,i  #aah? ,,congress  #a/ ,session  ,h4 
,r4 #agdi  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #bc1 #bjbc,mr4   
,fitzg]ald 7= himself1 ,mr4 ,norman1    
,mr4 ,fallon1 & ,mrs4 ,mill] ( ,ill9ois7
 introduc$ ! foll[+ bill2 :i* 0 ref]r$  
to ! ,committee on ! ,judici>y1 & 9     
addition to ! ,committees on ,small     
,bus9ess1 & ,f9ancial ,s]vices1 = a     
p]iod to be subsequ5tly det]m9$ by !    
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to      
impose additional requirem5ts = cov]$   
ag5cies 9 regulatory flexibility        
analysis4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,mak+ ! ,,cfpb ,acc\ntable 
to ,small ,bus9esses ,act ( #bjbc4  #b4 
,rulemak+ "u ,dodd-,frank ,wall ,/reet  
,re=m & ,consum] ,protection ,act       
,section #ajbb7;b77#b77;,a7 ( !         
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7#ab ,u4,s4,c4
 #eeab7;b77#b77;,a77 is am5d$--  7#a7 9 
clause 7i71 by /rik+ & at ! end2  7#b7 9

 clause 7ii71 by /rik+ ! semicolon at ! 
end & ins]t+ 2 &2 &  7#c7 by add+ at !  
end ! foll[+3  7iii7 ! impact ( propos$ 
rules on small entities1 9 accordance ) 
section #fji ( title #e1 ,unit$ ,/ates  
,code2  4  #c4 ,initial regulatory      
flexibility analysis ,section           
#fjc7;d77#a7 ( title #e1 ,unit$ ,/ates  
,code1 is am5d$-- 7#a7 9 subp>agraph    
7,b71 by /rik+ & at ! end2  7#b7 9      
subp>agraph 7,c71 by /rik+ ! p]iod &    
ins]t+ 2 &2 &  7#c7 by add+ at ! end !  
foll[+3  7,d7 :]e ! cov]$ ag5cy does n  
adopt any alt]natives describ$ 9        
p>agraphs 7#a7 ?r\gh 7#d7 ( subsection  
7c71 a detail$ ju/ification ( ! cov]$   
ag5cy's det]m9ation t ! relative size & 
res\rces ( small entities %\ld h no be>+
 on ! rule1 support$ by factual1 policy 
& legal reasons4  4  #d4 ,f9al          
regulatory flexibility analysis ,section
 #fjd7;a7 ( title #e1 ,unit$ ,/ates     
,code1 is am5d$ 9 ! second p>agraph 7#f7
 to read z foll[s3  7#g7 = a cov]$      
ag5cy1 z def9$ 9 section #fji7;d77#b71 a

 description ( ! /eps ! ag5cy has tak5  
to m9imize any additional co/ ( cr$it = 
small entities &1 :]e no significant    
alt]natives = small entities 0 adopt$1 a
 detail$ ju/ification ( ! cov]$ ag5cy's 
det]m9ation t ! relative size & res\rces
 ( small entities %\ld h no be>+ on !   
rule1 support$ by factual1 policy &     
legal reasons4  4