,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #bcif  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #bi1 #bjbc,mr4   
,torres ( ,new ,york introduc$ ! foll[+ 
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,f9ancial ,/ability ,act ( #bjaj to   
require ! ,f9ancial ,/ability ,ov]sight 
,c\ncil to monitor social m$ia plat=ms =
 indicators ( a bank run or f9ancial    
panic1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,social 
,m$ia ,bank ,run ,act4  #b4 ,monitor+   
social m$ia = f9ancial in/ability ,!    
,f9ancial ,/ability ,act ( #bjaj 7#ab   
,u4,s4,c4 #ecaa et seq47 is am5d$-- 7#a7
 9 section #ajb7;a71 by add+ at ! end ! 
foll[+3  7#h7 ,social m$ia plat=m ,! t]m
 social m$ia plat=m means a plat=m      
provid$ ov] ! int]net 7includ+ a website
 or onl9e application7 t-- 7,a7 p]mits a
 p]son to create an acc\nt or a pr(ile =
 ! purpose ( g5]at+1 %>+1 & view+       
us]-g5]at$ cont5t ?r\gh su* acc\nt or   
pr(ile2  7,b7 enables us]s to g5]ate    

cont5t & %>e su* cont5t s t su* cont5t c
 be view$ by o!r us]s ( ! plat=m2  7,c7 
enables us]s to view cont5t g5]at$ by   
o!r us]s ( ! plat=m2 &  7,d7 enables    
us]s to p>ticipate 9 social network+ )  
o!r us]s ( ! plat=m4  2 &  7#b7 9       
section #aab7;a77#b7-- 7,a7 9           
subp>agraph 7,m77ii7 by /rik+ & at !    
end2  7,b7 9 subp>agraph 7,n77vi77,,iii7
 by /rik+ ! p]iod & ins]t+ 2 &2 &  7,c7 
by add+ at ! end ! foll[+3  7,o7 monitor
 social m$ia plat=ms = any indicator (--
 7i7 a pot5tial bank run2 or  7ii7      
f9ancial panic at a level t pot5tially  
?reat5s ! f9ancial /ability ( ! ,unit$  
,/ates4  4  #c4 ,/udy on ! effects (    
social m$ia on f9ancial in/ability  7a7 
,9 g5]al ,! ,f9ancial ,/ability         
,ov]sight ,c\ncil %all conduct a /udy to
 det]m9e if ! cont5t on social m$ia     
plat=ms effects f9ancial panic & bank   
runs4  7b7 ,report ,! ,c\ncil %all      
submit a report to ! ,congress conta9+  
all f9d+s & det]m9ations made 9 c>ry+   
out ! /udy requir$ "u subsection 7a74   

7c7 ,social m$ia plat=m def9$ ,! t]m    
social m$ia plat=m %all h ! mean+ giv5  
to su* t]m 9 section #ajb7;a7 ( !       
,f9ancial ,/ability ,act ( #bjaj 7#ab   
,u4,s4,c4 #ecaa74