,i #aahth ,,congress #b;d ,session ,h4 ,r4 #ajbac ,,in ,,the ,,house ,,of ,,representatives ,november #ba1 #bjbd,mr4 ,flood 7for himself and ,ms4 ,williams of ,georgia7 introduced the following bill2 which was referred to the ,committee on ,financial ,services ,a ,,bill ,to establish a whole-home repairs program for eligible homeowners and eligible landlords1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,whole-,home ,repairs ,act of #bjbd4 #b4 ,definitions ,in this ,act3 7#a7 ,affordable unit ,the term affordable unit means a unit with a rental payment that is affordable to a tenant with an income at or below #hj percent of the area median income1 as defined by the ,secretary4 7#b7 ,assisted unit ,the term assisted unit means a unit that undergoes repair or rehabilitation work through a whole-home repairs program administered by an implementing organization under this ,act4 7#c7 ,eligible homeowner ,the term eligible homeowner means a homeowner-- 7,a7 with a household income that-- 7i7 is not more than #hj percent of the area median income2 7ii7 is not more than #bjj percent of the ,federal poverty guidelines1 as determined by the ,secretary of ,health and ,human ,services2 or 7iii7 meets the income eligibility criteria of another program used by a ,federal agency for programs focusing on families of limited means1 as determined by the ,secretary2 and 7,b7 who is-- 7i7 an owner of record as evidenced by a publicly recorded deed and occupies the home on which repairs are to be conducted as their principal residence2 7ii7 an owner-occupant of the manufactured home on which repairs are to be conducted2 or 7iii7 an equitable owner who can demonstrate an ownership interest in the property on which repairs are to be conducted1 including a person who has inherited an interest in that property4 7#d7 ,eligible landlord ,the term eligible landlord means an individual-- 7,a7 who owns1 as determined by the relevant implementing organization1 fewer than #aj residential rental properties1 with a majority of affordable units and not more than #ej total units1 operated as primary residences in which a majority ownership interest is held by the individual1 the spouse of the individual1 or the dependent children of the individual1 or any closely held legal entity controlled by the individual1 the spouse of the individual1 or the dependent children of the individual1 either individually or collectively2 and 7,b7 who agrees to the provisions described in section #c7;c74 7#e7 ,eligible rental property ,the term eligible rental property is a residential property that is leased1 or offered exclusively for lease1 as a primary residence4 7#f7 ,forgivable loan ,the term forgivable loan means a loan-- 7,a7 made to an eligible landlord2 7,b7 that is secured by a lien recorded against a residential property2 and 7,c7 that may be forgiven by the implementing organization not later than the date that is #c years after the completion of the repairs if the eligible landlord has maintained compliance with the loan agreement described in section #c7;c74 7#g7 ,implementing organization ,the term implementing organization-- 7,a7 means a unit of general local government or a ,state that will administer a whole-home repairs program through an agency1 department1 or other entity or enter into agreements with #a or more local governments1 municipal authorities1 other governmental authorities1 or qualified nonprofits to administer a whole-home repairs program as a sub-recipient2 and 7,b7 does not include a redundant entity in a jurisdiction already served by a grantee under section #c4 7#h7 ,indian ,tribe ,the term ,indian ,tribe has the meaning given the term ,indian tribe in section #d of the ,native ,american ,housing ,assistance and ,self-,determination ,act of #aiif 7#be ,u4,s4,c4 #dajc74 7#i7 ,qualified nonprofit ,the term qualified nonprofit means a nonprofit organization that has-- 7,a7 received funding1 as a recipient or subrecipient1 through-- 7i7 the ,community ,development ,block ,grant program under title ,i of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja et seq472 7ii7 the ,,home ,investment ,partnerships program under subtitle ,a of title ,,ii of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgda et seq472 7iii7 the ,lead-,based ,paint ,hazard ,reduction grant program under section #ajaa of the ,residential ,lead-,based ,paint ,hazard ,reduction ,act of #aiib 7#db ,u4,s4,c4 #dheb7 or a grant under the ,healthy ,homes ,initiative administered by the ,secretary pursuant to sections #eja and #ejb of the ,housing and ,urban ,development ,act of #aigj 7#ab ,u4,s4,c4 #agjaz-#a1 #agjaz-#b72 7iv7 the ,self-,help and ,assisted ,homeownership ,opportunity program authorized under section #aa of the ,housing ,opportunity ,program ,extension ,act of #aiif 7#db ,u4,s4,c4 #abhje note72 7v7 a rural housing program under title ,v of the ,housing ,act of #aidi 7#db ,u4,s4,c4 #adga et seq472 7vi7 the ,neighborhood ,reinvestment ,corporation established under the ,neighborhood ,reinvestment ,corporation ,act 7#db ,u4,s4,c4 #haja et seq472 or 7vii7 any other program as determined by the ,secretary2 7,b7 coordinated1 performed1 or otherwise been engaged in weatherization1 lead remediation1 or home-repair work for not less than #b years2 or 7,c7 been certified by the ,environmental ,protection ,agency1 or by a ,state authorized by the ,environmental ,protection ,agency to administer a certification program1 as-- 7i7 eligible to carry out activities under the lead renovation1 repair and painting program2 or 7ii7 a ,home ,certification ,organization under the ,energy ,star program established by section #cbd;,a of the ,energy ,policy and ,conservation ,act 7#db ,u4,s4,c4 #fbid;a7 or the ,water,sense program under section #cbd;,b of that ,act 7#db ,u4,s4,c4 #fbid;b71 or recognized or otherwise approved by the ,environmental ,protection ,agency as a ,home ,certification ,organization under either of those programs4 7#aj7 ,secretary ,the term ,secretary means the ,secretary of ,housing and ,urban ,development4 7#aa7 ,state ,the term ,state means-- 7,a7 each ,state of the ,united ,states2 7,b7 the ,district of ,columbia2 7,c7 the ,commonwealth of ,puerto ,rico2 7,d7 any territory or possession of the ,united ,states2 and 7,e7 an ,indian ,tribe4 7#ab7 ,whole-home repairs ,the term whole-home repairs means modifications1 repairs1 or updates to homeowner or renter-occupied units to address-- 7,a7 physical and sensory accessibility for individuals with disabilities and older adults1 such as bathroom and kitchen modifications1 installation of grab bars and handrails1 guards and guardrails1 lifting devices1 ramp additions or repairs1 sidewalk addition or repair1 or doorway or hallway widening2 7,b7 habitability and safety concerns1 such as repairs needed to ensure residential units are fit for human habitation and free from defective conditions or health and safety hazards2 7,c7 energy and water efficiency1 resilience1 and weatherization2 or 7,d7 other conditions as determined by the ,secretary4 #c4 ,pilot program 7a7 ,establishment ,not later than #a year after the date of enactment of this ,act1 the ,secretary shall establish a pilot program to provide grants to implementing organizations to administer a whole-home repairs program for eligible homeowners and eligible landlords4 7b7 ,use of funds ,an implementing organization that receives a grant under this section-- 7#a7 shall provide grants to eligible homeowners to implement whole-home repairs up to a maximum amount per unit1 which maximum amount should-- 7,a7 reflect local construction costs2 7,b7 be calculated by the implementing organization2 and 7,c7 be approved by the ,secretary2 7#b7 shall provide loans1 which may be forgivable loans1 to eligible landlords to implement whole-home repairs for individual affordable units1 public and common use areas within the property1 and common structural elements up to a maximum amount per unit1 area1 or element1 as applicable1 which maximum amount should-- 7,a7 reflect local construction costs2 7,b7 be calculated by the implementing organization2 and 7,c7 be approved by the ,secretary2 7#c7 shall evaluate1 or provide assistance to eligible homeowners and eligible landlords to evaluate1 whole-home repair program funds provided under this section with ,federal1 ,state1 and local home repair programs to provide the greatest benefit to the greatest number of eligible landlords and eligible homeowners and avoid redundancy2 7#d7 shall ensure that-- 7,a7 all repairs funded or facilitated through an award under this section have been completed2 7,b7 if repairs are not completed and the plan for whole-home repairs is not updated to reflect the new scope of work1 that the loan or grant is repaid on a prorated basis based on completed work2 and 7,c7 any unused grant or loan balance is returned to the implementing organization2 7#e7 may use not more than #aj percent of the awarded funds to carry out related functions1 including workforce training1 which shall be related to efforts to increase the number of home repairs performed and approved by the ,secretary2 7#f7 may use not more than #aj percent of the awarded funds for administrative expenses2 and 7#g7 shall comply with ,federal accessibility requirements and standards under applicable ,federal fair housing and civil rights laws and regulations1 including section #ejd of the ,rehabilitation ,act of #aigc 7#bi ,u4,s4,c4 #gid74 7c7 ,loan agreement ,in a loan agreement with an eligible landlord under this section1 an implementing organization shall include provisions establishing that the eligible landlord shall1 for each eligible rental property for which a loan is used to fund repairs under this section-- 7#a7 comply with ,federal accessibility requirements and standards under applicable ,federal fair housing and civil rights laws and regulations1 including section #ejd of the ,rehabilitation ,act of #aigc 7#bi ,u4,s4,c4 #gid72 and 7#b7 7,a7 if the landlord is renting the assisted units available in the eligible rental property to tenants receiving tenant-based rental assistance under section #h7o7 of the ,united ,states ,housing ,act of #aicg 7#db ,u4,s4,c4 #adcg;f7o771 under another tenant-based rental assistance program administered by the ,secretary or the ,secretary of ,agriculture1 or under a tenant-based rental subsidy provided by a ,state or local government1 comply with the program requirements under the relevant tenant-based rental assistance program2 or 7,b7 if the eligible landlord is not renting to tenants receiving rental-based assistance as described in subparagraph 7,a7-- 7i7 7,i7 offer to extend the lease of current tenants on current terms1 other than the terms described in clause 7iv71 for not less than #c years beginning after the completion of the repairs1 unless the lease is terminated due to failure to pay rent1 property damage1 performance of an illegal act within the rental unit1 a direct threat to the safety of the tenants1 or a violation of an obligation of tenancy that the tenants failed to correct after notice2 and 7,,ii7 if the tenant of an assisted unit moves out of the assisted unit at any point in the #c-year period following the loan agreement1 maintain the unit as an affordable unit2provide documentation verifying that the property1 upon completion of approved renovations1 has met all applicable ,state and local housing and building codes2 7ii7 attest that the landlord has no known serious violations of renter protections that have resulted in fines1 penalties1 or judgments during the preceding #aj years2 and 7iii7 cap annual rent increases for each assisted unit at #e percent of base rent or inflation1 whichever is lower1 for not less than #c years beginning after the completion of the repairs4 7d7 ,application 7#a7 ,in general ,an implementing organization desiring an award under this section shall submit to the ,secretary an application that includes-- 7,a7 the geographic scope of the whole-home repairs program to be administered by the implementing organization1 including the plan to address need in any rural1 suburban1 or urban area within a jurisdiction2 7,b7 a plan for selecting sub-recipients1 if applicable2 7,c7 how the implementing organization plans to execute the coordination of ,federal1 ,state1 and local home repair programs1 including programs administered by the ,department of ,energy or the ,department of ,agriculture1 to increase efficiency and reduce redundancy2 7,d7 available data on the need for affordable and quality housing1 and any plans to preserve affordability through the term of the award2 7,e7 how the implementing organization plans to process and verify applications for grants from eligible homeowners and applications for loans from eligible landlords2 and 7,f7 such other information as the ,secretary requires to determine the ability of an applicant to carry out a program under this section4 7#b7 ,considerations ,in making awards under this section1 the ,secretary shall-- 7,a7 with respect to applications submitted by ,states other than the ,district of ,columbia and the territories of the ,united ,states1 prioritize those applications with a demonstrated plan to-- 7i7 make a good faith effort to implement the pilot program in every jurisdiction2 and 7ii7 provide non-metropolitan areas1 or sub-recipients serving non-metropolitan areas if applicable1 with a share of total funds commensurate to their population2 7,b7 aim to select applicants so that the awardees collectively span diverse geographies1 with an intent to understand the impact of the pilot program under this section in urban1 suburban1 rural1 and ,tribal settings2 and 7,c7 not disqualify implementing organizations that were awarded grants under the pilot program in prior application cycles4 7e7 ,program information ,the ,secretary shall make available to grant recipients under this section information regarding existing ,federal programs for which grant recipients may coordinate or provide assistance in coordinating applications for those programs in accordance with subsection 7b77#c74 7f7 ,grant number ,in each year in which an award is made under this section1 the ,secretary shall award assistance to-- 7#a7 not less than #b1 and not more than #aj1 implementing organizations1 as application numbers and funding permit2 and 7#b7 not more than #a implementing organization in any ,state4 7g7 ,loans that are not forgiven ,if a loan made by an implementing organization under subsection 7b77#b7 is not forgiven1 the loan repayment funds may be reused by the implementing organization for a new whole-home repair grant or loan under this section4 7h7 ,supplement1 not supplant ,amounts awarded under this section to implementing organizations shall supplement1 not supplant1 other ,federal1 ,state1 and local funds made available to those entities4 7i7 ,streamlining program delivery and ensuring efficiency ,to the extent possible1 in carrying out the pilot program under this section1 the ,secretary shall-- 7#a7 endeavor to improve efficiency of service delivery1 as well as the experience of and impact on the taxpayer1 by encouraging programmatic collaboration and information sharing across ,federal1 ,state1 and local programs for home repair or improvement1 including programs administered by the ,department of the ,agriculture2 and 7#b7 enhance collaboration and cross-agency streamlining efforts that reduce the burdens of multiple income verification processes and applications on the eligible homeowner1 the eligible landlord1 the implementing organization1 and the ,federal ,government1 including by establishing assistance application procedures for income eligibility under this ,act that recognize income eligibility determinations for assistance using any of the criteria under section #b7b77;,a7 that have been used for assistance applications during the #a-year period preceding the date on which an eligible homeowner or eligible landlord applies for assistance under this ,act4 7j7 ,reporting requirements 7#a7 ,annual report ,an implementing organization that receives a grant under this section shall submit to the ,secretary an annual report on initial funding that includes-- 7,a7 the number of units served1 including reporting on both homeownership and rental units2 7,b7 the average cost per unit for modifications or repairs and the nature of those modifications or repairs1 including reporting on both homes and rental units2 7,c7 the number of applications received1 served1 denied1 or not completed2 7,d7 the aggregated demographic data of grant recipients1 which may include data on income range1 urban1 suburban1 and rural residency1 age1 and racial and ethnic identity2 7,e7 the aggregated demographic data of loan recipients1 which may include data on income range1 urban1 suburban1 and rural residency1 age1 and racial and ethnic identity2 7,f7 in the first year of receiving a grant1 and as certified in subsequent reports1 a comprehensive plan to prevent waste1 fraud1 and abuse in the administration of the pilot program1 which shall include1 at a minimum-- 7i7 a policy enacted and enforced by the implementing organization to monitor ongoing expenditures under this title and ensure compliance with applicable regulations1 including compliance with ,federal accessibility requirements2 7ii7 a policy enacted and enforced by the implementing organization to detect and deter fraudulent activity1 including fraud occurring in individual projects and patterns of fraud by parties involved in the expenditure of funds under this section2 7iii7 a statement setting forth any violations detected by the implementing organization during the previous calendar year1 including details about steps taken to achieve compliance and any remedial measures2 and 7iv7 a certification by the chief executive or most senior compliance officer of the organization that the organization maintains sufficient staff and resources to effectively carry out the above-mentioned policies2 and 7,g7 such other information as the ,secretary may require4 7#b7 ,reporting requirement alignment ,to limit the costs of implementing the pilot program under this section1 the ,secretary shall endeavor1 to the extent possible1 to structure reporting requirements such that they align with the data reporting requirements in place for funding streams that implementing organizations are likely to use in partnership with funding from this section1 including the reporting requirements under-- 7,a7 the ,community ,development ,block ,grant program under title ,i of the ,housing and ,community ,development ,act of #aigd 7#db ,u4,s4,c4 #ecja et seq472 7,b7 the ,,home ,investment ,partnerships program under subtitle ,a of title ,,ii of the ,cranston-,gonzalez ,national ,affordable ,housing ,act 7#db ,u4,s4,c4 #abgda et seq472 7,c7 the ,weatherization ,assistance ,program for low-income persons established under part ,a of title ,,iv of the ,energy ,conservation and ,production ,act 7#db ,u4,s4,c4 #fhfa et seq472 and 7,d7 the ,native ,american ,housing ,assistance and ,self-determination ,act of #aiif 7#be ,u4,s4,c4 #daja et seq474 7#c7 ,pilot program period reports ,not less frequently than twice during the period in which the pilot program established under this section operates1 the ,office of the ,inspector ,general of the ,department of ,housing and ,urban ,development shall complete an assessment of the implementation of measures to ensure the fair and legitimate use of the pilot program4 7#d7 ,summary to ,congress ,the ,secretary shall submit to the ,committee on ,banking1 ,housing1 and ,urban ,affairs of the ,senate and the ,committee on ,financial ,services of the ,house of ,representatives an annual report providing a summary of the data provided under paragraphs 7#a7 and 7#c7 during the #a-year period preceding the report and all data previously provided under those paragraphs4 7k7 ,funding ,the ,secretary is authorized to use up to #be1jjj1jjj of funds made available as provided in appropriations ,acts for programs administered by the ,office of ,lead ,hazard ,control and ,healthy ,housing to carry out the pilot program under this section4 7l7 ,termination ,the pilot program established under this section shall terminate on ,october #a1 #bjbi4