,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #fabe  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #cj1 #bjbc,mr4
 ,valadao 7= himself & ,ms4 ,pett]s57   
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,en]gy & ,comm]ce  ,a  
,,bill  ,to require onl9e dat+ s]vice   
provid]s to provide fraud ban           
notifications to onl9e dat+ s]vice      
memb]s1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,onl9e  
,dat+ ,safety ,act ( #bjbc4  #b4 ,onl9e 
dat+ safety  7a7 ,fraud ban notification
  7#a7 ,9 g5]al ,an onl9e dat+ s]vice   
provid] %all provide to a memb] ( !     
onl9e dat+ s]vice a fraud ban           
notification if ! memb] has receiv$ a   
message ?r\gh ! onl9e dat+ s]vice f a   
bann$ memb] ( ! onl9e dat+ s]vice4  7#b7
 ,requir$ cont5ts ,a fraud ban          
notification "u p>agraph 7#a7 %all      
include ! foll[+3 7,a7 ,! us]name or o!r
 pr(ile id5tifi] ( ! bann$ memb]1 z well
 z ! mo/ rec5t "t :5 ! memb] to :om !   
notification is be+ provid$ s5t or      

receiv$ a message ?r\gh ! onl9e dat+    
s]vice to or f ! bann$ memb]4  7,b7 ,a  
/atem5t t ! bann$ memb] may h be5 us+ a 
false id5tity or attempt+ to defraud    
memb]s4  7,c7 ,a /atem5t t a memb] %\ld 
n s5d money or p]sonal f9ancial         
in=mation to ano!r memb]4  7,d7 ,an     
onl9e l9k to in=mation reg>d+ ways to   
avoid onl9e fraud or be+ defraud$ by a  
memb] ( an onl9e dat+ s]vice4  7,e7     
,contact in=mation to rea* ! cu/om]     
s]vice dep>tm5t ( ! onl9e dat+ s]vice   
provid]4  7#c7 ,mann] & tim+  7,a7      
,mann] ,a fraud ban notification "u     
p>agraph 7#a7 %all be-- 7i7 cle> &      
conspicu\s2 &  7ii7 provid$ by email1   
text message1 or o!r appropriate means (
 communication cons5t$ to by ! memb]4   
7,b7 ,tim+  7i7 ,9 g5]al ,except z      
provid$ 9 clauses 7ii7 & 7iii71 an onl9e
 dat+ s]vice provid] %all provide a     
fraud ban notification "u p>agraph 7#a7 
n lat] ?an #bd h\rs aft] ! fraud ban is 
initiat$ aga9/ ! bann$ memb]4  7ii7     
,delay bas$ on judgm5t ( provid] ,if1 9 

! judgm5t ( ! onl9e dat+ s]vice provid]1
 ! circum/ances require a fraud ban     
notification "u p>agraph 7#a7 to be     
provid$ aft] ! #bd-;h\r p]iod describ$ 9
 clause 7i71 ! onl9e dat+ s]vice provid]
 %all1 except z provid$ 9 clause 7iii71 
provide ! notification n lat] ?an #c    
days aft] ! day on :i* ! fraud ban is   
initiat$ aga9/ ! bann$ memb]4  7iii7    
,delay ^u reque/ ( law en=cem5t (ficial 
,if1 due to an ongo+ inve/igation1 a law
 en=cem5t (ficial reque/s an onl9e dat+ 
s]vice provid] to delay provid+ a fraud 
ban notification "u p>agraph 7#a7 beyond
 ! "t :5 ! notification is requir$ to be
 provid$ "u clause 7i7 or 7ii71 ! onl9e 
dat+ s]vice provid]--  7,i7 may n       
provide ! notification be=e ! end ( !   
p]iod ( delay 7includ+ any ext5sion (   
su* p]iod7 reque/$ by ! law en=cem5t    
(ficial2 &  7,,ii7 %all provide !       
notification n lat] ?an #c days aft] !  
la/ day ( ! p]iod ( delay 7includ+ any  
ext5sion ( su* p]iod7 reque/$ by ! law  
en=cem5t (ficial4  7#d7 ,limitation (   

liability ,an onl9e dat+ s]vice provid] 
is n liable to a p]son 9 a civil action 
bas$ on any ( ! foll[+3 7,a7 ,! means ( 
communication us$ to provide a fraud ban
 notification to a memb] "u p>agraph    
7#a74  7,b7 ,! tim+ ( a fraud ban       
notification provid$ to a memb] "u      
p>agraph 7#a74  7,c7 ,! disclosure (    
in=mation 9 a fraud ban notification    
provid$ "u p>agraph 7#a71 includ+ !     
foll[+3  7i7 ,in=mation t a memb] is a  
bann$ memb] or ! subject ( a fraud ban4 
7ii7 ,! us]name or o!r pr(ile id5tifi] (
 ! bann$ memb]4  7iii7 ,! reason t !    
onl9e dat+ s]vice provid] initiat$ !    
fraud ban ( ! bann$ memb]4  7#e7 ,no    
private "r ( action2 pres]vation ( c]ta9
 immunity ,?is subsection does n create 
a private "r ( action or dim9i% or      
adv]sely affect protections = an onl9e  
dat+ s]vice provid] "u section #bcj ( ! 
,communications ,act ( #aicd 7#dg       
,u4,s4,c4 #bcj74  7b7 ,en=cem5t by      
,f$]al ,trade ,commission  7#a7 ,unfair 
or deceptive acts or practices ,a       

violation ( ?is section %all be treat$ z
 a violation ( a regulation "u section  
#ah7;a77#a77;,b7 ( ! ,f$]al ,trade      
,commission ,act 7#ae ,u4,s4,c4         
#eg;a7a77#a77;,b77 reg>d+ unfair or     
deceptive acts or practices4  7#b7 ,p[]s
 ( ,commission ,! ,commission %all en=ce
 ?is section 9 ! same mann]1 by ! same  
means1 & ) ! same jurisdiction1 p[]s1 & 
duties z ?\gh all applicable t]ms &     
provisions ( ! ,f$]al ,trade ,commission
 ,act 7#ae ,u4,s4,c4 #da et seq47 7     
incorporat$ into & made a "p ( ?is      
section1 & any p]son :o violates ?is    
section %all be subject to ! p5alties & 
entitl$ to ! privileges & immunities    
provid$ 9 ! ,f$]al ,trade ,commission   
,act4  7#c7 ,rule ( con/ruction ,no?+ 9 
?is section may be con/ru$ to limit !   
au?ority ( ! ,commission "u any o!r     
provision ( law4  7c7 ,"o national /&>d 
7#a7 ,9 g5]al ,a ,/ate1 or political    
subdivision ( a ,/ate1 may n ma9ta91    
en=ce1 prescribe1 or cont9ue 9 effect   
any law1 rule1 regulation1 requirem5t1  

/&>d1 or o!r provision hav+ ! =ce &     
effect ( law ( ! ,/ate1 or political    
subdivision ( ! ,/ate1 t requires an    
onl9e dat+ s]vice provid] to notify1    
prohibits an onl9e dat+ s]vice provid] f
 notify+1 or o!rwise affects ! mann] 9  
:i* an onl9e dat+ s]vice provid] is     
requir$ or p]mitt$ to notify1 a memb] ( 
! onl9e dat+ s]vice t ! memb] has       
receiv$ a message f or s5t a message to 
a bann$ memb] ?r\gh ! onl9e dat+ s]vice4
  7#b7 ,rule ( con/ruction ,?is         
subsection may n be con/ru$ to preempt  
any law ( a ,/ate or political          
subdivision ( a ,/ate relat+ to         
contracts or torts4  7d7 ,def9itions ,9 
?is section3  7#a7 ,bann$ memb] ,! t]m  
bann$ memb] means a memb] ( an onl9e    
dat+ s]vice ^: acc\nt or pr(ile on !    
onl9e dat+ s]vice is ! subject ( a fraud
 ban4  7#b7 ,commission ,! t]m          
,commission means ! ,f$]al ,trade       
,commission4  7#c7 ,fraud ban ,! t]m    
fraud ban means ! t]m9ation or susp5sion
 ( ! acc\nt or pr(ile ( a memb] ( an    

onl9e dat+ s]vice because1 9 ! judgm5t (
 ! onl9e dat+ s]vice provid]1 !re is a  
significant risk ! memb] w attempt to   
obta9 money f ano!r memb] ?r\gh         
fraudul5t means4  7#d7 ,memb] ,! t]m    
memb] means an individual :o--  7,a7    
submits to an onl9e dat+ s]vice provid] 
! in=mation requir$ by ! provid] to     
e/abli% an acc\nt or pr(ile on ! onl9e  
dat+ s]vice2 &  7,b7 is all[$ by !      
provid] to e/abli% su* an acc\nt or     
pr(ile4  7#e7 ,onl9e dat+ s]vice ,! t]m 
onl9e dat+ s]vice means a s]vice t--    
7,a7 is provid$ ?r\gh a website or a    
mobile application2 &  7,b7 (f]s memb]s 
access to dat+ or romantic relation%ips 
) o!r memb]s by arrang+ or facilitat+ ! 
social introduction ( memb]s4  7#f7     
,onl9e dat+ s]vice provid] ,! t]m onl9e 
dat+ s]vice provid] means a p]son engag$
 9 ! bus9ess ( (f]+ an onl9e dat+       
s]vice4  7#g7 ,/ate ,! t]m ,/ate means  
ea* ,/ate ( ! ,unit$ ,/ates1 ! ,di/rict 
( ,columbia1 ea* commonweal?1 t]ritory1 
or possession ( ! ,unit$ ,/ates1 & ea*  

f$]ally recogniz$ ,indian ,tribe4  7e7  
,effective date ,?is section %all take  
effect on ! date t is #a ye> aft] ! date
 ( ! enactm5t ( ?is ,act4