,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #ajeaj  ,,9 ,,! ,,h\se ,,(         
,,repres5tatives  ,decemb] #ah1 #bjbd   
,ms4 ,wat]s introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on ,f9ancial  
,s]vices  ,a ,,bill  ,to p]man5tly ext5d
 c]ta9 enhancem5ts relat$ to cr$it      
unions1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z ! ,c5tral 
,liquidity ,facility ,enhancem5t ,act4  
#b4 ,p]man5t ext5sion ( c]ta9           
enhancem5ts  7a7 ,def9itions ,section   
#cjb7a7 ( ! ,f$]al ,cr$it ,union ,act   
7#ab ,u4,s4,c4 #agie;a7#a77 is am5d$1 9 
! matt] prec$+ subp>agraph 7,a71 by     
/rik+ prim>ily s]v+ natural p]sons4  7b7
 ,memb]%ip ,section #cjd7;b77#b7 ( !    
,f$]al ,cr$it ,union ,act 7#ab ,u4,s4,c4
 #agie;c7b77#b77 is am5d$ by /rik+ all  
^? cr$it unions & ins]t+ su* cr$it      
unions z ! ,bo>d may 9 its discretion   
det]m9e4  7c7 ,ext5sions ( cr$it        
,section #cjf7;a77#a7 ( ! ,f$]al ,cr$it 
,union ,act 7#ab ,u4,s4,c4              
#agie;e7a77#a77 is am5d$1 9 ! second    

s5t5ce1 by /rik+ ! int5t ( :i* is to    
exp& cr$it union portfolios & ins]t+ )\t
 fir/ hav+ obta9$ evid5ce f ! applicant 
t ! applicant has made reasonable ef=ts 
to fir/ use prim>y s\rces ( liquidity ( 
! applicant1 includ+ balance %eet &     
m>ket fund+ s\rces1 to address !        
liquidity ne$s ( ! applicant4  7d7      
,borr[+ limit ,section #cjg7;a77#d77;,a7
 ( ! ,f$]al ,cr$it ,union ,act 7#ab     
,u4,s4,c4 #agie;f7a77#d77;,a77 is am5d$ 
by /rik+ twelve times ! subscrib$       
capital /ock & surplus ( ! ,facility1   
provid$ t1 ! total face value ( su*     
obligations %all n exce$ #af times !    
subscrib$ capital /ock & surplus ( !    
,facility = ! p]iod beg9n+ on ! date (  
enactm5t ( ! ,coronavirus ,economic     
,/abilization ,act ( #bjbj & end+ on    
,decemb] #ca1 #bjba & ins]t+ #af times !
 subscrib$ capital /ock & surplus ( !   
,facility4  #c4 ,,gao /udy  7a7 ,/udy ,!
 ,comptroll] ,g5]al ( ! ,unit$ ,/ates   
%all c>ry out a /udy ( ! impact ( !     
enhancem5ts made to ! ,national ,cr$it  

,union ,adm9i/ration ,c5tral ,liquidity 
,facility by section #djaf ( ! ,,c>es   
,act & section #b ( ?is ,act4  7b7      
,report ,n lat] ?an ! end ( ! #ab-mon?  
p]iod beg9n+ on ! date ( enactm5t ( ?is 
,act1 ! ,comptroll] ,g5]al %all issue a 
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate conta9+-- 7#a7 all  
f9d+s & det]m9ations made 9 c>ry+ out ! 
/udy requir$ "u subsection 7a72 &  7#b7 
any adm9i/rative or legislative         
recomm5dations ( ! ,comptroll] ,g5]al to
 improve ! effectiv5ess ( ! ,national   
,cr$it ,union ,adm9i/ration ,c5tral     
,liquidity ,facility4