,,ii  #aag? ,,congress  #b;d ,session   
,s4 #decb  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #ad1 #bjbb,ms4   
,hassan introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,community ,re9ve/m5t
 ,act ( #aigg to provide f9ancial       
in/itutions ) cr$it = provid+ community 
bus9ess developm5t ref]rals or res\rces1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,/r5g!n+          
,community ,bus9ess ,developm5t ,act4   
#b4 ,,cra cr$it = provid+ community     
bus9ess developm5t ref]rals or res\rces 
,section #hjd ( ! ,community ,re9ve/m5t 
,act ( #aigg 7#ab ,u4,s4,c4 #bijc7 is   
am5d$ by add+ at ! end ! foll[+3  7e7   
,ref]rals to community bus9ess          
developm5t organizations  7#a7          
,def9ition ,9 ?is subsection1 ! t]m     
community bus9ess developm5t            
organization-- 7,a7 means an            
organization t provides l[- &           
mod]ate-income borr[]s ) bus9ess        

developm5t res\rces1 includ+-- 7i7 cr$it
 improvem5t programs2  7ii7 bus9ess     
c\nsel+ & m5tor+2  7iii7 f9ancial       
lit]acy programs2 &  7iv7 bus9ess       
developm5t c\rses2 &  7,b7 includes--   
7i7 a di/rict (fice ( ! ,small ,bus9ess 
,adm9i/ration2  7ii7 a small bus9ess    
developm5t c5t] describ$ 9 section #ba (
 ! ,small ,bus9ess ,act 7#ae ,u4,s4,c4  
#fdh72  7iii7 a wom5's bus9ess c5t]     
describ$ 9 section #bi ( ! ,small       
,bus9ess ,act 7#ae ,u4,s4,c4 #fdi72     
7iv7 an entrepr5eurial c5t] t (f]s      
bus9ess developm5t res\rces1 includ+--  
7,i7 work%ops1 tra9+1 educational       
programs1 & o!r bus9ess developm5t      
s]vices2 &  7,,ii7 m5tor%ip & bus9ess   
c\nsel+ s]vices2  7v7 ! ,s]vice ,corps (
 ,retir$ ,executives au?oriz$ "u section
 #h7;b77#a77;,b7 ( ! ,small ,bus9ess    
,act 7#ae ,u4,s4,c4 #fcg7;b77#a77;,b772 
&  7vi7 a ,vet]an ,bus9ess ,outrea*     
,c5t] describ$ 9 section #cb ( ! ,small 
,bus9ess ,act 7#ae ,u4,s4,c4 #feg;b74   
7#b7 ,requirem5t ,9 assess+ & tak+ into 

acc\nt1 "u subsection 7a71 ! record ( a 
f9ancial in/itution1 ! appropriate      
,f$]al f9ancial sup]visory ag5cy may    
consid]1 z a factor1 ef=ts ( ! f9ancial 
in/itution to-- 7,a7 ref] l[- &         
mod]ate-income borr[]s to :om !y h d5i$ 
bus9ess loans to community bus9ess      
developm5t organizations2 or  7,b7      
directly provide l[- & mod]ate-income   
borr[]s ) bus9ess developm5t res\rces4  
7#c7 ,guidance  7,a7 ,9 g5]al ,n lat]   
?an #fj days aft] ! date ( enactm5t (   
?is subsection1 ! appropriate ,f$]al    
f9ancial sup]visory ag5cies %all issue  
guidance to c>ry out ?is subsection4    
7,b7 ,consid]ation ( small f9ancial     
in/itutions ,9 issu+ ! guidance requir$ 
"u subp>agraph 7,a71 ! appropriate      
,f$]al f9ancial sup]visory ag5cies %all 
consid] ways = small f9ancial           
in/itutions to receive cr$it = ref]rals 
& res\rces provid$ "u p>agraph 7#b74    
7,c7 ,additional guidance ,! ,secret>y (
 ! ,treasury %all issue guidance =      
f9ancial in/itutions on ! process (     

ref]r+ a borr[] to a community bus9ess  
developm5t organization 9 a mann] t     
responds to community ne$s4  4