,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #gdej  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,febru>y #bc1         
#bjbd,ms4 ,/efanik 7= h]self1 ,mr4 ,b>r1
 & ,mr4 ,hudson7 introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to      
prohibit paym5t c>d networks & cov]$    
entities f requir+ ! use ( or assign+   
m]*ant category codes t di/+ui% a       
fire>ms retail] f g5]al-m]*&ise retail] 
or sport+-goods retail]1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,protect+ ,privacy 9       
,pur*ases ,act4  #b4 ,di/+ui%+ fire>ms  
sales  7a7 ,prohibitions relat+ to      
m]*ant category codes  7#a7 ,paym5t ,c>d
 ,networks ,a paym5t c>d network may n  
require a fire>ms retail] to use1 nor   
require a cov]$ entity to assign1 a     
m]*ant category code t di/+ui%es su*    
fire>ms retail] f a g5]al-m]*&ise       
retail] or a sport+-goods retail]4  7#b7
 ,cov]$ entities ,a cov]$ entity or its 
ag5t may n assign to a fire>ms retail]  

any m]*ant category code t di/+ui%es f a
 g5]al-m]*&ise retail] or a sport+-goods
 retail]4  7b7 ,en=cem5t  7#a7 ,9 g5]al 
,! ,attorney ,g5]al %all en=ce ?is      
section & %all1 n lat] ?an #ij days aft]
 ! date ( ! enactm5t ( ?is section1     
e/abli% a process = individuals1 includ+
 fire>ms retail]s1 to submit compla9ts  
relat+ to alleg$ violations ( ?is       
section4  7#b7 ,inve/igation ,!         
,attorney ,g5]al %all inve/igate ea*    
compla9t receiv$ ?r\gh ! processes      
e/abli%$ "u p>agraph 7#a74  7#c7 ,writt5
 notice ,if ! ,attorney ,g5]al det]m9es 
aft] conduct+ an inve/igation t a paym5t
 c>d network or cov]$ entity has violat$
 ?is section1 ! ,attorney ,g5]al %all   
s5d a writt5 notice ( su* violation to  
su* paym5t c>d network or cov]$ entity t
 requires ! paym5t c>d network or cov]$ 
entity to rem$y ! violation n lat] ?an  
#cj days aft] ! date on :i* ! paym5t c>d
 network or cov]$ entity receives su*   
notice4  7#d7 ,injunction  7,a7 ,9 g5]al
 ,if a paym5t c>d network or cov]$      

entity does n rem$y a violation )9 #cj  
days ( receiv+ a writt5 notice "u       
p>agraph 7#c71 ! ,attorney ,g5]al may   
br+ an action 9 ,f$]al c\rt to enjo9 !  
violat+ behavior4  7,b7 ,no private "r (
 action ,?is ,act does n create a       
private "r ( action4  7c7 ,preemption   
,any law ( a ,/ate or local gov]nm5t    
regulat+ m]*ant category codes = fire>m 
retail]s is h]eby preempt$4  7d7 ,report
 ,! ,attorney ,g5]al %all1 ea* ye>1     
submit a report to ! ,congress t-- 7#a7 
id5tifies ! numb] ( inve/igations       
und]tak5 by ! ,attorney ,g5]al "u ?is   
section2  7#b7 includes a summ>y ( su*  
cases & _! disposition2 &  7#c7 provides
 any available data & analysis reg>d+ ! 
effectiv5ess ( ?is ,act4  7e7           
,def9itions ,9 ?is ,act3 7#a7           
,ammunition ,! t]m ammunition has !     
mean+ giv5 ! t]m 9 section              
#iba7;a77#ag77;,a7 ( title #ah1 ,unit$  
,/ates ,code4  7#b7 ,cov]$ entity ,! t]m
 cov]$ entity means any entity t-- 7,a7 
e/abli%es a relation%ip ) a m]*ant = !  

purposes ( process+ cr$it1 debit1 or    
prepaid transactions2 or  7,b7 e/abli%es
 a relation%ip ) an entity t e/abli%es a
 relation%ip ) a m]*ant = ! purposes (  
process+ cr$it1 debit1 or prepaid       
transactions4  7#c7 ,fire>m ,! t]m      
fire>m has ! mean+ giv5 ! t]m 9 section 
#iba7;a77#c71 7#e71 7#g71 7#af71 7#bi71 
7#cj71 ( title #ah1 ,unit$ ,/ates ,code4
  7#d7 ,fire>ms retail] ,! t]m fire>ms  
retail] means a p]son or entity engag$ 9
 ! lawful bus9ess ( sell+ or trad+      
fire>ms or ammunition to be us$ 9       
fire>ms4  7#e7 ,m]*ant category code ,! 
t]m m]*ant category code means a        
multi-digit code1 issu$ by !            
,int]national ,organization =           
,/&>dization1 = ! purposes ( enabl+ !   
classification ( m]*ants into specific  
categories bas$ on ! type ( bus9ess1    
trade or s]vices suppli$4  7#f7 ,paym5t 
c>d network ,! t]m paym5t c>d network   
means an entity t directly or ?r\gh a   
lic5s$ memb]1 processor1 or ag5t        
provides propriet>y s]vices1            

infra/ructure1 or s(tw>e1 or h>dw>e t   
r\te in=mation us$ to au?orize1 cle> &  
settle cr$it c>d & debit c>d            
transactions4