,i #aahth ,,congress #ast ,session ,h4 ,r4 #egeb ,,in ,,the ,,house ,,of ,,representatives ,september #bg1 #bjbc ,mr4 ,fitzpatrick 7for himself and ,mr4 ,trone7 introduced the following bill2 which was referred to the ,committee on ,ways and ,means ,a ,,bill ,to amend the ,internal ,revenue ,code of #aihf to allow first-dollar coverage of mental health services for purposes of health savings accounts4 #a4 ,short title ,this ,act may be cited as the ,opening ,plans to ,individuals and ,offering ,new ,services for ,mental ,health ,act of #bjbc or the ,,options ,act of #bjbc4 #b4 ,safe harbor for absence of deductible for mental health services 7a7 ,in general ,section #bbc7;c77#b7 of the ,internal ,revenue ,code of #aihf is amended by adding at the end the following new subparagraph3 7,h7 ,safe harbor for absence of deductible for mental health services ,a plan shall not fail to be treated as a high deductible health plan by reason of failing to have a deductible for not more than the first #ejj of any mental health benefits 7as defined in section #ihab7;e77#d77 specified by the plan for purposes of this subparagraph4 4 7b7 ,effective date ,the amendments made by this section shall apply to plan years beginning after ,december #ca1 #bjbc4