,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #ciib  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #i1 #bjbc,mr4   
,%]man introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d !         
,f9ancial ,/ability ,act ( #bjaj to     
require /ress te/s p]=m$ pursuant to t  
,act to evaluate = ! increase & decrease
 ( int]e/ rates1 & = o!r purposes4  #a4 
,%ort title ,?is ,act may be cit$ z !   
,effective ,bank ,regulation ,act4  #b4 
,/ress te/ sc5>io ,section              
#afe7;i77#a77;,b77i7 ( ! ,f9ancial      
,/ability ,act ( #bjaj 7#ab ,u4,s4,c4   
#ecfe7;i77#a77;,b77i77 is am5d$--  7#a7 
by /rik+ #b diff]5t & ins]t+ #e diff]5t2
 &  7#b7 by /rik+ basel9e & sev]ely     
adv]se & ins]t+ basel9e1 adv]se1 sev]ely
 adv]se1 a set ( conditions t evaluates 
= increases 9 int]e/ rates1 & a set (   
conditions t evaluates = decreases 9    
int]e/ rates4