,,ii  #aagth ,,congress  #b;d ,session  
,s4 #defa  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,july #bj1     
#bjbb ,mr4 ,warnock 7for himself1 ,mr4  
,blumenthal1 ,ms4 ,cortez ,masto1 ,mr4  
,ossoff1 ,mr4 ,bennet1 ,mr4 ,tester1    
,mr4 ,warner1 ,mr4 ,merkley1 and ,mr4   
,booker7 introduced the following bill2 
which was read twice and referred to the
 ,committee on ,armed ,services  ,a     
,,bill  ,to direct the ,secretary of    
,defense to seek to enter into an       
agreement with an entity to conduct a   
study and produce a report on barriers  
to home ownership for members of the    
,armed ,forces4  #a4 ,short title ,this 
,act may be cited as the ,increasing    
,home ,ownership for ,servicemembers    
,act4  #b4 ,study and report on barriers
 to home ownership for members of the   
,armed ,forces ,not later than one year 
after the date of the enactment of this 
,act1 the ,secretary of ,defense shall  
seek to enter into an agreement with a  
federally funded research and           

development center or nonprofit entity  
to conduct a study on the barriers to   
home ownership for members of the ,armed
 ,forces4 ,at the conclusion of such    
study1 the ,secretary shall submit to   
the ,committees on ,armed ,services of  
the ,senate and the ,house of           
,representatives a report containing the
 following elements3  7#a7 ,potential   
barriers to home ownership1 including   
down payments1 concerns about home      
maintenance1 and challenges in selling a
 home4  7#b7 ,the percentage of members 
who use the basic allowance for housing 
under section #djc of title #cg1 ,united
 ,states ,code1 to pay for a mortgage1  
disaggregated by ,armed ,force1 rank1   
and military housing area4  7#c7 ,any   
identified differences in home ownership
 rates among members correlated with    
race or gender4  7#d7 ,what percentage  
of members own a home before they       
separate from the ,armed ,forces4