,,ii #aagth ,,congress #b;d ,session ,s4 #dehc ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,july #ba1 #bjbb,ms4 ,hirono 7for herself1 ,ms4 ,smith1 and ,mr4 ,merkley7 introduced the following bill2 which was read twice and referred to the ,committee on ,finance ,a ,,bill ,to amend title ,,ii of the ,social ,security ,act and the ,internal ,revenue ,code of #aihf to make improvements in the old-age1 survivors1 and disability insurance program1 and to provide for ,social ,security benefit protection4 #a4 ,short title and table of contents 7a7 ,short title ,this ,act may be cited as the ,protecting and ,preserving ,social ,security ,act4 7b7 ,table of contents ,the table of contents of this ,act is as follows3 ,sec4 #a4 ,short title and table of contents4,title ,i--,cost-of-,living ,increases,sec4 #aja4 ,consumer ,price ,index for ,elderly ,consumers4,sec4 #ajb4 ,computation of cost-of-living increases4,title ,,ii--,contribution and benefit fairness,sec4 #bja4 ,determination of wages and self-employment income above contribution and benefit base after #bjbb4,sec4 #bjb4 ,inclusion of surplus earnings in ,social ,security benefit formula4,sec4 #bjc4 ,preventing an unintended drop in benefits relating to the application of the ,national ,average ,wage ,index4,title ,,iii--,benefit ,adjustment of ,social ,security ,income ,compensation,sec4 #cja4 ,continuation of benefits through month of beneficiary's death4 ,i ,cost-of-,living ,increases #aja4 ,consumer ,price ,index for ,elderly ,consumers 7a7 ,in ,general ,the ,bureau of ,labor ,statistics of the ,department of ,labor shall prepare and publish an index for each calendar month to be known as the ,consumer ,price ,index for ,elderly ,consumers that indicates changes over time in expenditures for consumption which are typical for individuals in the ,united ,states who are #fb years of age or older4 7b7 ,effective ,date ,subsection 7a7 shall apply with respect to calendar months ending on or after ,july #ca of the calendar year following the calendar year in which this ,act is enacted4 7c7 ,authorization of ,appropriations ,there are authorized to be appropriated such sums as are necessary to carry out the provisions of this section4 #ajb4 ,computation of cost-of-living increases 7a7 ,in general ,section #bae7;i77#a7 of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7;i77#a77 is amended by adding at the end the following new subparagraph3 7,h7 the term ,consumer ,price ,index means the ,consumer ,price ,index for ,elderly ,consumers 7,,cpi-,e1 as published by the ,bureau of ,labor ,statistics of the ,department of ,labor74 4 7b7 ,application to pre-#aigi law 7#a7 ,in general ,section #bae7;i77#a7 of the ,social ,security ,act as in effect in ,december #aigh1 and as applied in certain cases under the provisions of such ,act as in effect after ,december #aigh1 is amended by adding at the end the following new subparagraph3 7,d7 the term ,consumer ,price ,index means the ,consumer ,price ,index for ,elderly ,consumers 7,,cpi-,e1 as published by the ,bureau of ,labor ,statistics of the ,department of ,labor74 4 7#b7 ,conforming amendment ,section #bae7;i77#d7 of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7;i77#d77 is amended by inserting and by section #ajb of the ,protecting and ,preserving ,social ,security ,act after #aihf4 7c7 ,no effect on adjustments under other laws ,section #bae7;i7 of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7;i77 is amended by adding at the end the following3 7#f7 ,any provision of law 7other than in this title or title ,,xvi7 which provides for adjustment of an amount based on a change in benefit amounts resulting from a determination made under this subsection shall be applied and administered without regard to the amendments made by section #ajb of the ,protecting and ,preserving ,social ,security ,act4 4 7d7 ,no effect on eligibility for ,,ssi and ,medicaid ,any increase to an individual's monthly benefit amount under title ,,ii of the ,social ,security ,act as a result of the amendments made by this section shall not be regarded as income or resources for any subsequent month1 for purposes of determining the eligibility of the recipient 7or the recipient's spouse or family7 for benefits or assistance1 or the amount or extent of benefits or assistance1 under the ,supplemental ,security ,income program or the ,medicaid program4 7e7 ,effective date ,the amendments made by this section shall apply to determinations made with respect to cost-of-living computation quarters 7as defined in section #bae7;i77#a77;,b7 of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7;i77#a77;,b777 ending on or after ,september #cj of the second calendar year following the calendar year in which this ,act is enacted4 ,,ii ,contribution and benefit fairness #bja4 ,determination of wages and self-employment income above contribution and benefit base after #bjbb 7a7 ,determination of wages above contribution and benefit base after #bjbb 7#a7 ,amendments to the ,internal ,revenue ,code of #aihf ,section #caba of the ,internal ,revenue ,code of #aihf is amended-- 7,a7 in subsection 7a77#a71 by inserting the applicable percentage 7determined under subsection 7c77#a77 of before that part of the remuneration1 and 7,b7 in subsection 7c71 by striking 7c7 ,included and excluded service4--,for purposes of this chapter1 if and inserting the following3 7c7 ,special rules for wages and employment 7#a7 ,applicable percentage of remuneration in determining wages ,for purposes of paragraph 7#a7 of subsection 7a71 the applicable percentage for a calendar year1 in connection with any calendar year referred to in such paragraph1 shall be the percentage determined in accordance with the following table3 ,the applicable,in the case of3percentage is3,calendar year #bjbchf;,calendar year #bjbdga;,calendar year #bjbeeg;,calendar year #bjbfdc;,calendar year #bjbgbi;,calendar year #bjbhad;,calendar years after #bjbhj4 7#b7 ,included and excluded service ,for purposes of this chapter1 if 4 7#b7 ,amendments to the ,social ,security ,act ,section #bji of the ,social ,security ,act 7#db ,u4,s4,c4 #dji7 is amended-- 7,a7 in subsection 7a77#a7-- 7i7 in subparagraph 7,i7-- 7,i7 by inserting and before #bjbc after #aigd2 and 7,,ii7 by inserting and after the semicolon2 and 7ii7 by adding at the end the following new subparagraph3 7,j7 ,the applicable percentage 7determined under subsection 7l77 of that part of remuneration which1 after remuneration 7other than remuneration referred to in the succeeding subsections of this section7 equal to the contribution and benefit base 7determined under section #bcj7 with respect to employment has been paid to an individual during any calendar year after #bjbb with respect to which such contribution and benefit base is effective1 is paid to such individual during such calendar year2 2 and 7,b7 by adding at the end the following new subsection3 7l7 ,for purposes of subparagraph 7,j7 of subsection 7a77#a71 the applicable percentage for a calendar year1 in connection with any calendar year referred to in such subparagraph1 shall be the percentage determined in accordance with the following table3 ,the applicable,in the case of3percentage is3,calendar year #bjbchf;,calendar year #bjbdga;,calendar year #bjbeeg;,calendar year #bjbfdc;,calendar year #bjbgbi;,calendar year #bjbhad;,calendar years after #bjbhj4 4 7#c7 ,effective date ,the amendments made by this subsection shall apply with respect to remuneration paid in calendar years after #bjbb4 7b7 ,determination of self-,employment income above contribution and benefit base after #bjbb 7#a7 ,amendments to the ,internal ,revenue ,code of #aihf ,section #adjb of the ,internal ,revenue ,code of #aihf is amended-- 7,a7 in subsection 7b77#a71 by inserting an amount equal to the applicable percentage 7as determined under subsection 7d77#b77 of before that part of the net earnings from self-employment1 and 7,b7 in subsection 7d7-- 7i7 by striking 7d7 ,employee and wages4--,the term and inserting the following3 7d7 ,rules and definitions 7#a7 ,employee and wages ,the term 1 and 7ii7 by adding at the end the following3 7#b7 ,applicable percentage of net earnings from self-employment in determining self-employment income ,for purposes of paragraph 7#a7 of subsection 7b71 the applicable percentage for a taxable year beginning in any calendar year referred to in such paragraph shall be the percentage determined in accordance with the following table3 ,the applicable,in the case of3percentage is3,calendar year #bjbchf;,calendar year #bjbdga;,calendar year #bjbeeg;,calendar year #bjbfdc;,calendar year #bjbgbi;,calendar year #bjbhad;,calendar years after #bjbhj4 4 7#b7 ,amendments to the ,social ,security ,act ,section #baa of the ,social ,security ,act 7#db ,u4,s4,c4 #daa7 is amended-- 7,a7 in subsection 7b7-- 7i7 in paragraph 7#a77;,i7-- 7,i7 by striking or after the semicolon2 and 7,,ii7 by inserting and before #bjbc after #aigd2 7ii7 by redesignating paragraph 7#b7 as paragraph 7#c72 and 7iii7 by inserting after paragraph 7#a7 the following new paragraph3 7#b7 ,for any taxable year beginning in any calendar year after #bjbb1 an amount equal to the applicable percentage 7as determined under subsection 7l77 of that part of net earnings from self-employment which is in excess of 7,a7 an amount equal to the contribution and benefit base 7determined under section #bcj7 that is effective for such calendar year1 minus 7,b7 the amount of the wages paid to such individual during such taxable year2 or 2 and 7,b7 by adding at the end the following3 7l7 ,for purposes of paragraph 7#b7 of subsection 7b71 the applicable percentage for a taxable year beginning in any calendar year referred to in such paragraph1 shall be the percentage determined in accordance with the following table3 ,the applicable,in the case of3percentage is3,calendar year #bjbchf;,calendar year #bjbdga;,calendar year #bjbeeg;,calendar year #bjbfdc;,calendar year #bjbgbi;,calendar year #bjbhad;,calendar years after #bjbhj4 4 7#c7 ,effective date ,the amendments made by this subsection shall apply with respect to taxable years beginning during or after calendar year #bjbc4 #bjb4 ,inclusion of surplus earnings in ,social ,security benefit formula 7a7 ,inclusion of surplus average indexed monthly earnings in determination of primary insurance amounts 7#a7 ,in general ,section #bae7;a77#a77;,a7 of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7;a77#a77;,a77 is amended-- 7,a7 in clauses 7i71 7ii71 and 7iii71 by inserting basic before average indexed monthly earnings each place it appears2 7,b7 in clause 7ii71 by striking and at the end2 and 7,c7 by inserting after clause 7iii7 the following new clauses3 7iv7 #c percent of the individual's surplus average indexed monthly earnings to the extent such surplus average indexed monthly earnings do not exceed the excess of the amount established for purposes of this clause by subparagraph 7,b7 over #a_/ab of the contribution and benefit base for the last of such individual's computation base years1 and 7v7 #j4be percent of the sum of the individual's surplus average indexed monthly earnings plus #a_/ab of the contribution and benefit base for the last of such individual's computation base years1 to the extent such sum exceeds the amount established for purposes of clause 7iv7 by subparagraph 7,b74 4 7#b7 ,bend point for surplus earnings ,section #bae7;a77#a77;,b7 of such ,act 7#db ,u4,s4,c4 #dae7;a77#a77;,b77 is amended-- 7,a7 in clause 7ii71 by striking the amounts so established and inserting the amounts established for purposes of clauses 7i7 and 7ii7 of subparagraph 7,a72 7,b7 by redesignating clause 7iii7 as clause 7v72 7,c7 in clause 7v7 7as redesignated71 by inserting or 7iv7 after clause 7ii72 and 7,d7 by inserting after clause 7ii7 the following new clauses3 7iii7 ,for individuals who initially become eligible for old-age or disability insurance benefits1 or who die 7before becoming eligible for such benefits71 in the calendar year #bjbc1 the amount established for purposes of clause 7iv7 of subparagraph 7,a7 shall be #h1icc4 7iv7 ,for individuals who initially become eligible for old-age or disability insurance benefits1 or who die 7before becoming eligible for such benefits71 in any calendar year after #bjbc1 the amount established for purposes of clause 7iv7 of subparagraph 7,a7 shall equal the product of the amount established with respect to the calendar year #bjbc under clause 7iii7 of this subparagraph and the quotient obtained by dividing-- 7,i7 7aa7 the national average wage index 7as defined in section #bji7k77#a77 for the second calendar year preceding the calendar year for which the determination is made1 or 7bb7 if higher 7and if such second calendar year is after #bjbc71 the highest national average wage index 7as so defined7 for any calendar year before such second calendar year1 by 7,,ii7 the national average wage index 7as so defined7 for #bjah4 4 7b7 ,basic ,,aime and surplus ,,aime 7#a7 ,basic ,,aime ,section #bae7;b77#a7 of such ,act 7#db ,u4,s4,c4 #dae7;b77#a77 is amended-- 7,a7 by inserting basic before average2 and 7,b7 in subparagraph 7,a71 by striking paragraph 7#c7 and inserting paragraph 7#c77;,a7 and by inserting before the comma the following3 to the extent such total does not exceed the contribution and benefit base for the applicable year4 7#b7 ,surplus ,,aime 7,a7 ,in general ,section #bae7;b77#a7 of such ,act 7as amended by paragraph 7#a77 is amended-- 7i7 by redesignating subparagraphs 7,a7 and 7,b7 as clauses 7i7 and 7ii71 respectively2 7ii7 by inserting 7,a7 after 7b77#a72 and 7iii7 by adding at the end the following new subparagraph3 7,b7 7i7 ,an individual's surplus average indexed monthly earnings shall be equal to the quotient obtained by dividing-- 7,i7 the total 7after adjustment under paragraph 7#c77;,b77 of such individual's surplus earnings 7determined under clause 7ii77 for such individual's benefit computation years 7determined under paragraph 7#b771 by 7,,ii7 the number of months in those years4 7ii7 ,for purposes of clause 7i7 and paragraph 7#c77;,b71 an individual's surplus earnings for a benefit computation year are the total of such individual's wages paid in and self-employment income credited to such benefit computation year1 to the extent such total 7before adjustment under paragraph 7#c77;,b77 exceeds the contribution and benefit base for such year4 4 7,b7 ,conforming amendment ,the heading for section #bae7;b7 of such ,act is amended by striking ,average ,indexed ,monthly ,earnings and inserting ,basic ,average ,indexed ,monthly ,earnings2 ,surplus ,average ,indexed ,monthly ,earnings4 7#c7 ,adjustment of surplus earnings for purposes of determining surplus ,,aime ,section #bae7;b77#c7 of such ,act 7#db ,u4,s4,c4 #dae7;b77#c77 is amended-- 7,a7 in subparagraph 7,a71 by striking subparagraph 7,b7 and inserting subparagraph 7,c7 and by inserting and determination of basic average indexed monthly income after paragraph 7#b72 7,b7 by redesignating subparagraph 7,b7 as subparagraph 7,c72 and 7,c7 by inserting after subparagraph 7,a7 the following new subparagraph3 7,b7 ,for purposes of determining under paragraph 7#a77;,b7 an individual's surplus average indexed monthly earnings1 the individual's surplus earnings 7described in paragraph 7#b77;,b77ii77 for a benefit computation year shall be deemed to be equal to the product of-- 7i7 the individual's surplus earnings for such year 7as determined without regard to this subparagraph71 and 7ii7 the quotient described in subparagraph 7,a77ii74 4 7c7 ,effective date ,the amendments made by this section shall apply with respect to individuals who initially become eligible 7within the meaning of section #bae7;a77#c77;,b7 of the ,social ,security ,act7 for old-age or disability insurance benefits under title ,,ii of the ,social ,security ,act1 or who die 7before becoming eligible for such benefits71 in any calendar year after #bjbb4 #bjc4 ,preventing an unintended drop in benefits relating to the application of the ,national ,average ,wage ,index 7a7 ,modifications related to computation of primary insurance amount ,section #bae of the ,social ,security ,act 7#db ,u4,s4,c4 #dae7 is amended-- 7#a7 in subsection 7a77#a77;,b77ii77,i7-- 7,a7 in subclause 7,i7-- 7i7 by striking the national and inserting 7aa7 the national2 and 7ii7 by striking 1 by at the end and inserting 2 or2 and 7,b7 by adding at the end of subclause 7,i7 the following3 7bb7 if higher 7and if such second calendar year is after #bjbb71 the highest national average wage index 7as so defined7 for any calendar year before such second calendar year1 by 2 and 7#b7 in subsection 7b77#c77;,a77ii7-- 7,a7 in subclause 7,i7-- 7i7 by striking the national and inserting 7aa7 the national2 and 7ii7 by striking 1 by at the end and inserting 2 or2 and 7,b7 by adding at the end of subclause 7,i7 the following3 7bb7 if higher 7and if such second calendar year is after #bjbb71 the highest national average wage index 7as so defined7 for any calendar year before such second calendar year1 by 4 7b7 ,modification related to reduction of benefits based on disability ,section #bbd7;f77#b77;,b77i7 of such ,act 7#db ,u4,s4,c4 #dbd7;f77#b77;,b77i77 is amended by inserting 7or if higher 7and if such calendar year is after #bjbb71 the highest national average wage index 7as so defined7 for any calendar year before such calendar year7 after made4 ,,iii ,benefit ,adjustment of ,social ,security ,income ,compensation #cja4 ,continuation of benefits through month of beneficiary's death 7a7 ,in general 7#a7 ,old-,age insurance benefits ,section #bjb7;a7 of the ,social ,security ,act 7#db ,u4,s4,c4 #djb7;a77 is amended by striking the month preceding in the matter following subparagraph 7,b74 7#b7 ,wife's insurance benefits 7,a7 ,in general ,section #bjb7;b77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;b77#a77 is amended-- 7i7 by striking and ending with the month in the matter immediately following clause 7ii7 and inserting and ending with the month in which she dies or 7if earlier7 with the month2 7ii7 by striking subparagraph 7,e72 and 7iii7 by redesignating subparagraphs 7,f7 through 7,k7 as subparagraphs 7,e7 through 7,j71 respectively4 7,b7 ,conforming amendment ,section #bjb7;b77#d77;,b7 of such ,act 7#db ,u4,s4,c4 #djb7;b77#d77;,b77 is amended by striking 7,e71 7,f71 7,h71 or 7,j7 and inserting 7,e71 7,g71 or 7,i74 7#c7 ,husband's insurance benefits 7,a7 ,in general ,section #bjb7;c77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;c77#a77 is amended-- 7i7 by striking and ending with the month in the matter immediately following clause 7ii7 and inserting and ending with the month in which he dies or 7if earlier7 with the month2 7ii7 by striking subparagraph 7,e72 and 7iii7 by redesignating subparagraphs 7,f7 through 7,k7 as subparagraphs 7,e7 through 7,j71 respectively4 7,b7 ,conforming amendment ,section #bjb7;c77#d77;,b7 of such ,act 7#db ,u4,s4,c4 #djb7;c77#d77;,b77 is amended by striking 7,e71 7,f71 7,h71 or 7,j7 and inserting 7,e71 7,g71 or 7,i74 7#d7 ,child's insurance benefits ,section #bjb7;d77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;d77#a77 is amended-- 7,a7 by striking and ending with the month in the matter immediately preceding subparagraph 7,d7 and inserting and ending with the month in which such child dies or 7if earlier7 with the month2 and 7,b7 by striking dies1 or in subparagraph 7,d74 7#e7 ,widow's insurance benefits ,section #bjb7;e77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;e77#a77 is amended by striking ending with the month preceding the first month in which any of the following occurs3 she remarries1 dies1 becomes entitled in the matter following subparagraph 7,f7 and inserting ending with the month in which she dies or 7if earlier7 the month preceding the earliest of the first month in which she remarries1 the month in which she becomes entitled4 7#f7 ,widower's insurance benefits ,section #bjb7;f77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;f77#a77 is amended by striking ending with the month preceding the first month in which any of the following occurs3 he remarries1 dies1 or becomes entitled in the matter following subparagraph 7,f7 and inserting ending with the month in which he dies or 7if earlier7 the month preceding the earliest of the first month in which he remarries1 the month in which he becomes entitled4 7#g7 ,mother's and father's insurance benefits ,section #bjb7;g77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;g77#a77 is amended-- 7,a7 by inserting the month in which he or she dies or 7if earlier7 after and ending with in the matter following subparagraph 7,f72 and 7,b7 by striking he or she remarries1 or he or she dies and inserting or he or she remarries4 7#h7 ,parent's insurance benefits ,section #bjb7;h77#a7 of such ,act 7#db ,u4,s4,c4 #djb7;h77#a77 is amended by striking ending with the month preceding the first month in which any of the following occurs3 such parent dies1 marries1 in the matter following subparagraph 7,e7 and inserting ending with the month in which such parent dies or 7if earlier7 the month preceding the first month in which such parent marries4 7#i7 ,disability insurance benefits ,section #bbc7;a77#a7 of such ,act 7#db ,u4,s4,c4 #dbc7;a77#a77 is amended by striking ending with the month preceding whichever of the following months is the earliest3 the month in which he dies1 in the matter following subparagraph 7,d7 and inserting the following3 ending with the month in which he dies or 7if earlier7 with the month preceding the earlier of and by striking the comma after #baf7l774 7#aj7 ,benefits at age #gb for certain uninsured individuals ,section #bbh7;a7 of such ,act 7#db ,u4,s4,c4 #dbh7;a77 is amended by striking the month preceding in the matter following paragraph 7#d74 7b7 ,computation and payment of last monthly payment 7#a7 ,old-,age and survivors insurance benefits ,section #bjb of the ,social ,security ,act 7#db ,u4,s4,c4 #djb7 is amended by adding at the end the following new subsection3 7aa7 ,prorated payment due to death 7#a7 ,prorated payment for last month of entitlement ,in the case of any monthly insurance benefit paid to an individual under this section for the last month of entitlement to such benefit 7in any case in which eligibility for such benefit ends because of such individual's death in such month71 the amount of such benefit under this section paid for such month shall be an amount equal to-- 7,a7 the amount of such benefit 7as determined without regard to this subsection71 multiplied by 7,b7 a fraction-- 7i7 the numerator of which is the number of days in such month preceding 7but not including7 the date of such individual's death1 and 7ii7 the denominator of which is the number of days in such month1 rounded1 if not a multiple of #a1 to the next lower multiple of #a4 ,this subsection shall apply with respect to such benefit after all other adjustments with respect to such benefit provided by this title have been made4 ,payment of such benefit for such month shall be made as provided in section #bjd7;d74 7#b7 ,prorated payment for first month of entitlement ,in the case of any monthly insurance benefit paid to an individual under this section for the first month of entitlement to such benefit 7in any case in which eligibility for such benefit begins because of the death in such month of another individual on whose wages and self-employment income such benefit are based71 the amount of such benefit paid for such month shall be an amount equal to-- 7,a7 the amount of such benefit 7as determined without regard to this subsection71 multiplied by 7,b7 a fraction-- 7i7 the numerator of which is the number of days in such month following and including the date of the death of the individual on whose wages and self-employment income such benefit is based1 and 7ii7 the denominator of which is the number of days in such month1 rounded1 if not a multiple of #a1 to the next lower multiple of #a4 ,this subsection shall apply with respect to such benefit after all other adjustments with respect to such benefit provided by this title have been made4 ,payment of such benefit for such month shall be made as provided in section #bjd7;d74 7#c7 ,payable to estate ,any monthly insurance benefit under this section for the month in which the individual entitled to such benefit dies shall be paid to the estate of the individual unless the individual has named another individual as the payee for such payment4 4 7#b7 ,disability insurance benefits ,section #bbc of such ,act 7#db ,u4,s4,c4 #dbc7 is amended by adding at the end the following new subsection3 7k7 ,last payment of benefit terminated by death 7#a7 ,the amount of any individual's monthly benefit under this section paid for the month in which the individual dies shall be an amount equal to-- 7,a7 the amount of such benefit 7as determined without regard to this subsection71 multiplied by 7,b7 a fraction-- 7i7 the numerator of which is the number of days in such month preceding 7but not including7 the date of such individual's death1 and 7ii7 the denominator of which is the number of days in such month1 rounded1 if not a multiple of #a1 to the next lower multiple of #a4 ,this subsection shall apply with respect to such benefit after all other adjustments with respect to such benefit provided by this title have been made4 ,payment of such benefit for such month shall be made as provided in section #bjd7;d74 7#b7 ,any monthly insurance benefit under this section for the month in which the individual entitled to such benefit dies shall be paid to the estate of the individual unless the individual has named another individual as the payee for such payment4 4 7#c7 ,benefits at age #gb for certain uninsured individuals ,section #bbh of such ,act 7#db ,u4,s4,c4 #dbh7 is amended by adding at the end the following new subsection3 7i7 ,last payment of benefit terminated by death 7#a7 ,the amount of any individual's monthly benefit under this section paid for the month in which the individual dies shall be an amount equal to-- 7,a7 the amount of such benefit 7as determined without regard to this subsection71 multiplied by 7,b7 a fraction-- 7i7 the numerator of which is the number of days in such month preceding 7but not including7 the date of such individual's death1 and 7ii7 the denominator of which is the number of days in such month1 rounded1 if not a multiple of #a1 to the next lower multiple of #a4 ,this subsection shall apply with respect to such benefit after all other adjustments with respect to such benefit provided by this title have been made4 ,payment of such benefit for such month shall be made as provided in section #bjd7;d74 7#b7 ,any monthly insurance benefit under this section for the month in which the individual entitled to such benefit dies shall be paid to the estate of the individual unless the individual has named another individual as the payee for such payment4 4 7c7 ,disregard of benefit for month of death under family maximum provisions ,section #bjc7;a7 of the ,social ,security ,act 7#db ,u4,s4,c4 #djc7;a77 is amended by adding at the end the following new paragraph3 7#aa7 ,notwithstanding any other provision of this ,act1 in applying the preceding provisions of this subsection 7and determining maximum family benefits under column ,v of the table in or deemed to be in section #bae7;a7 as in effect in ,december #aigh7 with respect to the month in which the insured individual's death occurs1 the benefit payable to such individual for that month shall be disregarded4 4 7d7 ,effective date ,the amendments made by this section shall apply with respect to deaths occurring in the first month beginning more than #fj days after the date of enactment of this ,act4