,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #daih  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #af1 #bjbc,mr4  
,rose introduc$ ! foll[+ bill2 :i* 0    
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d section   
#fjd7;c7 ( ! ,fair ,cr$it ,report+ ,act 
to address ! treatm5t ( pre-scre5+      
report reque/s1 & = o!r purposes4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,protect+ ,consum]s f ,abusive ,mortgage
 ,leads ,act4  #b4 ,treatm5t (          
pre-scre5+ report reque/s ,section      
#fjd7;c7 ( ! ,fair ,cr$it ,report+ ,act 
7#ae ,u4,s4,c4 #afha;b7 is am5d$ by add+
 at ! end ! foll[+3  7#d7 ,treatm5t (   
pre-scre5+ report reque/s ,if a p]son   
reque/s a report f a consum] report+    
ag5cy 9 connection ) a cr$it transaction
 involv+ an ext5sion ( cr$it secur$ by  
real e/ate1 su* ag5cy may n1 solely on !
 basis ( su* reque/1 furni% a report to 
a ?ird p>ty unless su* ?ird p>ty has    
submitt$ docum5tation to su* ag5cy      
c]tify+ t su* ?ird p>ty has ! consum]'s 

cons5t or has a curr5t relation%ip1     
relat+ to cr$it1 s]vic+ or o!r f9ancial 
s]vices1 ) su* consum]4  4