,,ii  #aag? ,,congress  #b;d ,session   
,s4 #dhca  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #ac1         
#bjbb,mr4 ,lee 7= himself & ,mr4 ,braun7
 introduc$ ! foll[+ bill2 :i* 0 read    
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,f$]al ,res]ve ,act  
to limit ! ability ( ,f$]al ,res]ve     
banks to issue c5tral bank digital      
curr5cy4  #a4 ,%ort title ,?is ,act may 
be cit$ z ! ,no ,c5tral ,bank ,digital  
,curr5cy ,act or ! ,no ,,cbdc ,act4  #b4
 ,c5tral bank digital curr5cy ,section  
#ac ( ! ,f$]al ,res]ve ,act is am5d$ by 
add+ aft] ! #ad? undesignat$ p>agraph   
7#ab ,u4,s4,c4 #cdg;d7 ! foll[+3  ,no   
,f$]al res]ve bank1 ! ,bo>d1 ! ,secret>y
 ( ! ,treasury1 any o!r ag5cy1 or any   
entity direct$ to act on behalf ( !     
,f$]al res]ve bank1 ! ,bo>d1 !          
,secret>y1 or o!r ag5cy1 may m9t or     
issue a c5tral bank digital curr5cy     
directly to an individual 7includ+      
c5tral bank digital curr5cy issu$ to an 

individual ?r\gh a cu/odial int]m$i>y7  
or a digital curr5cy int]m$i>y1 (f]     
relat$ products or s]vices directly to  
an individual1 or ma9ta9 an acc\nt on   
behalf ( an individual 7includ+ an      
acc\nt 9 a specially designat$ acc\nt at
 a digital curr5cy int]m$i>y or sup]vis$
 comm]cial bank74 ,no ,f$]al res]ve bank
 may hold digital curr5cies m9t$ or     
issu$ by ! ,unit$ ,/ates ,gov]nm5t z    
assets or liabilities on _! balance     
%eets or use su* digital curr5cies z "p 
( fulfill+ ! requirem5ts "u section     
#b;,a4  4