,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #cdeb  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #ag1 #bjbc,ms4   
,van ,duyne introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on ,education 
& ! ,work=ce  ,a ,,bill  ,to require t  
c]ta9 loans made to p>5ts on behalf ( a 
dep5d5t /ud5t & to graduate /ud5ts are  
includ$ 9 ! def9ition ( cohort default  
rate "u ! ,high] ,education ,act (      
#aife1 to require ! ,secret>y (         
,education to report default rates = su*
 loans1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,combat+
 ,pr$atory ,l5d+ 9 ,high] ,education    
,act ( #bjbc4  #b4 ,addition ( c]ta9    
loans to p>5ts & graduate /ud5t to !    
calculation & report+ ( cohort default  
rates  7a7 ,def9ition ( cohort default  
rate ,section #dce7m7 ( ! ,high]        
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajhe7m77 is am5d$--  7#a7 9 p>agraph   
7#a7-- 7,a7 9 subp>agraph 7,a7--  7i7 by
 /rik+ section #dbh1 #dbh;,a1 or #dbh;,h
 & ins]t+ ?is "p or "p ,d2 &  7ii7 by   

ins]t+ or a ,f$]al ,direct              
,consolidation ,loan aft] section       
#dbh;,c2 &  7,b7 9 subp>agraph 7,c71 by 
ins]t+ or a ,f$]al ,direct              
,consolidation ,loan aft] section       
#dbh;,c2 &  7#b7 9 p>agraph 7#b71 by    
add+ at ! end ! foll[+ new subp>agraph3 
7,e7 ,= ! purposes ( ?is subsection1 !  
t]m /ud5ts1 :5 us$ ) respect to a       
det]m9ation or calculation ( ! numb] (  
/ud5ts :o ent] repaym5t or default on a 
loan receiv$ = att5dance at an          
in/itution1 %all include p>5ts ) a      
,f$]al ,direct ,,plus ,loan or a loan "u
 section #dbh;,b made on behalf ( a     
dep5d5t /ud5t = att5dance at !          
in/itution4  4  7b7 ,collection &       
report+ ( cohort default rates ,section 
#dce7m77#d77;,a7 ( su* ,act ( #aife 7#bj
 ,u4,s4,c4 #ajhe7m77#d77;,a77 is am5d$--
  7#a7 by /rik+ section #dbh1 #dbh;,b1  
or #dbh;,h & ins]t+ ?is "p or "p ,d2 &  
7#b7 by ins]t+ or a ,f$]al ,direct      
,consolidation ,loan aft] section       
#dbh;,c4  7c7 ,effective date ,!        

am5dm5ts made by ?is section %all be    
effective = ! fir/ fiscal ye> beg9n+    
aft] ! date ( enactm5t ( ?is ,act1 & ea*
 subsequ5t fiscal ye>4