,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #cdad  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #ag1 #bjbc,mr4   
,gro?man 7= himself1 ,ms4 ,t5ney1 ,mr4  
,la,malfa1 ,mr4 ,tiffany1 & ,mr4 ,ow5s7 
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,education & ! ,work=ce
  ,a ,,bill  ,to am5d ! ,high]          
,education ,act ( #aife to au?orize     
in/itutions ( high] education to limit !
 am\nt ( a ,f$]al loan t an enroll$     
/ud5t may borr[4  #a4 ,%ort title ,?is  
,act may be cit$ z ! ,responsible       
,borr[+ ,act ( #bjbc4  #b4 ,in/itutional
 det]m9$ limits ,section #dee7;a7 ( !   
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajhg;e7a77 is am5d$ by add+  
at ! end ! foll[+ new p>agraph3  7#d7   
,in/itutional ,det]m9$ ,limits  7,a7 ,9 
,g5]al ,not)/&+ any o!r provision ( ?is 
,act1 an in/itution ( high] education   
7at ! discretion ( a f9ancial aid       
adm9i/rator at ! in/itution7 may prorate
 or limit ! am\nt ( a loan any /ud5t    
enroll$ 9 a program ( /udy at t         

in/itution may borr[ "u ?is "p = an     
academic ye> or 9 ! aggregate-- 7i7 if !
 in/itution c reasonably demon/rate t   
/ud5t debt levels are or w\ld be        
excessive = su* program1 bas$ on--  7,i7
 ! mo/ rec5tly available data f !       
,bureau ( ,labor ,/ati/ics = ! av]age or
 m$ian />t+ sal>y 9 ! region 9 :i* !    
in/itution is locat$ = typical          
occupations pursu$ by graduates ( su*   
program2 or  7,,ii7 ! mo/ rec5tly       
available data f ! ,college ,scorec>d   
7or successor website7 on ! m$ian e>n+s 
( /ud5ts :o complete su* program2  7ii7 
9 a case 9 :i* ! /ud5t is enroll$ on a  
less ?an full-"t basis or ! /ud5t is    
enroll$ = less ?an ! p]iod ( enrollm5t  
to :i* ! annual loan limit applies "u   
?is "p1 bas$ on ! /ud5t's enrollm5t     
/atus2  7iii7 bas$ on ! cr$5tial level  
7su* z a degree1 c]tificate1 or o!r     
recogniz$ educational cr$5tial7 t !     
/ud5t w\ld atta9 ^u completion ( su*    
program2 or  7iv7 bas$ on ! ye> ( !     
program = :i* ! /ud5t is seek+ su* loan4

  7,b7 ,increases = ,individual ,/ud5ts 
,^u ! reque/ ( a /ud5t ^: loan am\nt =  
an academic ye> has be5 prorat$ or      
limit$ "u subp>agraph 7,a71 an eligible 
in/itution 7at ! discretion ( ! f9ancial
 aid adm9i/rator at ! in/itution7 may   
increase su* loan am\nt to an am\nt n   
exce$+ ! annual loan am\nt applicable to
 su* /ud5t "u ?is "p = su* academic ye> 
at ! discretion ( ! f9ancial aid        
adm9i/rator at ! in/itution4  7,c7 ,rule
 ( con/ruction ,no?+ 9 ?is p>agraph %all
 be con/ru$ to au?orize a proration or  
limit+ ( loan am\nts by an in/itution ( 
high] education because ( a /ud5t's     
race1 color1 religion1 sex1 m>ital      
/atus1 age1 disability1 or national     
orig94  7,d7 ,exception = c]ta9 /ud5ts  
,?is p>agraph %all n apply to any /ud5t 
enroll$ 9 a program ( /udy at an        
eligible in/itution z ( ,june #cj1      
#bjbd1 or any loans made "u ?is "p to   
su* /ud5t = su* enrollm5t1 dur+ ! p]iod 
requir$ = ! completion ( su* program4  4