,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #fjjc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #ai1 #bjbc,ms4
 ,port] 7= h]self1 ,ms4 ,b>ragn1 ,mr4   
,doggett1 ,ms4 ,jayapal1 ,mr4 ,johnson (
 ,georgia1 ,ms4 ,norton1 ,ms4 ,scanlon1 
,mr4 ,tonko1 ,mr4 ,mull91 ,mr4 ,neguse1 
,ms4 ,tlaib1 ,ms4 ,*u1 ,ms4 ,m5g1 ,ms4  
,ca/or ( ,florida1 ,mrs4 ,f\%ee1 ,mr4   
,kri%namoor?i1 ,mr4 ,jackson ( ,ill9ois1
 ,ms4 ,spanb]g]1 ,ms4 ,om>1 ,mr4        
,grijalva1 ,mr4 ,pocan1 ,ms4 ,cl>ke (   
,new ,york1 ,mr4 ,mc,govern1 & ,ms4 ,lee
 ( ,cali=nia7 introduc$ ! foll[+ bill   
,octob] #be1 #bjbc,ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to am5d ! ,fair ,cr$it ,report+
 ,act to prohibit ! inclusion ( m$ical  
debt on a consum] report1 & = o!r       
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,m$ical ,debt ,relief ,act 
( #bjbc4  #b4 ,am5dm5ts to ,fair ,cr$it 
,report+ ,act  7a7 ,m$ical debt def9$   
,section #fjc ( ! ,fair ,cr$it ,report+ 
,act 7#ae ,u4,s4,c4 #afha;a7 is am5d$ by

 add+ at ! end ! foll[+3  7bb7 ,m$ical  
debt ,! t]m m$ical debt means a debt    
relat$ to1 9 :ole or 9 "p1 transactions1
 acc\nts1 or balances aris+ f ! receipt 
( m$ical s]vices1 products1 or devices4 
4  7b7 ,exclusion = m$ical debt ,section
 #fje7;a7 ( ! ,fair ,cr$it ,report+ ,act
 7#ae ,u4,s4,c4 #afha;c7a77 is am5d$ by 
add+ at ! end ! foll[+3  7#i7 ,any      
adv]se in=mation relat$ to a m$ical     
debt1 includ+ a m$ical debt t 0 plac$ = 
collection1 *>g$ to pr(it or loss1 or   
subject$ to any simil> action4  4  #c4  
,modification ( regulations relat+ to   
prohibitions on use ( m$ical debt       
in=mation  7a7 ,def9itions ,9 ?is       
section1 ! t]ms cr$it & cr$itor h !     
mean+s giv5 ^? t]ms 9 section #gjb ( !  
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia;a74  7b7 ,requirem5t ,n 
lat] ?an #a ye> aft] ! date ( enactm5t (
 ?is ,act1 ! ,director ( ! ,bureau (    
,consum] ,f9ancial ,protection %all am5d
 section #ajbb4cj ( title #ab1 ,code (  
,f$]al ,regulations1 or any successor   

regulation1 to ensure t cr$itors are    
prohibit$ f obta9+ or us+ in=mation     
relat+ to ! m$ical debt ( a consum] 9   
det]m9+ :e!r or n to ext5d cr$it to t   
consum]4