,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #dfhf  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #ag1 #bjbc,mrs4 
,luna 7= h]self1 ,mr4 ,bilirakis1 ,mr4  
,bu*anan1 ,ms4 ,salaz>1 ,mr4 ,gaetz1    
,mr4 ,mills1 ,mr4 ,dunn ( ,florida1 ,mr4
 ,web/] ( ,florida1 ,mrs4 ,mill] (      
,ill9ois1 ,mr4 ,web] ( ,texas1 ,mr4     
,donalds1 ,mr4 ,bean ( ,florida1 & ,mr4 
,posey7 introduc$ ! foll[+ bill2 :i* 0  
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to e/abli% a grace
 p]iod = nonpaym5t ( premiums = flood   
insurance cov]age "u ! national flood   
insurance program until ! ,adm9i/rator (
 ! ,f$]al ,em]g5cy ,managem5t ,ag5cy    
implem5ts ! option = mon?ly paym5t ( su*
 premiums1 & = o!r purposes4  #a4 ,%ort 
title ,?is ,act may be cit$ z ! ,flood  
,insurance ,af=dability ,act4  #b4      
,grace p]iod = flood insurance cov]age  
7a7 ,au?ority ,to susp5d premium paym5ts
 ,dur+ ! p]iod t beg9s on ! date ( !    
enactm5t ( ?is ,act & ends #cj days aft]
 ! date on :i* ! ,adm9i/rator ( ! ,f$]al

 ,em]g5cy ,managem5t ,ag5cy fir/ makes  
available to policyhold]s ( flood       
insurance cov]age "u ! national flood   
insurance program a mon?ly premium      
paym5t option = su* cov]age 9 compliance
 ) section #acjh7;g7 ( ! ,national      
,flood ,insurance ,act ( #aifh 7#db     
,u4,s4,c4 #djae7;g771 any new & exi/+   
policyhold]s to :i* su* section         
#acjh7;g7 applies %all rema9 cov]$ "u   
su* a flood insurance policy not)/&+ !  
nonpaym5t ( premiums to cov] su* p]iod4 
7b7 ,rec\pm5t ( unpaid premium am\nts ,!
 ,adm9i/rator %all provide t aft] !     
expiration ( ! p]iod ref]r$ to 9        
subsection 7a71 !re %all be assess$ on  
ea* policyhold] :o elects to pay su*    
premiums on a mon?ly basis pursuant to  
su* section #acjh7;g7 an extra mon?ly   
fee 9 an am\nt calculat$ by !           
,adm9i/rator to recov]1 on a cumulative 
basis1 ! am\nt ( premiums unpaid        
pursuant to subsection 7a74  7c7 ,o!r   
grace p]iods ,! grace p]iod "u          
subsection 7a7 = nonpaym5t ( premiums   

%all be 9 addition to any o!r grace     
p]iod provid$ = "u a policy = flood     
insurance cov]age "u ! national flood   
insurance program4  #c4 ,prohibition on 
fees associat$ ) mon?ly paym5ts ,section
 #acjh7;g7 ( ! ,national ,flood         
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djae7;g77 is am5d$ by /rik+ annually or
 mon?ly4 & ins]t+ annually or mon?ly &  
may n apply any fee or additional *>ge )
 respect to a policyhold] :o *ooses to  
make mon?ly paym5ts comp>$ to a         
policyhold] :o *ooses to make paym5ts   
annually4