,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #ciad  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,june #g1 #bjbc,mr4   
,lyn* introduc$ ! foll[+ bill2 :i* 0    
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to prohibit ! use 
( c]ta9 conc5tration limit exceptions   
applicable to m]g]s involv+ a fail$ bank
 if !re are o!r qualify+ bids1 & = o!r  
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,fail+ ,bank ,acquisition  
,fairness ,act4  #b4 ,conc5tration limit
 exceptions only available :5 no o!r    
qualify+ bids  7a7 ,nationwide          
conc5tration limit ) respect to deposits
 ,section #dd7;e7 ( ! ,f$]al ,deposit   
,insurance ,act 7#ab ,u4,s4,c4          
#ahcau7e77 is am5d$ by add+ at ! end !  
foll[+3 ,not)/&+ ! previ\s s5t5ce1 if ! 
responsible ag5cy receives m ?an "o     
application "u subsection 7a77#a7 =     
approval ( a m]g] transaction involv+ ! 
acquisition ( ! same bank 9 default or 9
 dang] ( default or ) respect to :i* !  
,corporation provides assi/ance "u      

section #ac7;c71 ! responsible ag5cy may
 only approve su* an application )\t    
reg>d to subsection 7b77#b77;,a7 if none
 ( ! o!r applications c be approv$ 9    
compliance ) subsection 7b77#b77;,a744  
7b7 ,conc5tration limit ) respect to    
consolidat$ liabilities ,section #ad7;c7
 ( ! ,bank ,hold+ ,company ,act ( #aief 
7#ab ,u4,s4,c4 #aheb7;c77 is am5d$--    
7#a7 by r$esignat+ p>agraphs 7#a71 7#b71
 & 7#c7 z subp>agraphs 7,a71 7,b71 &    
7,c7 7& adju/+ ! m>g9s accord+ly72  7#b7
 by /rik+ ,) ! & ins]t+ ! foll[+3  7#a7 
,9 g5]al ,) !  2 &  7#c7 by add+ at !   
end ! foll[+3  7#b7 ,limitation ,if !   
,bo>d receives m ?an "o application = an
 acquisition ( a bank 9 default or 9    
dang] ( default or ) respect to :i* !   
,f$]al ,deposit ,insurance ,corporation 
provides assi/ance "u section #ac7;c7 ( 
! ,f$]al ,deposit ,insurance ,act1 !    
,bo>d may only give cons5t "u p>agraph  
7#a7 to waive ! conc5tration limit if   
none ( ! o!r applications c be approv$  
)\t su* cons5t4  4