,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #deia  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,july #ab1 #bjbc,ms4  
,/ev5s 7= h]self1 ,ms4 ,adams1 ,ms4     
,ross1 & ,ms4 ,williams ( ,georgia7     
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,education & ! ,work=ce
  ,a ,,bill  ,to am5d ! ,high]          
,education ,act ( #aife to require !    
removal ( ! record ( default f cr$it    
hi/ory ^u obta9+ a ,f$]al ,direct       
,consolidation ,loan t dis*>ges !       
default$ loan4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,clean ,slate ?r\gh
 ,consolidation ,act4  #b4 ,removal (   
record ( default f cr$it hi/ory ^u loan 
consolidation ,section #dee7;g7 ( !     
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajhg;e7g77 is am5d$ by add+  
at ! end ! foll[+3  7#c7 ,consum]       
report+ ag5cies ,^u obta9+ a ,f$]al     
,direct ,consolidation ,loan t dis*>ges 
! liability on a default$ loan made1    
insur$1 or gu>ante$ "u ?is title1 !     
,secret>y1 gu>anty ag5cy1 or o!r hold] (

 ! loan %all reque/ any consum] report+ 
ag5cy to :i* ! ,secret>y1 gu>anty ag5cy 
or hold]1 z applicable1 report$ !       
default ( ! loan1 to remove any adv]se  
item ( in=mation relat+ to su* loan f ! 
borr[]'s cr$it hi/ory4  4