,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #bdbc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #cj1 #bjbc,mr4   
,f9/ad 7= himself1 ,mr4 ,panetta1 ,mrs4 
,fis*ba*1 ,mr4 ,la,malfa1 & ,ms4 ,craig7
 introduc$ ! foll[+ bill2 :i* 0 ref]r$  
to ! ,committee on ,agriculture1 & 9    
addition to ! ,committee on ,f9ancial   
,s]vices1 = a p]iod to be subsequ5tly   
det]m9$ by ! ,speak]1 9 ea* case =      
consid]ation ( su* provisions z fall )9 
! jurisdiction ( ! committee conc]n$  ,a
 ,,bill  ,to affirm t ! ,f>m ,cr$it     
,adm9i/ration is ! sole & indep5d5t     
regulator ( ! ,f>m ,cr$it ,sy/em4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,f>m ,cr$it ,adm9i/ration ,indep5d5t    
,au?ority ,act4  #b4 ,f>m] loan data    
collection  7a7 ,9 g5]al ,! ,f>m ,cr$it 
,act ( #aiga 7#ab ,u4,s4,c4 #bjja et    
seq47 is am5d$ by ins]t+ aft] section   
#d4ai ! foll[+3  #d4bj4 ,small f>m] loan
 data collection  7a7 ,purpose ,!       
purpose ( ?is section is to affirm t !  
,f>m ,cr$it ,adm9i/ration is ! sole &   

indep5d5t regulator ( ! ,f>m ,cr$it     
,sy/em4  7b7 ,def9ition ,9 ?is section1 
! t]m small f>m] means a small f>m]1    
ran*]1 or produc] or h>ve/] ( aquatic   
products z def9$ pursuant to section    
#d4ai4  7c7 ,collection ( demographic   
data by ,f>m ,cr$it ,sy/em l5d]s        
,not)/&+ any o!r provision ( law1 ,f>m  
,cr$it ,sy/em in/itutions1 pursuant to  
regulations promulgat$ by ! ,f>m ,cr$it 
,adm9i/ration1 %all-- 7#a7 reque/ t loan
 applicants & borr[]s t are small f>m]s 
disclose in=mation id5tify+ _! race1    
sex1 & e?nicity2  7#b7 collect & ma9ta9 
! in=mation result+ f ! reque/s2 &  7#c7
 report to ! ,f>m ,cr$it ,adm9i/ration  
on an annual basis ! in=mation collect$ 
pursuant to ! reque/s4  7d7 ,directions 
to ! ,f>m ,cr$it ,adm9i/ration ,! ,f>m  
,cr$it ,adm9i/ration-- 7#a7 %all collect
 ! in=mation ga!r$ by ,f>m ,cr$it ,sy/em
 in/itutions "u ?is section & make !    
in=mation available to ! public on an   
annual basis2 &  7#b7 %all n require1 9 
prescrib+ regulations to implem5t ?is   

section1 t any ,f>m ,cr$it ,sy/em       
in/itution contradict ! wi%es ( a cu/om]
 :o does n wi% to volunt>ily report     
race1 sex1 or e?nicity by requir+ ! ,f>m
 ,cr$it ,sy/em in/itution to report !   
race1 sex1 or e?nicity ( ! cu/om] bas$  
on visual obs]vation1 surname1 or any   
o!r me?od4  7e7 ,protection ( p]sonally 
id5tifiable in=mation ,9 report+ !      
in=mation collect$ "u ?is section1 !    
,f>m ,cr$it ,adm9i/ration %all n include
 any in=mation t w\ld reveal ! id5tify (
 any loan applicant or borr[]4  7f7     
,effective date ,?is section %all apply 
only to applications receiv$ & loans    
made #a ye> or m aft] ! date ( !        
enactm5t ( ?is section4  4  #c4 ,con=m+ 
am5dm5ts ,section #gjd;,b7h77#a7 ( !    
,equal ,cr$it ,opportunity ,act 7#ae    
,u4,s4,c4 #afia;c-#b7;h77#a77 is am5d$  
by ins]t+ 1 o!r ?an any entity t is     
sup]vis$ by ! ,f>m ,cr$it ,adm9i/ration 
be=e ! p]iod at ! end4