial products &    
s]vices1 & design & (f] new f9ancial    
products & s]vices specially-tailor$ to 
meet ! f9ancial & safety ne$s (         
survivors4  7#d7 ,h[ ! recomm5dations & 
guidance provid$ by ! ,work+ ,gr\p      
acc\nt = any additional f9ancial or     
safety ne$s ( hi/orically und]bank$ &   
und]s]v$ communities1 includ+ rural     
communities1 l[- & mod]ate-income       
communities1 f$]ally recogniz$ ,indian  
,tribes1 & t]ritories ( ! ,unit$ ,/ates4
  7#e7 ,any legislative or regulatory   
au?ority necess>y to implem5t any       
recomm5dations or guidance provid$ by ! 
,work+ ,gr\p4  7b7 ,memb]%ip ,! ,work+  
,gr\p %all be compris$ ( ! foll[+3 7#a7 
,! head ( ea* ( ! foll[+1 or ! head's   
designee3 7,a7 ,! ,dep>tm5t ( !         
,treasury4  7,b7 ,! ,bo>d ( ,gov]nors ( 

! ,f$]al ,res]ve ,sy/em4  7,c7 ,!       
,bureau ( ,consum] ,f9ancial            
,protection4  7,d7 ,! ,f$]al ,deposit   
,insurance ,corporation4  7,e7 ,! ,(fice
 ( ! ,comptroll] ( ! ,curr5cy4  7,f7 ,! 
,national ,cr$it ,union ,adm9i/ration4  
7,g7 ,! ,securities & ,ex*ange          
,commission4  7#b7 ,a ,/ate insurance   
commission] select$ by ! ,/ate insurance
 commission]s 7?r\gh ! ,national        
,association ( ,insurance               
,commission]s74  7#c7 ,"o individual :o 
has exp]tise 9 economic abuse & has     
exp]i5ce work+ ) & advocat+ on behalf ( 
survivors ( dome/ic viol5ce1 appo9t$ by 
! ,secret>y ( ! ,treasury4  7#d7 ,"o    
individual :o has exp]tise 9 consum]    
protection & has exp]i5ce work+ ) &     
advocat+ on behalf ( consum]s1 appo9t$  
by ! ,secret>y ( ! ,treasury4  7#e7 ,"o 
individual :o is a memb] (1 & has       
exp]i5ce work+ ) & advocat+ on behalf (1
 communities t h be5 hi/orically        
und]bank$ & unbank$1 includ+ rural      
communities1 l[- & mod]ate-income       

communities1 f$]ally recogniz$ ,indian  
,tribes1 & t]ritories ( ! ,unit$ ,/ates1
 appo9t$ by ! ,secret>y ( ! ,treasury4  
7#f7 ,any o!r individuals1 b no m ?an   
f\r1 appo9t$ by ! ,secret>y ( !         
,treasury1 z ! ,secret>y det]m9es       
appropriate4  7c7 ,*airp]son ,!         
,secret>y ( ! ,treasury 7or !           
,secret>y's designee1 z applicable7 %all
 s]ve z ! *airp]son ( ! ,work+ ,gr\p4   
7d7 ,t]ms  7#a7 ,9 g5]al ,a t]m ( !     
,work+ ,gr\p %all be #b ye>s4  7#b7     
,limitation ,ea* individual appo9t$ "u  
p>agraphs 7#c7 ?r\gh 7#f7 ( subsection  
7b7 may only s]ve "o t]m4  7#c7 ,fir/   
t]m ,! fir/ t]m ( ! ,work+ ,gr\p %all   
beg9 on ,janu>y #a/ ( ! fir/ cal5d> ye> 
t beg9s aft] ! date ( enactm5t ( ?is    
,act4  7e7 ,meet+s ,! ,work+ ,gr\p %all 
conv5e no lat] ?an #fj days aft] !      
beg9n+ ( ! fir/ t]m ( ! ,work+ ,gr\p &  
%all meet no less ?an twice a ye>       
!reaft]4  7f7 ,comp5sation ,memb]s ( !  
,work+ ,gr\p %all receive no additional 
comp5sation by reason ( _! s]vice on !  

,work+ ,gr\p4  7g7 ,travel exp5ses      
,memb]s ( ! ,work+ ,gr\p may be         
reimburs$ by ! ,f$]al ,gov]nm5t = travel
 exp5ses1 includ+ p] diem 9 lieu (      
subsi/5ce1 9 accordance ) applicable    
provisions "u sub*apt] ,i ( *apt] #eg ( 
title #e1 ,unit$ ,/ates ,code1 :ile away
 f home or regul> places ( bus9ess 9    
p]=mance ( s]vice = ! ,work+ ,gr\p4  7h7
 ,annual reports  7#a7 ,9 g5]al ,!      
,work+ ,gr\p %all submit annually to !  
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives & ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs ( ! 
,s5ate1 a report reg>d+-- 7,a7 !        
activities ( ! ,work+ ,gr\p2 &  7,b7 !  
/udy requir$ "u subsection 7a74  7#b7   
,public availability ,! report "u       
p>agraph 7#a7 %all be made publicly     
available onl9e & 9 accessible =mat t   
adh]es to section #d7;b7 ( ! ,pla9      
,writ+ ,act ( #bjaj 7#e ,u4,s4,c4 #cja  
note7 & ,executive ,ord] #acaff 7#fe    
,f$4 ,reg4 #aei74  7i7 ,congressional   
te/imony ,! head ( an ag5cy describ$ "u 

subp>agraphs 7,a7 ?r\gh 7,g7 (          
subsection 7b77#a7 %all1 :5 provid+ !   
semi-annual writt5 te/imony & appe>+    
be=e ! ,committee on ,f9ancial ,s]vices 
( ! ,h\se ( ,repres5tatives & !         
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs ( ! ,s5ate1 include in=mation  
on ! activities ( ! ag5cy z "p ( !      
,work+ ,gr\p4  7j7 ,transp>5cy ,to !    
greate/ ext5t possible1 ! ,work+ ,gr\p  
%all op]ate 9 a transp>5t mann] t adh]es
 to ! requirem5ts ( *apt] #aj ( title   
#e1 ,unit$ ,/ates ,code1 ) ! exception t
 ! ,work+ ,gr\p %all be p]mitt$ to      
freely communicate bo? dur+ & betwe5    
meet+s 9 a confid5tial mann] to discuss 
non-public in=mation & o!r s5sitive &   
non-public issues4  7k7 ,def9itions ,9  
?is section3 7#a7 ,cov]$ ag5cy ,! t]m   
cov]$ ag5cies means ! foll[+3 7,a7 ,!   
,dep>tm5t ( ! ,treasury4  7,b7 ,! ,bo>d 
( ,gov]nors ( ! ,f$]al ,res]ve ,sy/em4  
7,c7 ,! ,bureau ( ,consum] ,f9ancial    
,protection4  7,d7 ,! ,f$]al ,deposit   
,insurance ,corporation4  7,e7 ,! ,(fice

 ( ! ,comptroll] ( ! ,curr5cy4  7,f7 ,! 
,national ,cr$it ,union ,adm9i/ration4  
7,g7 ,! ,securities & ,ex*ange          
,commission4  7,h7 ,! ,/ate insurance   
regulators4  7#b7 ,dome/ic viol5ce ,!   
t]m dome/ic viol5ce means ! use or      
attempt$ use ( physical abuse or sexual 
abuse1 or a patt]n ( any o!r co]cive    
behavior committ$1 enabl$1 or solicit$  
to ga9 or ma9ta9 p[] & control ov] a    
survivor1 includ+ v]bal1 psy*ological1  
economic1 or te*nological abuse t may or
 may n con/itute crim9al behavior1 by a 
p]son :o-- 7,a7 is a curr5t or =m] sp\se
 or intimate p>tn] ( ! survivor1 or     
p]son simil>ly situat$ to a sp\se ( !   
survivor2  7,b7 is cohabitat+1 or has   
cohabitat$1 ) ! survivor z a sp\se or   
intimate p>tn]2  7,c7 %>es a *ild 9     
common ) ! survivor2 or  7,d7 commits   
acts aga9/ a y\? or adult survivor :o is
 protect$ f ^? acts "u ! family or      
dome/ic viol5ce laws ( ! jurisdiction4  
7#c7 ,economic abuse ,! t]m economic    
abuse means behavior t is co]cive1      

deceptive1 or unreasonably controls or  
re/ra9s a p]son's ability to acquire1   
use1 or ma9ta9 economic res\rces to :i* 
!y are entitl$1 includ+ us+ co]cion1    
fraud1 or manipulation1 to-- 7,a7       
re/rict a p]son's access to money1      
assets1 cr$it1 or f9ancial in=mation2   
7,b7 unfairly use a p]son's p]sonal     
economic res\rces1 includ+ money1       
assets1 & cr$it1 = "o's own advantage2  
7,c7 ex]t undue influ5ce ov] a p]son's  
f9ancial & economic behavior or         
decisions1 includ+ =c+ default on jo9t  
or o!r f9ancial obligations2  7,d7      
exploit p[]s ( attorney1 gu>dian%ip1 or 
cons]vator%ip2 or  7,e7 fail or neglect 
to act 9 ! be/ int]e/ ( a p]son to :om  
"o has a fiduci>y duty4  7#d7 ,f$]ally  
recogniz$ ,indian ,tribe ,! t]m f$]ally 
recogniz$ ,indian ,tribe has ! mean+    
giv5 ! t]m ,indian tribe 9 section #ajb 
( ! ,f$]ally ,recogniz$ ,indian ,tribe  
,li/ ,act ( #aiid 7#be ,u4,s4,c4 #eacj74
  7#e7 ,l[- or mod]ate-income community 
,! t]m l[- or mod]ate-income community  

means a c5sus tract designat$ z         
l[-income or mod]ate-income by !        
,f9ancial ,in/itutions ,exam9ations     
,c\ncil on a public website ( ! ,c\ncil4
  7#f7 ,regulat$ f9ancial in/itution ,! 
t]m regulat$ f9ancial in/itution means--
 7,a7 a depository in/itution1 z def9$  
"u section #c ( ! ,f$]al ,deposit       
,insurance ,act 7#ab ,u4,s4,c4 #ahac72  
7,b7 a ,f$]al cr$it union or a ,/ate    
cr$it union1 z su* t]ms are def9$1      
respectively1 "u section #aja ( ! ,f$]al
 ,cr$it ,union ,act 7#ab ,u4,s4,c4      
#ageb72  7,c7 an inve/m5t advis]1 z su* 
t]m is def9$ "u section #bjb7;a7 ( !    
,inve/m5t ,advis]s ,act ( #aidj 7#ae    
,u4,s4,c4 #hj;b-#b7;a772  7,d7 a brok]  
or deal]1 z ^? t]ms are def9$1          
respectively1 "u section #c7;a7 ( !     
,securities ,ex*ange ,act ( #aicd 7#ae  
,u4,s4,c4 #gh;c7a772  7,e7 an insurance 
company1 z su* t]m is def9$ "u section  
#b7;a7 ( ! ,inve/m5t ,company ,act (    
#aidj 7#ae ,u4,s4,c4 #hj;a-#b7;a772     
7,f7 an insurance ag5cy1 mean+ any      

bus9ess entity t sells1 solicits1 or    
negotiates insurance cov]age2  7,g7 a   
transf] ag5t1 z su* t]m is def9$ "u     
section #c7;a7 ( ! ,securities ,ex*ange 
,act ( #aicd 7#ae ,u4,s4,c4 #gh;c7a772  
7,h7 an insurance produc]1 mean+ an     
individual :o is requir$ "u ,/ate law to
 be lic5s$ 9 ord] to sell1 solicit1 or  
negociate insurance cov]age2 &  7,i7 an 
inve/m5t advisor repres5tative1 mean+ an
 individual :o-- 7i7 is employ$ by1 or  
associat$ )1 an inve/m5t advis]2 &  7ii7
 does n p]=m solely cl]ical or m9i/]ial 
acts4  7#g7 ,rural area ,! t]m rural    
area means any c\nty t is mo/ly rural or
 completely rural 9 ! mo/ rec5t dec5nial
 c5sus4  7#h7 ,/ate ,! t]m ,/ate means  
ea* ( ! #ej ,/ates1 ! ,di/rict (        
,columbia1 ,pu]to ,rico1 & any t]ritory 
or possession ( ! ,unit$ ,/ates4  7#i7  
,survivor ,! t]m survivor means an      
individual :o is or has previ\sly be5   
subject$ to dome/ic viol5ce1 includ+    
economic abuse4  7#aj7 ,t]ritory ( !    
,unit$ ,/ates ,! t]m t]ritory ( ! ,unit$

 ,/ates means ! ,commonweal? ( ,pu]to   
,rico1 ,guam1 ! ,unit$ ,/ates ,virg9    
,isl&s1 ,am]ican ,samoa1 & !            
,commonweal? ( ! ,nor!rn ,m>iana ,isl&s4