,i  #aah? ,,congress  #b;d ,session  ,h4
 ,r4 #ajbdc  ,,9 ,,! ,,h\se ,,(         
,,repres5tatives  ,novemb] #ba1         
#bjbd,ms4 ,velzquez introduc$ ! foll[+  
bill2 :i* 0 ref]r$ to ! ,committee on   
,small ,bus9ess  ,a ,,bill  ,to am5d !  
,small ,bus9ess ,act to e/abli%         
requirem5ts relat+ to ! submission ( tax
 returns or tax return transcripts = a  
disa/] loan1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,disa/] ,loan ,equity = ,t]ritories ,act
 ( #bjbd4  #b4 ,disa/] loan tax         
requirem5ts ,section #g7;b7 ( ! ,small  
,bus9ess ,act 7#ae ,u4,s4,c4 #fcf7;b77  
is am5d$-- 7#a7 by r$esignat+ ! second  
p>agraph 7#af7 7relat+ to /atute (      
limitations7 z p>agraph 7#ag72 &  7#b7  
by ins]t+ aft] p>agraph 7#ag71 z s      
r$esignat$1 ! foll[+ new p>agraph3      
7#ah7 ,tax return requirem5t  7,a7 ,9   
g5]al ,! ,adm9i/rator %all require an   
applicant = a loan "u ?is subsection to 
submit a tax return or tax return       
transcript be=e approval ( su* loan4    

7,b7 ,exception ,not)/&+ subp>agraph    
7,a71 ! ,adm9i/rator %all provide       
conditional loan approval to an         
applicant :o is a resid5t ( a t]ritory &
 does n pay ,f$]al income taxes if loan 
proce$s w n be disburs$ to ! applicant  
until ! applicant submits a tax return  
or tax return transcript f ! relevant   
tax ag5cy ( ! t]ritory 9 :i* ! applicant
 resides4  7,c7 ,facilitation ,!        
,adm9i/rator %all facilitate ! reque/ ( 
an applicant to ! ,int]nal ,rev5ue      
,s]vice or ! relevant tax ag5cy = ! tax 
return or tax return transcript ( !     
applicant t is made = ! purposes ( ?is  
p>agraph4  7,d7 ,t]ritory def9$ ,9 ?is  
p>agraph1 ! t]m t]ritory means ,am]ican 
,samoa1 ,guam1 ! ,commonweal? ( ,pu]to  
,rico1 ! ,nor!rn ,m>iana ,isl&s1 or !   
,unit$ ,/ates ,virg9 ,isl&s4  4