,,ii  #aag? ,,congress  #b;d ,session   
,s4 #dhjd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #h1 #bjbb,mr4
 ,murphy 7= himself1 ,ms4 ,smi?1 & ,mr4 
,lujn7 introduc$ ! foll[+ bill2 :i* 0   
read twice & ref]r$ to ! ,committee on  
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to provide = civil monet>y  
p5alties = violations ( m5tal heal?     
p>ity requirem5ts4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,p>ity ,en=cem5t  
,act ( #bjbb4  #b4 ,civil monet>y       
p5alties = p>ity violations  7a7 ,civil 
monet>y p5alties relat+ to p>ity 9 m5tal
 heal? & sub/ance use disord]s ,section 
#ejb7;c77#aj7 ( ! ,employee ,retirem5t  
,income ,security ,act ( #aigd 7#bi     
,u4,s4,c4 #aacb7;c77#aj77;,a77 is       
am5d$-- 7#a7 9 ! head+1 by /rik+ use (  
g5etic in=mation & ins]t+ use ( g5etic  
in=mation & p>ity 9 m5tal heal? &       
sub/ance use disord] b5efits2 &  7#b7 9 
subp>agraph 7,a7-- 7,a7 by /rik+ any    
plan sponsor ( a gr\p heal? plan &      
ins]t+ any plan sponsor or plan         

adm9i/rator ( a gr\p heal? plan2 &  7,b7
 by /rik+ = any failure & all t foll[s  
?r\gh 9 connection ) ! plan4 & ins]t+ = 
any failure by su* sponsor1 adm9i/rator1
 or issu]1 9 connection ) ! plan-- 7i7  
to meet ! requirem5ts ( subsection      
7a77#a77;,f71 7b77#c71 7c71 or 7d7 (    
section #gjb or section #gja or         
#gjb7;b77#a7 ) respect to g5etic        
in=mation2 or  7ii7 to meet !           
requirem5ts ( subsection 7a7 ( section  
#gab ) respect to p>ity 9 m5tal heal? & 
sub/ance use disord] b5efits4  4  7b7   
,exception to ! g5]al prohibition on    
en=cem5t ,section #ejb ( su* ,act 7#bi  
,u4,s4,c4 #aacb7 is am5d$-- 7#a7 9      
subsection 7a77#f71 by /rik+ or 7#i7 &  
ins]t+ 7#i71 or 7#aj72 &  7#b7 9        
subsection 7b77#c7-- 7,a7 by /rik+      
subsections 7c77#i7 & 7a77#f7 & ins]t+  
subsections 7c77#i71 7c77#aj71 &        
7a77#f72  7,b7 by /rik+ "u subsection   
7c77#i77 & ins]t+ "u subsections 7c77#i7
 & 7c77#aj771 & except ) respect to     
en=cem5t by ! ,secret>y ( section #gab2 

&  7,c7 by /rik+ #gjf7;a77#a7 & ins]t+  
#gcc7;a77#a74  7c7 ,effective date ,!   
am5dm5ts made by subsection 7a7 %all    
apply ) respect to gr\p heal? plans1 or 
any heal? insurance issu] (f]+ heal?    
insurance cov]age 9 connection ) su*    
plan1 = plan ye>s beg9n+ aft] ! date t  
is #a ye> aft] ! date ( enactm5t ( ?is  
,act4