,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #efjb  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #bj1 #bjbc  
,mr4 ,ogles introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on ,f9ancial  
,s]vices  ,a ,,bill  ,to am5d ! ,f$]al  
,res]ve ,act to require ! ,*airman ( !  
,bo>d to address int]e/ rate risk :5    
appe>+ at semi-annual he>+s be=e !      
,congress4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,int]e/ ,rate ,risk     
,report+ ,act4  #b4 ,requir$ analysis on
 int]e/ rate risk ,section #b;,b7a77#a7 
( ! ,f$]al ,res]ve ,act 7#ab ,u4,s4,c4  
#bbe;a7a7 is am5d$--  7#a7 9 subp>agraph
 7,a71 by /rik+ & at ! end & ins]t+ a   
semicolon2  7#b7 9 subp>agraph 7,b71 by 
/rik+ ! p]iod at ! end & ins]t+ 2 &2 &  
7#c7 by add+ at ! end ! foll[+3  7,c7 an
 analysis (--  7i7 ! vuln]ability ( !   
,unit$ ,/ates f9ancial sy/em to int]e/  
rate risk & any risks to ! ,unit$ ,/ates
 f9ancial sy/em associat$ ) su* int]e/  
rate risk2 &  7ii7 ! ov]all exposure to 
int]e/ rate risk ( ! portfolio ( assets 

held by ! ,bo>d & ! ,f$]al ,res]ve banks
 at ! "t ( ! analysis4  4